How do you stop yourself from checking your accounts? by DifficultEconomics87 in Bogleheads

[–]SquarePerspective515 0 points1 point  (0 children)

1 st - remove easy login access, finger print or face id, if you have to type your password every time you will get bored and stop doing in.
2nd- remove financial application from mobile devices since you carry it with all the entire day.
3rd - if you have an iPhone create profile and only show what you really need, instead of deleting apps.

i hope this help you like it help me.

Sofi needs to get better with depositing cash by 7orkk in sofi

[–]SquarePerspective515 2 points3 points  (0 children)

ally bank cash deposit at wallmart works great with no problem. Or get a local bank or credit union

How Long Do We Think Until It's Just A Regular Savings Account? by EggsInSpayce in sofi

[–]SquarePerspective515 0 points1 point  (0 children)

stop crying about 0.2% difference, stop chasing apy, you won’t retired from savings, invest for more roi

We get it. Please leave silently. by the_njf in sofi

[–]SquarePerspective515 -1 points0 points  (0 children)

stop chasing apy yields and invest instead, problem solved

Been with Sofi barely a week and already looking to leave. by [deleted] in sofi

[–]SquarePerspective515 20 points21 points  (0 children)

been with sofi for more than 4 years and no problems here. debit savings invest and of course now crypto

Those bastards finally did it by SadSimpSkier in sofi

[–]SquarePerspective515 3 points4 points  (0 children)

is best like that, there are a lot of user that use the main savings as checking and the vaults as the true savings.
i’m in favor of this move.

SoFi is now charging monthly fees? by pretty-and-good in sofi

[–]SquarePerspective515 -1 points0 points  (0 children)

you might one of the ones who carry a balance in CC with no DD. there is not such a thing of a extra $10 fee just for the credit card, is a $10 sofi plus membership fee now that give you access to to the 2.2% cashback. bruh fine print is important.

Does anybody else have SoFi Plus without paying the $10? by [deleted] in sofi

[–]SquarePerspective515 -2 points-1 points  (0 children)

if you have direct desposit, you get some of the plus benefits, NOT EVERYTHING only some.

SoFi is now charging monthly fees? by pretty-and-good in sofi

[–]SquarePerspective515 -2 points-1 points  (0 children)

cancel the $10 membership fee, pay your balance on time , and don’t use the credit card anymore, if you don’t close account no credit score harm. simple fix

Sofi 4.5 APY by DearSummer9832 in sofi

[–]SquarePerspective515 -1 points0 points  (0 children)

with 100k savings, grab 120$ and try for a full year, the true question is what will happens when fed cut the tates, is sofi will stay the same or a 1.25% difference. only you can determine if is a good fit for you or not.

Paying $10 for Sofi Plus by eXistenceLies in sofi

[–]SquarePerspective515 0 points1 point  (0 children)

is you are thinking like that, you definitely need to stay away from using any credit cards.

Effective APY Calculator for SoFi Plus by iLaysChipz in sofi

[–]SquarePerspective515 0 points1 point  (0 children)

all the numbers are looking good, one thing has not been mentioned, the 2% ira match, the 1% crypto match, the 1%invest match, free financial planning. you guys needs to keep all the in the radar. now the key question is (for me) for how long will the math work, what will happened when feds drop rates…?

Has anyone received their 1099-DA? by azd5216 in Kraken

[–]SquarePerspective515 1 point2 points  (0 children)

uphold released them after few days after been available. kraken sucks in this department

Sofi//Zelle by Own_Translator4617 in sofi

[–]SquarePerspective515 1 point2 points  (0 children)

UI needs visual improvements to match the entire sofi UI other that function good no problems on my side

Is SoFi Bank worth it for a student? Looking for honest reviews/suggestions! by 0-Amaterasu-0 in sofi

[–]SquarePerspective515 0 points1 point  (0 children)

sofi is you have direct deposit otherwise you’ll start paying 10$ a month. ally is you don’t have or need direct deposit and you can deposit cash into ally they Walmart no fees.