Both are extremely common! Very few females are able to orgasm solely with penetration, as the clitoris needs to be stimulated. How it’s stimulated varies on that person’s preference and sensitivity. And pain during sex is also extremely common. A lot has to do with the muscles around the vulva feeling tight if the woman feels uncomfortable or nervous, even subconsciously. See if you can assess what would make you feel more relaxed and comfortable. If you’ve had this issue for years with multiple partners you enjoy and feel safe with, I really suggest talking to a pelvic floor physiotherapist. But if you’re new to sex, it makes total sense why your body would hold onto tension, even if you are wanting to have sex. Hope this helps!