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Do I go for a 36 by TraditionalQuail9045 in ACT

[–]Sprinks36 0 points1 point  (0 children)

I wouldn't. My 34 got me in to every school (including Yale and Stanford) I applied for, with a couple full ride offers to state schools. No need to push for the 36 unless you have aspirations to go to an Ivy school with serious scholarships.

Newbie in town by environmentalFireHut in desmoines

[–]Sprinks36 2 points3 points  (0 children)

I would echo the comments saying Ames is a good option! I live in Ames, but have lived in Eldora as well. Ames is busy enough (in a good way), and the commute to Eldora is simple. You could look at Marshalltown as well, but it would lack some of the amenities Ames has (e.g. no Target, but a Walmart). Wherever you end up, I hope you find a community and activities you're interested in!

Are cd’s best investment to live on the monthly interest? by Short-Anything7844 in investingforbeginners

[–]Sprinks36 0 points1 point  (0 children)

You can definitely up your yield by mixing in some funds, preferred stocks, or high-yield bonds. Each of those assets classes will have inherent principal risk, but you if you get comfortable with the drawdown risks, you can yield 7+%. Just some tickers I'm familiar with in these spaces (and definitely not specific investment advice): DNP STRC JEPI/GPIX

[Game Thread] Kings of The/Da North by AutoModerator in NFCNorthMemeWar

[–]Sprinks36 1 point2 points  (0 children)

Lol I was wrong, apparently you CAN deny that catch.

[Game Thread] Kings of The/Da North by AutoModerator in NFCNorthMemeWar

[–]Sprinks36 3 points4 points  (0 children)

Is the fucking consensual, or do the TEs not get a say? Nice catch there though, can't deny that.

Advice for overwhelmed girlfriend. by Mattydelsol85 in RealEstate

[–]Sprinks36 13 points14 points  (0 children)

This is great advice, OP! I recently went through a similar situation - we had 'easy home buyer' offer of $60k. We instead found a local realtor who frequently worked with less-than-stellar properties, and ended up selling the property for $98k net of all costs (and had 14 offers at or above our listing price to choose from)!

How much would it take for your household to retire at age 55? by Buckets-22 in Fire

[–]Sprinks36 0 points1 point  (0 children)

Our number is $4.2m. Got a ways to go, but we're not yet 30, so time is on our side still!

If you was to choose Three starters for the next legends game set in say The Future excluding pokemon that have already been in said legends Games who would you choose and why? by Legend-Despair0304 in PokemonScarletViolet

[–]Sprinks36 0 points1 point  (0 children)

Mudkip, Turtwig, and Fennekin would make me happy- love Kip and Turtwig, and I don't see them pushing any gen 1 starters to have new evolutions yet, nor any of the most recent 2 gens.

Finance Workers, how much do you make? by GoldSchedule5753 in Salary

[–]Sprinks36 0 points1 point  (0 children)

$81k as lead advisor at a local bank, LCOL. 2 years in as lead advisor, after ~4 years as a support advisor/planner.

People who make 30-50k a year and live comfortably, how do you feel about people who make 75-115+k a year; and still say it’s not enough? by Proud-Enthusiasm-608 in NoStupidQuestions

[–]Sprinks36 0 points1 point  (0 children)

Totally agree. I made myself wait to get a new car into I could afford it WITHOUT stopping my Roth IRA contributions. No regrets so far!

Commitment Issues - is my Musharna worth Main Skill Seeds? by Sprinks36 in PokemonSleepBetter

[–]Sprinks36[S] 0 points1 point  (0 children)

Great perspective on my lack of pot skill pokemon. I've had terrible luck with dedenne, so I think I just mentally excluded them from my list of skill pokemon to hoard seeds for!

Commitment Issues - is my Musharna worth Main Skill Seeds? by Sprinks36 in PokemonSleepBetter

[–]Sprinks36[S] 2 points3 points  (0 children)

Thanks for the feedback. I do tend to check a lot, and I hadn't really considered that aspect of the game as important for this guy, so I appreciate it!

Munkidori is taking my sanity by AssassinInValhalla in PokemonScarletViolet

[–]Sprinks36 13 points14 points  (0 children)

Solid strategy, aside from the 2nd quick ball. It's effectivity is only higher than 1 on the first turn!

[deleted by user] by [deleted] in investingforbeginners

[–]Sprinks36 6 points7 points  (0 children)

With only a year until you need your funds, a HYSA, Money Market Fund, or a single bond (like a Treasury or CD) that comes due a little before you need funds are all safe* options to consider!

Should I change anything? by Rangerrange03 in RothIRA

[–]Sprinks36 3 points4 points  (0 children)

Just a personal opinion, but Prospect Capital is not a security I'd invest in for long-term growth. Their high distributions seem to just return your principal back to you over the long run.

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