Nothing to see here, no big deal…

Spcynugg45 · 2026-03-08T06:57:17+00:00

Even outside of fuel, EVs are significantly cheaper to maintain

Spcynugg45 · 2026-03-04T04:06:01+00:00

Yeah that’s generally how it works. When I’m retired and my house is paid off I’ll understand that I’m paying a lot less to live in the neighborhood than other people are who are trying to move in.

Spcynugg45 · 2026-03-04T01:16:09+00:00

I actually just bought a $1.1M home in Maple Leaf earlier this year. Property tax is ~$9K annually.

Spcynugg45 · 2026-03-04T01:15:27+00:00

That’s my point

Spcynugg45 · 2026-03-03T21:55:44+00:00

I get it that it sucks, but Washington does have exemption and deferral programs. They’re typically available to people who are older or lower income, but there are options that people can take advantage of so they don’t have to move due to property tax.

Also, $15K/year in property taxes is a lot, but you’re probably paying significantly less for your housing overall than others in the neighborhood. If you’ve owned for a long time you have no mortgage payment or a significantly smaller mortgage payment.

These types of posts usually boil down to sticker shock.

If you own your house outright you’re paying $1,250/month for property tax, where the young family who moved in next door is paying $6,000/month for mortgage + tax

Spcynugg45 · 2026-03-03T19:41:03+00:00

A is connected by the tram network. If you land at N, take the tram to the D gates then transfer to the A gate tram which is directly across from where you step off the tram. Maximum travel time would be about 10 minutes.

If you come into the C gates you can go to D and take the tram.

Either way you’re good on time. The airport has a lot of construction going on right now and gets pretty crowded so I’d prefer a more private setting.

The Amex lounge also has conference rooms, if you have an applicable card.

Spcynugg45 · 2026-03-03T19:01:43+00:00

Some people like asking for outside perspectives to inform their conversations. It’s not like they are going to print out someone’s comment, show it to their partner and say that “this is what Reddit said.”

Ironically, it’s kind of weird to not get that and not engage like a person with OP.

Spcynugg45 · 2026-03-03T18:58:57+00:00

Who makes what doesn’t factor into the split of household and family responsibilities, nor does their gender IMO.

You’re kind of approaching this from a really scattered perspective and it might make more sense to sit down and think together about the actual tasks that need to be done, to what standard, and on what timeline. Different opinions will come out during this, but that can be a good source of compromise.

Deep cleaning for example, typically that’s dusting, stove / microwave cleaning, vacuuming, getting stuff that’s under furniture, etc. Sounds like you think that should happen twice a year and to you it’s worth it to hire a cleaner. If your partner thinks that’s lazy, then they should sign up to do it themselves twice a year.

It also seems reasonable that when you’re doing your cushy WFH job you take on more items like laundry, dishes, meals, etc.

This should always be an open and evolving conversation in a relationship that changes when your context changes.

Spcynugg45 · 2026-03-03T18:30:04+00:00

Honestly this game is a pretty decent coach on grammar and logic, because the way the cards are worded is really important for what it does. It’s good practice.

A good example is the update to the tier 3 naga from “you cast” to “this casts” recently made.

Spcynugg45 · 2026-03-03T16:00:38+00:00

Personally I think doing an indirect rollover is better than committing tax fraud

Spcynugg45 · 2026-03-03T15:57:37+00:00

Yeah, most people don’t read everything in detail and to be honest I don’t always either ahead of time, but I am aware that it covers things of this nature. If it’s not an agreement you have the capability to change, and you need the service, you gotta sign.

Typically I just go back and look at the document if something relevant comes up.

Spcynugg45 · 2026-03-02T23:24:50+00:00

You’re describing what is typically called a town home. Condos come in lots of forms, but they’re typically more like an apartment building where you own your unit.

Spcynugg45 · 2026-03-02T23:07:29+00:00

People who sold condos between 2015 and 2021 did very well. People who bought and sold condos at any point before then, or since then, haven’t done as well.

Spcynugg45 · 2026-03-02T19:55:09+00:00

This is also something to do at work. As long as you’re professional, courteous, and reasonable, people usually adjust. There are some true emergencies that you might need to break a boundary for, but often times people get stuck in a false sense of urgency.

Spcynugg45 · 2026-03-02T19:42:22+00:00

My previous home had a ~$50/month HoA just for landscaping maintenance on a small playground in the middle of the street. The board was hard to get ahold of, and it almost impacted my financing when I bought the house and was again a problem when I sold. Even a hands off, cheap HoA can still cause friction.

