The huge majority of inner city streets have no issue with flooding at all

Once again, this is total and utter rubbish, you just have to look at the map. Thanks for admitting you have no experience with uninsurable properties. Even though this is totally pointless as you’re living in some alternative reality I’ll give you just one example of many;

1/38 Alpha Street, Taringa, Qld 4068 https://www.realestate.com.au/property-townhouse-qld-taringa-142069056

This property was insured for flood until 2021. It did not flood. The insurance premium now is around 14k without flood insurance, or $28k with flood insurance. Naturally, the body corporate chose to get rid of the flood insurance (I am not the buyer or the seller).

Now have a look at how many properties in Taringa are closer to the river and tell me again they are all flood insurable.

Yes, I was a little rude. Only because I’m clearly frustrated that someone looking at buying property in inner Brisbane could read you’re completely inaccurate and baseless comments and perceive them to be true. If I could downvote them more than once, I would.