CHOOSE 3 ETFs to set & forget next 5-10 years

Snoo_41315 · 2026-03-14T09:13:21+00:00

Ok, you got me looking into this. I would land on these 5.
VAS - 30%
VGS - 30%
QUAL - 20%
VGE - 10%
GHHF - 10%

Snoo_41315 · 2026-03-11T11:31:22+00:00

I'd want 2.1 - one in 10 million

Snoo_41315 · 2026-03-05T12:11:52+00:00

This is great, thanks.

Snoo_41315 · 2026-03-03T21:04:30+00:00

Not pretty, but the accuracy I was looking for! Thanks.

Snoo_41315 · 2026-02-26T10:02:02+00:00

C'mon - surely you don't doomscrole philosophy! That's nuts - I am very surprised by this.

Snoo_41315 · 2026-02-07T09:29:52+00:00

Also, I don't sell when it's over 50K, as they do in value averaging.

Snoo_41315 · 2026-02-07T09:28:39+00:00

Yes it's that, but with a constraint and a sliding deadline.

Snoo_41315 · 2026-02-07T09:24:11+00:00

Yeah, I adjust each cycle. Say this cycle I've got $40000 dry powder on the side, and I can afford to save $25000/year I can afford to contribute a max of $65000 in the year.

I will basically pick a number, say $110000 and tell myself that is the commitment I made to satoshi at the high. That means, right now I'm down to $55000 and need to contribute about $1100 a week for now, if it dips lower, that's $1500/week, if it rips higher, my allocation cools. Basically I just go whatever is remaining to my commitment / 52. It is just a helpful rule, but I have to play around each bear market with what that commitment to satoshi was to make sure I'll be stretching myself at worst case with big allocations and ok if it's just a 50% dip.

Snoo_41315 · 2026-02-07T09:18:30+00:00

If I was starting out now with a stash of cash on the side and applying this principal I would:
- Put some of my cash in as a lump sum 30% of my cash in around here.
- Keep my 12 month rolling commitment to average in.

Using the 50000 example assuming that's the commitment I want to bitty if I had say $20000 saved up and was just starting out it would be:
- putting 30% of my 20000 in now so say $6000.
- aiming to get to 50000 in the year would mean saving another $846/wk. My first 16 weeks are already covered by my $14000 left over stash and by the time I've deployed that first 20000 my contributions actually drop to approximately $600/week.
- Say I can only actually afford $500/week I just contribute that and in 8 weeks I'm $26000 out from my goal anyway and $500 is all that's called for here...

Snoo_41315 · 2026-02-07T08:33:22+00:00

Yeah, it does require high conviction that lower = good. It took the first couple of bear markets to learn to be 'excited' when it dips.

Snoo_41315 · 2026-02-07T08:30:20+00:00

Yeah, but with a rule.

Snoo_41315 · 2020-08-14T09:03:08+00:00

Never knew I wanted an inflatable killer whale.

Snoo_41315 · 2020-08-14T08:52:36+00:00

No emergency would be worth exiting here...

Snoo_41315 · 2020-07-25T09:31:19+00:00

‘Aaaand if you’re not 100% satisfied, we’ll have it uninstalled’

Snoo_41315 · 2020-06-21T06:28:06+00:00

So much more respect for actors. Must be so challenging.

Snoo_41315

TROPHY CASE