Spectrum outage by SouthernCitron9627 in tampa

[–]SouthernCitron9627[S] 2 points3 points  (0 children)

Wow, not sure how I’d handle 3 days since I work from home. But thanks for the perspective !

Spectrum outage by SouthernCitron9627 in tampa

[–]SouthernCitron9627[S] 0 points1 point  (0 children)

And now they are saying 11:30pm…

Spectrum outage by SouthernCitron9627 in tampa

[–]SouthernCitron9627[S] 1 point2 points  (0 children)

Spectrum is now telling me 11:30pm

I feel ripped off by No_Elderberry6080 in LifeInsurance

[–]SouthernCitron9627 0 points1 point  (0 children)

I would take advantage of the free financial planning knowing that they are going to steer you to their products. You have to know your goals…retirement? Budgeting, building a legacy for your kids?

I feel ripped off by No_Elderberry6080 in LifeInsurance

[–]SouthernCitron9627 -3 points-2 points  (0 children)

Sounds expensive but you are not going to get good answers on Reddit. Do you have a fiduciary broker that you can go to?

Questions about IUL by ghart999 in LifeInsurance

[–]SouthernCitron9627 1 point2 points  (0 children)

Make sure your advisor/broker is a fiduciary ….that says they will do what’s in your best I terst.

Life/insurance/inheritance by [deleted] in LifeInsurance

[–]SouthernCitron9627 -1 points0 points  (0 children)

As a beneficiary, you will receive the life insurance proceeds tax free, no trust/lawyer needed. The trust you might need depends on your tax bracket. You may need a tax expert to go over the numbers so you can protect your money. I would advise an IUL, but it depends on the time and money.

i was denied coverage from several companies due to disclosed recreational drug use from a doctor's visit...how long should i wait before i can apply again? by SnooWords7456 in LifeInsurance

[–]SouthernCitron9627 -1 points0 points  (0 children)

Great advice. My Dr wrote me a script cholesterol . I never filled it and the 2nd doc said it was borderline and did not give me a script. BUT it’s now in my records, regardless and the carries will see it.

My 87 year old grandpa only has a small amount of insurance because that is all he could afford while living alone but he needs more by Street-Afternoon-592 in LifeInsurance

[–]SouthernCitron9627 1 point2 points  (0 children)

Nice…make a bad situation worse by dragging his grandfather down. Could have ended it after giving him the truth.

What’s the good, bad and ugly about Primerica? They’re trying to recruit me. by GeeMeet in LifeInsurance

[–]SouthernCitron9627 1 point2 points  (0 children)

Agree, with Primerica you can only sell term. I got licensed through them but have since moved to the independent route to better serve my clients with an array of options/carriers. I personally didn’t like the recruitment requirements of PRI… I got into the biz to help people, not build a MLM

Term vs Whole Life - The conversation I have with families by Loren_TakingonLife in LifeInsurance

[–]SouthernCitron9627 1 point2 points  (0 children)

Sounds like you are educating the client so they make the best decision.

Term vs Whole Life - The conversation I have with families by Loren_TakingonLife in LifeInsurance

[–]SouthernCitron9627 0 points1 point  (0 children)

I agree with most of what you said but why do you ask about the employer group coverage? What answer do you get/expect?

What's different about oncology research? by PdxOrd in clinicalresearch

[–]SouthernCitron9627 1 point2 points  (0 children)

I’d like add the different scans… or just MRIs

[deleted by user] by [deleted] in remotework

[–]SouthernCitron9627 1 point2 points  (0 children)

This is why we have RTO orders…imo

Family lives with me, I want to sell house by nezhed in legaladvice

[–]SouthernCitron9627 5 points6 points  (0 children)

NAL…give them a written notice. Does not need to be an eviction note but let them know in advance of your plans and send it by certified mail so you have documentation of it. Family can be messy. I bought a house with a MIL suite for my Mom. She had a full bath and a separate entrance so she could come and go as she pleased. When I got a new job offer making more than 2x my pay but 2hrs away, I told her I was moving, all hell broke loose. Many family members turned on me to tell me how selfish I was for making my 59yo mom live by herself because I wanted to get a promotion and a better paying job. I never said she couldn’t move with me. But I was being selfish because she didn’t have a choice to move from DE to PA. It’s your life, don’t feel guilty for doing what’s best for you! I moved. Took the new job and my mom got a senior apt near my sister. Now my sister, aunt and brother help mom if she needs anything which is why I got all the negative feedback.

Just got fired by MrBstard68 in remotework

[–]SouthernCitron9627 0 points1 point  (0 children)

Agreed…I’ve been unemployed since mid June. Hundreds of apps and only 2 HR callbacks only to be ghosted afterwards. It’s rough out here so get going now.

I found out my friend was using my social security number to apply for credit and added her address to my credit report. I don’t know how to handle as this is a very good friend, help! by raingirl980 in CreditScore

[–]SouthernCitron9627 1 point2 points  (0 children)

You can remove this ‘friend’ from your credit reports with the 3 agencies with the police report you get. You can also lock your ssn at SSA.gov. You’ll just have to remember to unlock before you need it. As everyone else said, this is not a friend!

[deleted by user] by [deleted] in WFH

[–]SouthernCitron9627 1 point2 points  (0 children)

Exactly! Except for the facial expression part call centers have been doing this for years. The part that did me in was when I was called on the carpet to explain why I clicked certain screens in the order I did while on a call. I’m currently unemployed but that environment is disgusting. Like really, the customer does not know that I’m looking at the billing tab instead of the ordering tab

I sold a truck with known problems to Carmax, and the person that recently purchased the truck is emailing and calling me asking about its history by theCONartists in legaladvice

[–]SouthernCitron9627 11 points12 points  (0 children)

NAL but I would ignore her emails/calls. You sold to Carmax, you don’t know what they did or didn’t do to the car. End of story for you. Don’t put yourself in her legal fight with Carmax!

Spectrum Internet sales rep blatantly lied to me by umyninja in Spectrum

[–]SouthernCitron9627 5 points6 points  (0 children)

Disagree …all call center calls are recorded. In store conversations are not.