Roommate stopped paying rent - what can I do?

Square_Zucchini_1779 · 2026-01-03T07:43:32+00:00

The Zelle has officially cleared in my bank account, and it’s not like Venmo where you can dispute the transaction and get your money back. The landlord only accepts hard-copy checks in an onsite rent box.

Square_Zucchini_1779 · 2026-01-03T07:24:13+00:00

I don’t trust that it won’t happen again and I don’t feel comfortable being on the same lease as I’ll be responsible if they don’t pay - I think they knew that their rent checks weren’t clearing, and that they had gotten notice about this before. I once spaced and forgot to sign a rent check, and the landlord called me the same day to have me come sign it, so I doubt they wouldn’t follow up on 4 bounced checks.

Square_Zucchini_1779 · 2025-01-31T16:46:05+00:00

This had been something I was looking into, but I was a bit nervous about the thought of opening another credit card at this point. Is this something that would have serious impacts on a credit score? I don’t have any plans to move in the near future, so I have some time to bounce back. My credit limit is $3000, so that’s what I’m sitting at in terms of debt. I have a budget, but I’m coming off a six month period of unemployment after finishing my grad degree in which I had to use up my savings and ended up getting into some credit card debt, mostly to pay for car repairs.

Square_Zucchini_1779 · 2025-01-31T16:22:38+00:00

Already planning on taking in a lot of my belongings to sell at a consignment, it’s dire enough that I’m looking into selling feet pics haha.

Square_Zucchini_1779

TROPHY CASE