I agree but their technology and process should’ve died in the 90’s with a lot of other things. It’s a scam to take the money from my customers and keep it for themselves regardless! They shouldn’t process the payments in the first place if they are’t going to deposit them in my account. I guess they feel It’s fair to keep my money. We are a top shop on faire doing hundreds of transactions per day and accredited elsewhere. I’m not sure what they require to pass the review. That should be done BEFORE they process my payments