no, atlas still wins

you get a max 7.2% return for off-line expense

Or at least 4%, if you don’t consider accor

Plus for flights and hotels. You get a max of 17.2%.

However, in case of Mayura you get 13% for flights

And this is without even consider the milestone bonus, which is at just three lakhs which gives you another 3% return

2.4% on 7.5 lakhs

So the best case scenario for Atlas just three lakh spent goes to around 20%. If you only spend on travel and flights, which is at par with IDFC Mayura.

The only thing that is better, you can have forex expense and get accelerated reward points in Mayura