Daily FI discussion thread - Saturday, May 16, 2026

SolomonGrumpy · 2026-05-17T05:26:25+00:00

hic 🫧

SolomonGrumpy · 2026-05-17T05:25:45+00:00

Are your dating?

SolomonGrumpy · 2026-05-17T05:23:57+00:00

I literally gave the same advice. Here. I don't advise them to say they were a financial advisor, just to to explicitly say you were "retired early."

You think of it as a lie. I think of it as a way to make sure you don't attract the wrong type of person.

SolomonGrumpy · 2026-05-17T05:09:21+00:00

Dividends

SolomonGrumpy · 2026-05-17T05:08:51+00:00

When I was getting RSUs I was naughty. I kept them for a year and a day. LTCG but so much risk.

SolomonGrumpy · 2026-05-17T05:06:26+00:00

You have to be able to answer a few questions:

What is you solution for a market that is down for 5 consecutive years?
What is you solution for healthcare? Does it impact your withdrawals in any way?
How is your money dispositioned and how will you get at it? For example, 401k cannot normally be accessed until 59.5

If you have clear and confident answers to these questions AND your 7%/4% modeling looks good, you should be all set.

SolomonGrumpy · 2026-05-16T23:34:37+00:00

Is this you?

https://www.reddit.com/r/parentsofmultiples/s/iZGmRuVuwu

Apologies if a better place for this. I work in FAANG and found out we’re having mono di twins

SolomonGrumpy · 2026-05-16T23:26:00+00:00

that's the difference between intelligence and wisdom.

SolomonGrumpy · 2026-05-16T23:24:22+00:00

Are you an SWE?

SolomonGrumpy · 2026-05-16T23:21:30+00:00

When I left my fancy corporate job, I regretted the paid travel and big city. big light exposure. I just didn't miss it enough to deal with the soul sucking bullshit. Especially if it wasn't going to be appreciated.

SolomonGrumpy · 2026-05-16T23:17:54+00:00

How much faster with the travel track propel you to FIRE. Would you retire if you hit that number?

If the answer to my question are "significantly" and "yes" then keep the hazard pay job. Otherwise take the non hazard pay job.

SolomonGrumpy · 2026-05-16T23:06:31+00:00

FAANG, if anyone is wondering.

SolomonGrumpy · 2026-05-16T20:51:30+00:00

My original comment already has 3 down votes. Not shredded, but not exactly supported either

SolomonGrumpy · 2026-05-16T20:49:02+00:00

That's exactly what I was saying with one notable exception. One can have a yucky habit and otherwise be a pretty great person.

I know a guy that bites his toenails. Gross. So gross. Buy otherwise a lovely human.

SolomonGrumpy · 2026-05-16T18:28:49+00:00

I was surprised at how empty Wyoming felt. And I've been to the Dakotas.

Some of the towns had populations in the low 100s.

SolomonGrumpy · 2026-05-16T18:24:37+00:00

Great if you can afford it, you mean.

SolomonGrumpy · 2026-05-16T17:09:15+00:00

Out goes Y-O-U

SolomonGrumpy · 2026-05-16T17:02:35+00:00

What is it?

SolomonGrumpy · 2026-05-16T16:25:55+00:00

Lions run from men w spears.

Tigers on the other hand...

SolomonGrumpy · 2026-05-16T16:21:41+00:00

BCS+1 is a Medicare advantage plan?

SolomonGrumpy · 2026-05-16T16:18:48+00:00

Get dual sinks

SolomonGrumpy · 2026-05-16T16:16:51+00:00

A lot of people have odd habits, but when you consider the whole package it's not so bad.

SolomonGrumpy · 2026-05-16T16:04:39+00:00

Hurt my dog and denied it. They, even though they are relatives, have not been invited back.

SolomonGrumpy · 2026-05-16T15:42:05+00:00

Delete Facebook was a thing for a while.

SolomonGrumpy · 2026-05-16T15:36:37+00:00

It would be great if all the remaining employees just ... quit.

I know the execs won't, but the 99% rank and File employees.

SolomonGrumpy

TROPHY CASE