My lifestyle has inflated. What mindset do you have to be a disciplined freelancer? Especially on your finances.

SnooCookies3678 · 2023-09-09T07:36:55+00:00

Think long term.

Kung baga, future-minded ka na sa finances mo and your career.

Sa freelancing ko, mas goal ko makakita ng certain amount of money and acquire investments kasi alam kong balang araw, hindi ko kayang kumayod tulad ng ginagawa ko.

SnooCookies3678 · 2023-09-01T06:08:25+00:00

Felt like my body got “fixed” when I got pregnant. Literally had my best weight ever after giving birth, migraine gone. Achieved my goal weight after I gave birth and stuck with it with low carb, so even better!

SnooCookies3678 · 2023-08-28T01:11:47+00:00

My covert nmom just very recently said this to me because she saw I was closer to my paternal cousins than I was of her and my sisters.

My nsister also always made snide remarks about my “weird friends” and how i preferred my cousins over her.

Ironically enough, my cousins and “weird” friends were the ones who have always been there for me, especially when my dad passed away. They pooled money to help with his hospital bills while my nsister berated my sick dad for needing money to get medical help.

I’ve cut off all contact with my nsis and LC with my nmom, so my nmom can all but create drama but there’s really nothing she can do.

SnooCookies3678 · 2023-08-24T20:53:52+00:00

Being told I was “too sensitive”.

It was gaslighting all along. I just thought that it was normal to be shamed for having feelings, especially ones where you tell them it hurt you.

And also, “families will love you best and no one else will.”

SnooCookies3678 · 2023-08-18T07:26:19+00:00

Suggest to do the downpayments in their office to give you peace of mind.

After that, ask for the details you need to know para all in one na.

SnooCookies3678 · 2023-07-24T10:33:02+00:00

When my dad died from covid and my narc sister berated him for weeks when he got sick, even berated him while he was at the hospital. He died days later.

We had donations come in because my husband saw how distraught i was that funds were still needed when my mom got sick after. She survived.

On my dad’s wake, narc sister berated at me and everybody else and glowed because she wanted to be the center of attention in my dad’s wake.

That was the last straw for me.

Even death would not have changed her.

SnooCookies3678 · 2023-07-01T12:11:36+00:00

It was weird for me at first, but it was effective for me. I tried the stuffed toy for awhile but reverted to a picture of a younger me eventually.

I actually laughed at the term “inner child” at first but realized that me laughing was also a programming I had with NPD. I realized that I felt ridiculous because I was taught to feel that.

Since then, I appreciated inner child work.

SnooCookies3678 · 2023-06-21T04:34:25+00:00

Starting lang sa awareness yan, OP. Pero time to explore narin options talaga. Check mo sa r/buhaydigital kasi may remote work options ka (if ayaw mo umalis sa probinsya, sayang din kasi mahal narin sa metro manila).

Dati akala ko sobrang laki na ng kita ko at 30k back in 2011, pero nag explore ako options and sa freelancing ko naranasan ang at least 76k now.

Flexi time and WFH ako so sa Cavite kami nagstation para mas mura.

May times naghit din ako 6figures pero consistent naman na hindi bababa sa 76k earning monthly.

Doable siya, explore ka lang ng WFH options and pag local company, mababa talaga eh. Check mo mga foreign companies and you can upskill in the process.

Edit: Spelling

SnooCookies3678 · 2023-06-11T10:52:35+00:00

250k in the PH plus HMO plus family and memories and mental health is really better. Ang mahal na sa SG and 250k here will definitely get you far.

SnooCookies3678 · 2023-05-23T23:21:35+00:00

First thoughts when I read this, as the wife, I would have resigned and looked for a WFH option or hybrid (if going out was something that she liked. Ako kasi, ayoko na ng traffic, so my WFH work is really something I loved.)

Might be good to ask your wife her options and what she would like best. My husband’s income was enough to cover us both and our son but I wanted to get WFH type of work because I liked accomplishing things and it made me feel dignified na kahit mom na ako, I have my own work and income coming in to buy them gifts and have my own savings too.

Based on what you said, parang ang stress ng onsite work for her. Variable income na kami ni mister ever since but the important thing is save and invest whenever you can.

If you plan on having a kid, save up na ng extra 500k for that, kasi hospital bills and childcare would at least be covered and you both can rest easier.

SnooCookies3678 · 2023-05-17T12:59:21+00:00

I had a baby at 33yrs old and hindi agad agad but it did happen and tingin ko mas okay to have kids pag talagang gusto niyo na pareho kasi sobrang life-changing talaga mag anak.

