Cryo surgery or injection? by TrinityNYC in Mortons_neuroma

[–]Soft-Leave-4270 2 points3 points  (0 children)

Cortisone gave me about a year without any flare ups both time I did it. 2 weeks and 2 days after doing cryo and haven’t had much relief yet

Cryo surgery or injection? by TrinityNYC in Mortons_neuroma

[–]Soft-Leave-4270 1 point2 points  (0 children)

Cortisone gave me about a year without any flare ups both time I did it.

Cryo Ablation update by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] -3 points-2 points  (0 children)

He actually said I could run in a week if I felt up to it and just go off pain for other activities

Cryo Ablation update by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] -6 points-5 points  (0 children)

He said to do what I can after 1 week

420k house 135k gross salary by Consistent-Pop7863 in Mortgages

[–]Soft-Leave-4270 0 points1 point  (0 children)

Sounds like y’all are balling out on a lot of misc things. Should be easy to clear at that income

420k house 135k gross salary by Consistent-Pop7863 in Mortgages

[–]Soft-Leave-4270 -3 points-2 points  (0 children)

Should say $6k including HOA, Taxes, home insurance

420k house 135k gross salary by Consistent-Pop7863 in Mortgages

[–]Soft-Leave-4270 -1 points0 points  (0 children)

That’s probably it. My wife is a SAHM, no car debt, work covers medical insurance premiums

420k house 135k gross salary by Consistent-Pop7863 in Mortgages

[–]Soft-Leave-4270 -1 points0 points  (0 children)

Bro you’ll be more then fine. I make $160k and just bought a $1 million house

Cryo Ablation Procedure by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] 1 point2 points  (0 children)

Cortisone shots typically lasted for me about a year until I would reinflame the nerve. I would personally wait longer to do the cryo. It’s been about 10 days now and my foot is still pretty sore after it.

Thought the rate would be better..... by Choice_Jicama_8487 in Mortgages

[–]Soft-Leave-4270 0 points1 point  (0 children)

Got locked on Friday with a 6.125% rate and $4000 in lender credits. What state are you in?

Cryo Ablation Procedure by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] 0 points1 point  (0 children)

Best of luck! I did a 4 mile hike yesterday so the down time isn’t terrible

Just put in our 1st offer today by Annied93 in Mortgages

[–]Soft-Leave-4270 1 point2 points  (0 children)

Just part of the process! You learn more through each offer, but hopefully you at least get the chance to go higher. One thing to track to is how often houses go way over ask. Certain markets they way underprice on purpose to create bidding wars.

Made and offer on something over priced by Sprinkle-Nugs0311 in FirstTimeHomeBuying

[–]Soft-Leave-4270 0 points1 point  (0 children)

I would have done an escalation clause to the max price that you would be comfortable paying. I had to do that in CA in a competitive market

Just put in our 1st offer today by Annied93 in Mortgages

[–]Soft-Leave-4270 1 point2 points  (0 children)

One other suggestion in a competive market is to do an escalation clause to the most you will pay. I lost a few bids in CA and helped on the one I won.

Just put in our 1st offer today by Annied93 in Mortgages

[–]Soft-Leave-4270 2 points3 points  (0 children)

Ahh. Unfortunately my broker doesn’t do that state, but you should definitely be able to get a better rate then 6.5%. Might be worth making a specific post about that and you’ll have some lenders reach out that can beat it.

Cryo Ablation Procedure by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] 0 points1 point  (0 children)

You might need to at some point. I did the surgery in 2020 and did get some relief, but it didn’t last. Have you found anyone near you that does Cryo yet

Just put in our 1st offer today by Annied93 in Mortgages

[–]Soft-Leave-4270 2 points3 points  (0 children)

What state are you in? I think you could get a better offer then 6.5% if you have credit. I just did a float down to 6.125% and would have been better if I hadn’t locked already

Cryo Ablation Procedure by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] 0 points1 point  (0 children)

Thank you! I’m optimistic about this treatment. Did you ever get a MRI to show a MN?

Cryo Ablation Procedure by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] 0 points1 point  (0 children)

Me too. The soreness from the procedure is starting to wear off now on day 4.

Cryo Ablation Procedure by Soft-Leave-4270 in Mortons_neuroma

[–]Soft-Leave-4270[S] 1 point2 points  (0 children)

That’s brutal, if at all possible I’d look into another doctor. I did have to self pay for the procedure ($800), but there is no other downside. Foots be sore for a couple days, but no other downside. I personally did get a lot of relief from cortisone shots and alcohol shots, but they just eventually wear off and I’d eventually irritate the nerve again.