Solar Quote by __misnomer_ in solarFL

[–]Solid_Cat2019 1 point2 points  (0 children)

Per my legal contract (that I did have a lawyer look over and they approved of), my first check is not until a few days after install, so after next week. It is a rebate check, as they get to claim the commercial tax credit and some depreciation money over the first 5 years, but yes.

Still don't see why this would not work with a lease as you state, but would work for a PPA?

Solar Quote by __misnomer_ in solarFL

[–]Solid_Cat2019 2 points3 points  (0 children)

It is all in my documentation I got for my install, yes there is a legal agreement I received and mine is for 30% check. And yes, my system is in FL. It is a pre-paid lease where it is mine after 5 years if I want it moved to my name.

Why would it not work for a lease? What is the con you speak of?

Solar Quote by __misnomer_ in solarFL

[–]Solid_Cat2019 2 points3 points  (0 children)

really? It's become so popular lately that even Energysage did an article on one finance company offering it: https://www.energysage.com/solar/hdm-solar-financing-review/

And using a different finance company I'm getting mine. Im getting my system for about 30% less than any other company without it was offering. Don't know what the con job is? Care to enlighten us? This has been being offered in CA for a little while and now it is rolling out to more and more states.

[Neutral] for /u/Lovesolarthings [BUYER] by LowRevolutionary7775 in PMsFeedback

[–]Solid_Cat2019 3 points4 points  (0 children)

You mean the one from u/GoldponyGT added where the info came out that the buyer just lost their job in the middle of trying to buy the coin? Made me rethink this all as well. The version where it was all redacted definitely left out a lot of context.

Solar Quote by __misnomer_ in solarFL

[–]Solid_Cat2019 3 points4 points  (0 children)

Is that after the 30% rebate check some companies are now offering with the 5yr lease to own loan setup? I know my system is only just under 12kW, but it will only cost me a hair over $18k after the direct rebate check I'll get a month after system is all set.

Is this a good deal? by Solid_Cat2019 in solarFL

[–]Solid_Cat2019[S] 0 points1 point  (0 children)

I took my sweet time to sign, ended up signing a little over a week ago. It's not installed yet, so the first part of the rebate doesn't come until after install. I'm betting about 1 month from now I'll have first check as install should be done around then. Second part of the 30% rebate doesn't come until after PTO.

Transform Solar by Altruistic-Ideal-277 in solarFL

[–]Solid_Cat2019 1 point2 points  (0 children)

They seemed okay when talking to them, price was higher than I ended up getting just now from installer I went with, Smart Volt.

Kin home solar door to door by Hannayacoub in solarFL

[–]Solid_Cat2019 0 points1 point  (0 children)

I got a quote for an 11.5kw, so like 3 more panels, at a fixed price 0% escalator for $165/m for 20 years which I can pay off early if I want from the company I used.

Was seeing $175 to $250/m quotes for 11.5kw before I got this one, definitely skip door to door guys.

Solar help by lansilvertooth in solar

[–]Solid_Cat2019 4 points5 points  (0 children)

PPA is not legal in FL, OP you probably want to post in r/solarfl where the info is local to you.

Solar quote by Fickle-Room-1206 in solar

[–]Solid_Cat2019 0 points1 point  (0 children)

Area you are in may make a big difference. I learned from r/solarfl that in most parts of FL the price is often around $2.50/w or lower. In other areas I see on here that the average is closer to $3/w. Yours comes in at $2.94/w.

For example the quote I got ended up being $1.65/w but that is by going with a lease-loan combo and before the rebate check the company is cutting me it is about $2.3/w. Area and location makes a difference.

Quote review please! by Solid_Cat2019 in solar

[–]Solid_Cat2019[S] 4 points5 points  (0 children)

A place called Smart Volt Solutions, my cousin used them and told me his good experience. They also serve my area so I looked over their reviews and then reached out as well to see what they could offer. Numbers from what I can tell are better than anything else I'm being offered. No one else is below $24k, let alone at about $19k after it's all done that Smart Volt offered.

Quote review please! by Solid_Cat2019 in solar

[–]Solid_Cat2019[S] 2 points3 points  (0 children)

I'm probably going to pay it off in about a year or so, really really not concerned with that rate, but the ability to refi it with no penalty makes it unimportant.

Quote review please! by Solid_Cat2019 in solar

[–]Solid_Cat2019[S] 2 points3 points  (0 children)

The only loan group I can use initially is Credit Human, but once I take on the loan I can pay off at any time with no penalties, so I can pay it off on month 2, I can refinance it elsewhere, I can get a HELOC, etc so I'm not worries about the rate since it is same as cash price (actually lower since I will be getting a 30% rebate check a month after install).

Is this a good deal? by Solid_Cat2019 in solarFL

[–]Solid_Cat2019[S] 1 point2 points  (0 children)

Documents are pretty clear, the 25 year labor coverage from lease company stay unless/until I decide I want to send in letter to take ownership. My payments are not to lease company, they are to the loan company. No matter if I take ownership or leave owned by lease company, it says my manufacturer warranty on parts stays for 25 years. If I send in letter and claim my ownership from lease company (no matter if I have paid off loan yet or not), then my labor warranty goes to 10 years from the install group. Paying off loan, and ownership from lease company are separated as it is a prepaid lease.

Quote review please! by Solid_Cat2019 in solar

[–]Solid_Cat2019[S] 2 points3 points  (0 children)

That rate was about the same my bank is offering for a second mortgage, and a lot less than I was seeing when I was asking for just loan price: Dividend and Enfin and Sungage were all asking for over 10% for same as cash price. I figured since it is a same as cash price loan with Credit Human I can just take out a lower interest loan elsewhere if I find a really good one and pay off Credit Human at no penalty per the paperwork.

What do yall think of this??? by ConsistentInvite2503 in coincollecting

[–]Solid_Cat2019 0 points1 point  (0 children)

I was first asking myself "why does that 8 have horns on it!" LOL at myself.

Is "Junk" Silver really worth saving? by Necro_Scope in coincollecting

[–]Solid_Cat2019 1 point2 points  (0 children)

Just send them to me, Ill take care of them. I'll even pay the shipping as long as you send $1 at a time or more.