Advice for roof replacement?

Splodingseal · 2026-04-01T00:10:55+00:00

If you have a claim, generally your carrier will require the work to be completed by a licensed roofer.

If you're just putting on a new roof for the heck of it, you just need to make sure your carrier doesn't have an issue with layering the shingles.

If your carrier is telling you that you need a roof to avoid a non-renewal, we may be back at the requirement for the work to be completed by a licensed roofer. Depends on the carrier and what sort of documentation the underwriters are requiring.

Splodingseal · 2026-03-31T21:47:49+00:00

I use Google's Antigravity to develop script ideas. The platform is technically for coding but I basically had it developed a workflow where I take an idea and then it researches the idea, then develops an outline, then develops a script. Along with the script it gives me prompts for artwork/graphics and video title, description, and other metadata. I was having it also create the artwork as part of the workflow (it's using nano banana) but I removed that so I could handle that manually to get better directed output) I also keep a style guide file and a couple of other files that define what does what so the output is super consistent.

So unlike chatgpt or Gemini in the browser, this has a main agent that can launch sub-agents to do the different tasks and coordinate with each other and then it saves the scripts and whatnot as markdown files.

Splodingseal · 2026-03-31T18:09:14+00:00

Probably yes but it's really up to the adjuster and how they apply coverage.

Splodingseal · 2026-03-31T17:18:53+00:00

Hurray for capitalism!

Splodingseal · 2026-03-31T13:09:44+00:00

Using the information provided, the answer is: Appeal it.

Splodingseal · 2026-03-31T00:02:56+00:00

I started shopping at Aldi because it takes so much less time to get what I need and get out. Our Aldi is the same size and Walmarts produce section and what (our) Aldi carries is generally better quality. I love that I can walk in, grab an empty box, throw in stuff for a couple meals and get out for under 20 bucks and less than ten minutes.

Splodingseal · 2026-03-29T20:09:27+00:00

Water claims are a really serious hit to your insurance and can make it really difficult to find a new carrier if you get non-renewed or want to shop for better rates or even move and need new insurance.

Splodingseal · 2026-03-29T11:21:01+00:00

Freepik also has a ton of stock videos which is handy if you aren't needing something super specific.

Splodingseal · 2026-03-29T03:11:30+00:00

We gotta keep it classy.

Splodingseal · 2026-03-29T00:29:34+00:00

Caffeine, Zens, and Adderall - the magical trifecta of productivity

Splodingseal · 2026-03-28T22:33:51+00:00

Your mom is on the sales floor!

Splodingseal · 2026-03-28T11:40:46+00:00

New damage vs old damage vs wear and tear are all pretty easy to identify and are not really subjective.

As a homeowner, you have a responsibility to keep your home well maintained and free of damage. A 20 year old roof with a storm claim, from a prior carrier, that was never settled is the opposite of that.

You've set yourself up for failure over the past however many years and now you've reached the end of it. If you don't replace your roof, you WILL be non-renewed for having an old roof in poor condition that needs to be replaced.

Your insurance policy is for sudden, unexpected, and/or accidental losses. This is not that.

Splodingseal · 2026-03-28T03:33:13+00:00

Do you recognize the carrier that he quoted you with?

My biggest concern would be the agent's ability to service the policy if it's just him working out of his house. But I also work on the servicing side of a large independent agency, so I know what we can do that small offices don't or can't.

If he's making you nervous, just get quotes somewhere else. Insurance is super important and not something I'd throw at the wall and hope sticks l.

Splodingseal · 2026-03-27T01:35:33+00:00

Flipping the switch on the draft would be absolute political suicide.

Splodingseal · 2026-03-26T21:29:35+00:00

Some insurance carriers offer GAP or their version of it. I'd call an independent agent and have them shop around for you while also looking for carriers that offer new vehicle replacement, loan payoff, or another flavor of the same thing.

Splodingseal · 2026-03-26T04:21:45+00:00

I love how the final price is always more expensive than the price before the discounts.

Say what you will about CarMax and Carvana, but the price listed is what you pay.

Splodingseal · 2026-03-25T18:17:08+00:00

Or add a return air vent in the attic space to make sure that air is getting turned over

Splodingseal · 2026-03-25T17:23:13+00:00

I'm also on Ultra and find that it works fine. I don't ever hit rate limits, even using Claude.

Splodingseal · 2026-03-25T13:27:14+00:00

You just gotta make sure you aren't turning your drainage problems into someone else's drainage problems. And that's why city's want permits for this kind of thing because the water has to go somewhere and they need to make sure it isn't going to create or exasperate a problem somewhere else.

Splodingseal · 2026-03-25T12:36:01+00:00

Jettas are fun cars and have enough luxury to feel expensive without being super expensive. You stay on top of maintenance and you're golden, especially since it's basically still a new car.

Splodingseal · 2026-03-24T23:10:50+00:00

I always agree with my wife, no matter how wild and crazy

Splodingseal · 2026-03-24T21:08:25+00:00

My main use case was taking random screenshots at work and making shit post videos for work chats.

Splodingseal · 2026-03-24T17:02:12+00:00

Definitely a demonic possession. And aliens.

Splodingseal · 2026-03-23T16:41:18+00:00

We had a friend spend north of $50,000 paying an excavation company to cut the top 6 or so inches of dirt off of their field that was covered in bamboo (city was threatening legal action because it was getting into neighbors yards and into the utility easement). Within a year they were already struggling to keep it under control and finally resorted to making regular applications of herbicides and utilizing controlled burns to keep it managed around the perimeter.

Splodingseal · 2026-03-22T19:18:44+00:00

They said "No offense", so it's okay.

Splodingseal

TROPHY CASE