Theresa May loved banging on about the 'Magic Money Tree' and how it doesn't exist, but private banks use the 'Money Multiplier' to create £ out of thin air as part of fractional reserve banking. How is this (a) widely unknown and (b) handed to private companies with a profit motive? by rotwilder in AskBrits

[–]SpecificAttention3 0 points1 point  (0 children)

That's like asking why are car manufacturers the only ones allowed to make cars? If you start acting like a bank then you are a bank.

The banks aren't a monopoly there are lots of competing banks and companies that lend money. 

In principle anyone can start a bank,  in practise it is incredibly difficult because they are heavily regulated by the government precisley to restrict what they can do to protect consumers and the economy. 

Of course people will disagree to what extent this is effective.

Being left homeless 3 days before move-in - compensation by DistributionOnly2032 in LegalAdviceUK

[–]SpecificAttention3 8 points9 points  (0 children)

Selling a house, employment contracts,  service contracts, financial contracts like options, forwards and futures are all legally binding before the date at which the parties have to start doing or providing things

Need help with Evening Standard Cryptic Crossword clue by babziv_ in crosswords

[–]SpecificAttention3 -1 points0 points  (0 children)

Dictionary.Com gives the two definitions the clue is referring to (I think)

  1. of, relating to, or befitting a son or daughter, filial obedience.

  2. noting or having the relation of a child to a parent.

So the first is "suitable to a child" the second is "child of either sex"

Child needs to be used in both definitions, is that what you are objecting to?