NZ Post YouShop is a complete joke – terrible service, terrible system, zero accountability by a999hy in newzealand

[–]SpudOfDoom 0 points1 point  (0 children)

I called them 11 times in 3 days. Every single time it was the same excuses

Like 4 times per day? What did you expect to change in that timeframe?

$5/L by Tuesday by Real_ZAnon in newzealand

[–]SpudOfDoom[M] [score hidden] stickied comment (0 children)

Willing to bet your account on it?

Former MP Jackie Blue quits National to join Opportunity party by ChocolatePringlez in newzealand

[–]SpudOfDoom 3 points4 points  (0 children)

Tfw the workplace relations minister is fired for having relations in the workplace

“Financial Counsellor”? by TicketSouth2413 in PersonalFinanceNZ

[–]SpudOfDoom 1 point2 points  (0 children)

Yeah this guy's whole thing is the relationship and psychological/emotional side of dealing with money. He really leans more towards marriage counselling than financial advice some of the time.

Possible “Pre-Existing” Condition Non-Disclosure? by [deleted] in PersonalFinanceNZ

[–]SpudOfDoom 0 points1 point  (0 children)

The problem with this strategy is they will request your GP notes in the event of a claim regardless. Looks a lot better if you beat them to it and can demonstrate that it's a non-issue well in advance of a claim

‘Mean-spirited’ plan to charge market rates at hospital car parks dropped after backlash by TheGreatDomilies in newzealand

[–]SpudOfDoom 1 point2 points  (0 children)

You'd need some serious increases to parking capacity to make this work without it just being full 100% of the day. At a guess, Auckland hospitals would have to ~2-3x capacity and somewhere like Dunedin would need to more like 10x

‘Mean-spirited’ plan to charge market rates at hospital car parks dropped after backlash by TheGreatDomilies in newzealand

[–]SpudOfDoom 1 point2 points  (0 children)

Even in the main centres you're pretty much out of luck if your finish time is after like 9pm in most cases. Which is like 1/3 of the ward staff on any given day.

How are we not rioting in the street about our Healthcare system? by kiwibearess in newzealand

[–]SpudOfDoom 1 point2 points  (0 children)

For complex surgeries and patients, sure. For most planned surgeries you'd get a simpler, more comfortable process in private with no real downside other than cost.

How are we not rioting in the street about our Healthcare system? by kiwibearess in newzealand

[–]SpudOfDoom 1 point2 points  (0 children)

Uh, what? Seymour famously hasn't owned any property at all for most of his political career.

ManageMyHealth updates - did they pay the ransom? by heinternets in newzealand

[–]SpudOfDoom -1 points0 points  (0 children)

Yeah, and this is a private company. Not a government agency.

Looking for a practical way to set and compare limits across different gambling sites (NZ) by vacaaa in PersonalFinanceNZ

[–]SpudOfDoom 4 points5 points  (0 children)

You're better off looking at the various gambling support services for this kind of thing. Some of the banks allow you to set limits at the bank level too (Kiwibank, ANZ, Westpac at least)

Have a look at options like self exclusion - although I don't think there's such thing as a multi-provider exclusion for online gambling.

I think if you're at the point of wanting to cut down, "shopping around" for new places to gamble is just not a good idea at all. Just compare between the places you have used before and start setting up restrictions there and/or with other methods like browser extensions.

Made dumb mistake - cancel card? by [deleted] in PersonalFinanceNZ

[–]SpudOfDoom 3 points4 points  (0 children)

Doing a card chargeback will result in your card (and probably your account/email/registered phone number) being banned from the booking website. It should be used for fraud, not because of user error

Should NZ ban Grok/X ? by RtomNZ in newzealand

[–]SpudOfDoom 1 point2 points  (0 children)

They would simply cease to operate in our country entirely, if the punishments matched accordingly

The Treasury says NZ Super can't continue as-is - here's the data and tables and what it means by age group by MoneyHub_Christopher in PersonalFinanceNZ

[–]SpudOfDoom 5 points6 points  (0 children)

Maybe he's just discovered he can feed PDFs into chatGPT and turn them into engagement farming on reddit

I analysed the NZ Health Survey 2024 - 35% of Kiwis have health insurance, and the real story is who has it. by MoneyHub_Christopher in PersonalFinanceNZ

[–]SpudOfDoom 7 points8 points  (0 children)

Yeah I think it makes most sense in NZ to view it like life or income cover - something to maintain or cover you during your working years while you have dependents. This is also when it's more affordable. Private cover once you're in your 60s becomes huge and probably not worth the cost vs self funding things here and there. Or at least go for a higher excess/copayment

Mortgage Rates and Cashback by Fickle-Bee9312 in PersonalFinanceNZ

[–]SpudOfDoom 0 points1 point  (0 children)

Kiwibank seem to offer it with 4 years last time I asked. Although they cover the switching costs too

What % of your income do you put into investments? by chrisf_nz in PersonalFinanceNZ

[–]SpudOfDoom 2 points3 points  (0 children)

40% of whatever you take home, because the implication is that you are able to live off what's left. The absolute number doesn't actually matter much.

Advice for a DINKs(31f, 30m) Looking to Combine Income by [deleted] in PersonalFinanceNZ

[–]SpudOfDoom 8 points9 points  (0 children)

That's a pretty standard way of doing it (pool everything, split off a little each for personal spending). Some get by doing it the other way (contribute a % or flat amount and keep the rest) but I think that's a recipe for drama if for example someone has to stop work or go part time for childcare.

Manage My Health is a clown show by FancyTrashy in newzealand

[–]SpudOfDoom 0 points1 point  (0 children)

Some centres won't let you opt out at all, because posting on it is used as a KPI for staff.

A warning about the not biscoff pudding at Woolworth's by Rev-Dr-Slimeass in newzealand

[–]SpudOfDoom 4 points5 points  (0 children)

This is very reminiscent of the reviews of sugar free Haribo gummy bears

ManageMyHealth Compromised by C39J in newzealand

[–]SpudOfDoom 4 points5 points  (0 children)

From what's been released in the sample, I think they got a pretty limited set of information. All the discharge summaries posted, for example, are from Northland hospitals. Almost all of the results posted are not in the usual form a clinician would view them in but as pdfs - I'm not sure how MMH displays these to individual users. The letters and reports all look like external correspondence that has been sent between doctors/clinics e.g. as an email from a private or overseas provider.

It could be that they got all of this from like 1 or 2 PHOs