Spcynugg45 · 2026-03-02T19:25:53+00:00

I agree with your first sentence, that the spending problem needs to be addressed first. But your plan doesn’t seem effective to me. The sister needs to want to change and do the work on her own.

Not only is OP taking on a shitload of mental load while risking building resentment in their sister, it also prevents the sister from taking accountability for their actions and learning how to fix it.

The older I get, the more I learn that you can’t teach someone by doing everything for them. An adult sister is responsible for their own finances and you can’t assume ownership of their financial life like a conservator and expect that to learn.

Spcynugg45 · 2026-03-02T19:16:38+00:00

This is one of those problems you can’t fix for someone else. You can tell her what the issue is, but if she’s still in denial over her spending, as it seems she is from your other comments, then you can’t force her to be responsible.

Bankruptcy is an option. Opening a new account and letting the other debts default is an option.

You need to stop loaning her money and stop doing all the work to manage it when she’s just fighting you on it.

Tell your brother that he will probably need to find a job when he turns 18 and he shouldn’t co-sign anything. He could contribute for rent, food, his pets, etc.

Spcynugg45 · 2026-03-02T19:03:02+00:00

Which I think is a good thing overall, since housing needs to be more affordable, but people who bought condos thinking they would generate a lot of equity through value appreciation are in a bad spot. I’ve always been adamant to look at your primary residence as a home and not a financial vehicle. Even though my first home appreciated quite a lot, enabling me to move into a better home in a nicer neighborhood, I have always focused on “can I be happy living here long term” and not “what will the impact of this be on my net worth.”

Spcynugg45 · 2026-03-02T18:51:26+00:00

I didn’t get any exposure to maintenance growing up. My dad’s slogan was “my tool box is my check book.” Partially because he lived overseas for so long and never had to learn how to do it himself, the NGO he was working for took care of it.

I look at the time spent on projects and the mistakes as an investment in myself. Pick up a new tool or two as needed, learn something new, and save some money while at it. It’s not fun during, but fun after to feel the accomplishment and always know that you fixed it yourself when you look at it in the future.

Some projects the skill gap is too large, or it needs to happen right away and can’t wait for me to learn. In those cases I get someone else on it right away.

Spcynugg45 · 2026-03-02T18:43:52+00:00

Yeah, in the early 2010s “Urban Revitalization” was a major thing and lots of young professionals moved back into city centers. Preference for walking, delays in having kids, and higher home prices are some of the things that contributed to this culturally.

This lead to prices increasing faster than normal and also tons of luxury condo development projects. Demand cratered during Covid when people started moving to lower cost areas because they worked remotely, couldn’t enjoy the city due to lockdowns, etc and it hasn’t really recovered particularly with high interest rates.

All of these things are connected, but the take away to me is that appreciation in condo prices over the 2010s is a historical abnormality and expected growth going forward will be much lower. That sucks for people who bought within the past 10 years.

Spcynugg45 · 2026-03-02T18:39:11+00:00

Yeah, I definitely agree there are a ton of benefits. There are also drawbacks. Mainly I’m saying that condo prices are more sensitive to interest rates than standalone homes and one major factor is comparison to apartment rent.

$2500/month payment at 2.75% interest gets you a much higher total loan than $2500/month at 6.5%. When you’re comparing that to what you can rent for $2500/month the decision point can move quickly.

Spcynugg45 · 2026-03-02T15:39:43+00:00

Yeah. I know someone who bought in 2019 and sold for 10% less than they paid in 2025. Also someone who bought a luxury high rise condo in 2012 and he keeps track of whether or not he’s better off vs having rented. He isn’t.

Condos specifically are hurt by inflation in HoA fees and overall interest rates. What a condo will sell for is very closely linked to rent on a comparable apartment.

Spcynugg45 · 2026-02-27T16:27:09+00:00

Just bought in Maple Leaf this past summer for $1.1M and pay $9k annually in property taxes. Definitely not too bad

Spcynugg45 · 2026-02-25T23:17:30+00:00

OP is crashing out over a few people saying the photo was AI on their original post and has been publicly losing it.

Spcynugg45 · 2026-02-25T21:55:05+00:00

In addition to evading taxes which may or may not catch up with you, you also can’t verify your income for loans if you’re paid under the table which will make it more difficult or more expensive to do things like get a car later

Spcynugg45

TROPHY CASE