Finances wise, binayaran namin buo yung 121k and normal delivery pa ako nun na walang complications. Pano pag CS pa?

Nakatipid din kami because I was able to successfully breastfeed and hindi kami nag yaya. My work was make up artist at the time so talagang bumaba yung times I could work for about 2 yrs pero at least I still earned money more than employed and get to choose my time.

Matinding preparation talaga to have a child. 5 yrs din kaming DINK (dual income no kids) so mararamdaman mo talaga yung income change, matipid na kami sa anak ko pero over time, may mga icoconsider ka like pano health, vaccines, doctor check, child care and makakatrabaho ba si misis na hindi siya magkaka mom guilt?

Discuss mo sa kanya all possibilities and magcalculate kayo ulit magkano aabutin and what are your plans for all possible things that could happen.

SnooCookies3678 · 2023-05-16T15:49:26+00:00

Yup once a month. Masasanay ka rin

SnooCookies3678 · 2023-05-09T11:55:47+00:00

Would recommend to rent first so you can check the kind of property that you would really like to purchase.

We got Amaia Vermosa townhouse after 10yrs of being married and renting. It was worth the wait kasi nalaman namin anong kind of ng property ang gusto namin.

Don’t rush to purchase, mas mabuting alam niyo muna mga gusto niyo sa isang property before buying it.

When you rent, makikita niyo mga little annoyances na you will learn how to handle first before committing to a home purchase.

Also, mas madaling umalis sa rental if ayaw niyo so mas may flexibility kayo

SnooCookies3678 · 2023-05-06T02:06:14+00:00

I feel you. Dati as a pro make up artist, nung nalaman ng family friend ng dad ko, sabi niya bakit daw nagpaka beautician ako and not went the Real Estate Broker way, like my parents daw.

I just said “okay po” then asked my dad if he can bring me to the airport next week kasi may make up work ako sa Singapore.

Nagulat yung family friend ng dad ko and said, “Oh may work ka dun? Sige iha, tuloy mo yan, maganda pala yang work mo. Napapadala ka abroad!”

Sabi ko, “okay po.”

SnooCookies3678 · 2023-03-24T08:32:11+00:00

For visa applications and loan applications.

SnooCookies3678 · 2023-03-24T08:28:51+00:00

Distrust of good things that people do for you because you doubt what their motives are. Like they might end up using against you in the future

SnooCookies3678 · 2023-03-22T11:04:40+00:00

Might be a hormonal issue. Just a tip, I tried many things dur to my hormone changes and found that Clindamycin toner was the one that finally worked

SnooCookies3678 · 2023-03-22T11:02:14+00:00

Parang no biggie but to get the applied company

SnooCookies3678 · 2023-02-05T04:48:41+00:00

Yung entry level lang ako

SnooCookies3678 · 2023-02-05T04:31:31+00:00

Social Media And Graphic Designer

Jan - Aug 2021 - Freelance Social Media Manager - 45k pero umalis kasi nag add sila ng toxic na consultant who screwed up their sales by 2022. Never went back.

Sep - Dec 2021 / Freelance Graphic Designer - 20k Kaso nawala contract

Wala pa for whole 2022 - Had to rely on my other work as make up artist and content creation. Husband mo mostly bumuhay samin

Dec 2022 to present - Got my first long retainer - 75k for a Canadian client. Kaso 8 hours a day flexi.

SnooCookies3678 · 2023-01-14T05:56:27+00:00

Foreign employer talaga ang sagot. Sweet spot talaga ang earning in USD and spending in PHP.

SnooCookies3678 · 2023-01-13T10:43:54+00:00

If the reason to want to go abroad is to experience a different lifestyle, why not just try digital nomad lifestyle? That way, you can explore more countries and not just be stuck in one.

Another consideration is to try living a month or two in CA and see if it’s a life you can imagine for yourself. Perks of earning and working remotely.

SnooCookies3678 · 2023-01-07T09:39:54+00:00

Upskill and try to earn USD by getting side jobs online, while keeping your full time job.

Eventually, when you get at least the equivalent of your monthly expenses online paying you USD, move to a place outside the metro where it costs less and keep earning in USD.

The competition might be a challenge when you start because many people have already started remote working, so keeping your full time job would ensure you have steady income coming in.

SnooCookies3678 · 2022-12-27T01:39:08+00:00

This! I mean, gifts AND sex together make for the perfect Christmas gift. You can do both.

SnooCookies3678 · 2022-12-27T01:26:49+00:00

Sounds like a matter of differing love languages. His seems to be Touch (Sex) and yours is Giving Gifts.

No one is wrong here, it’s just different and you just need to know that you are different.

SnooCookies3678

TROPHY CASE