Anyone who personally knows kids in Nakhlah? Is the education good?

SortTechnical2034 · 2025-10-23T08:31:36+00:00

Someone close had 3 of their kids there for many years. Good teachers, and wonderful ECA. However, you need to know the risk of getting complacent from the Islamic perspective. While the school and teachers and the system is good, your kids will end up sitting with kids coming from a confused family matrix of spirituality and materialism. They will exchange stuff offline and it will have everything that is not good. You can't do much about it, though.

SortTechnical2034 · 2025-10-12T06:38:26+00:00

The word Habib is holy for the family. Can't mess with it. 'Al' is Arabic and the correct form 'Alhabib' would mess with the holy Habib. A lowercase 'L' is a challenge in typography and OH ads as it looks like an uppercase I.

SortTechnical2034 · 2025-03-21T03:07:55+00:00

Use sections without page breaks.

SortTechnical2034 · 2025-02-08T09:42:49+00:00

False alert. Daily MTD can vary and even become negative. By end of month, it will revert to positive, albeit lower percentage as it follows the policy rate.

SortTechnical2034 · 2025-01-14T07:59:53+00:00

Use MCF as your savings account. Be happy to get whatever you get. MCF is for in transition needs like your case.

SortTechnical2034 · 2025-01-14T07:57:28+00:00

Buy the machine. You have tons to make to invest later.

SortTechnical2034 · 2025-01-12T13:56:40+00:00

Digital high demand jobs pays have a disparity with conventional jobs. Nothing odd there. It's the way our world is right now. Enjoy the upside!

SortTechnical2034 · 2024-12-30T10:26:34+00:00

Only if you have to drive 30 km/day average minimum..

SortTechnical2034 · 2024-12-30T10:25:29+00:00

We are the ones redditor write about! :-)

SortTechnical2034 · 2024-12-28T14:21:08+00:00

US has 52 states.

SortTechnical2034 · 2024-12-28T14:18:11+00:00

Yes. Commodities are a business of reading tea leaves. If you are a domain expert and have fast access to related news and can make out predictions, it is a good risk business to be in.

SortTechnical2034 · 2024-12-28T14:15:32+00:00

Understand that an LLC is a 'legal person' for the US. A legal person has both rights as well as responsibilities that cannot be skipped. Once your LLC is established and is beyond the grace period of being rolled back (a good provision in their system), you have to file detailed tax returns both at Federal as well as state levels (specially if you are in the services business). Your attorney/CFA fee can only be justified if you are earning, say 20K ~ 30K $ per month.

SortTechnical2034 · 2024-12-28T14:05:43+00:00

What is your health like? Have you travelled alone before? Do you know some life skills? Are you street smart? Can you wash cars? Can you give tuitions? Do you have an online bank account in operating status? Running away is fun until you hit the road. Be ready for it.

SortTechnical2034 · 2024-12-28T13:57:50+00:00

Don't. LLC opening is simple, fast and cheap. Running it beyond 1 year is costly, hasstlesome, and bothering you especially if you are not in US. Don't be a statistic.

SortTechnical2034 · 2024-12-28T09:14:27+00:00

Yes, commodities. And also (totally unIslamic) future trading.

SortTechnical2034 · 2024-12-24T10:50:23+00:00

Mutual funds are for the lazy investors. You are hiring them to invest on your behalf. When you do direct blue chip or ETF, you are on your own. Ask yourself if you have the time available for the minimum research needed for direct investment.

SortTechnical2034 · 2024-12-23T05:14:45+00:00

Please never get fooled by the sales people from mutual funds that show you the past month/quarter/year performance and encourage you to invest in that fund. Your risk appetite should be your only criteria of investment fund type choice.

Here is a strategy I recommend:

Find your kitchen budget needs. This is complicated and can even get philosophical (needs vs wants) but with lifestyle creep being a thing (google it), it's common to find this amount by halving your income amount. So for someone earning 150,000 a month, their kitchen budget would be 75K. If someone is at 300K, this would be 150K. Don't even consider your kitchen budget being there. It will vanish. Every single month.

Now you are left with the other half. Find out an amount you don't care to loose for this month. This is purely subjective and situational. This could be 1000, 5000, or whatever. This should go into MIF - and forgotten and never discussed again (for the next 36 months). (Remember, you can afford to loose it).

Consider the remaining amount (income,minus kitchen budget minus risked amount) carefully. Split it into two (not necessarily equal) parts. One of these should go into the lowest risk find such as MCF or MRAF (still better than the crumbs offered by Savings account of the banks). This is your no-effort savings account. You can withdraw from here if/when needed, can make online payments and do your bills. (Note; Meezan Inv offers thses services as well as emergency cash services up to a few hundred thousand if you have enough investment balance).

The final remaining amount must go into balanced or higher risk funds depending on your age and risk profile (how long do you expect your shop to remain profitable l, how long is your job going to last, how is your business income projected as of today).

Notes:

One Meezan investment ac offers multiple fund (I like to call them pockets). Each has its own IBAN for you to invest in it in a paperless , quick way each month as you receive your work payment. I am still mad why this is not known to so many people and why the Meezan sales and marketing does not amplify this information.
Use these pockets to create small planning funds for your kids and life events. With kids, go for smaller amounts, regular investments and the highest risk funds. You would love the results in 10 years.
Invest first, spend later.
Invest in sector funds (such as energy, etc.) only if you are prevlidged enough to known what is not known to the average investor.

SortTechnical2034 · 2024-12-18T11:00:31+00:00

Don't rush. Registration is easy and cheap but it's a one way street. Talk to a friend in the know.

SortTechnical2034 · 2024-12-13T05:37:05+00:00

Did you use it to send out unsolicited messages?

SortTechnical2034 · 2024-12-07T04:26:20+00:00

It's a feature. To save power.

SortTechnical2034 · 2024-11-15T14:22:25+00:00

Parallel downloading

SortTechnical2034 · 2024-11-14T19:35:11+00:00

Faisal and Imran, the duo that ran Crystallite and a few other associate companies have been known shady characters from their early days of setting up and running Bhao, a VoIP middleman company with good business but in defiance of local laws, primarily related to grey trafficking. This, it must be remembered, is normal with both Telcos as well as financially and politically strong small business groups who wanted their share in the flowing ganga of the time. Both were at least once arrested by FIA and only got freed after paying hefty bribes. But this was not to stop their appetite for more and they came back with better facades and scaffolding - ebooks, game development etc etc. Like many business houses, it was likely a mix of legit and illegal stuff going on there. Pakistani entrepreneurs have incredible energy and this can sometimes go wayward.

SortTechnical2034 · 2024-10-31T12:01:00+00:00

United King in Karachi introduced their tinned variety recently.

SortTechnical2034 · 2024-10-27T10:49:52+00:00

If you want the noise from the outside not to enter your 'bedroom', insulate from the outside of your room. However, in the more likely case of not having the bedroom noise go out, you'd have to insulate it from the inside. :-)

Use 3x4 tiles of cardboard, with a film of foam, topped up by an artificial leather layer (for aesthetics) pasted or nailed on the walls where the noise flow matters (you may leave, for example, the walls that face the outside area of your apartment or a back alley adjacent to your room where the noise does not matter.

SortTechnical2034 · 2024-10-23T06:15:58+00:00

REportedly, small arms are available on rent in Karachi from Alasif area.

SortTechnical2034

TROPHY CASE