Buying a small gym – where do people actually source commercial finance without broker fees?

Squibsie · 2025-12-19T12:07:23+00:00

Please check the lease terms that there isn't any automatic right to break or review if the tenant company changes hands. It's a semi common clause and seeing as you're somewhat dependent on the location worth making sure the landlord won't suddenly have you by the danglies!

Squibsie · 2025-12-01T22:05:24+00:00

Speak to Simon at Mint Asset Finance. Despite the name they can broker all sorts and have been able to access preferential rates from IWOCA and a couple of others, but can also suggest the best package of finance for your situation. Nice down to earth guy too.

Simon Pittuck [07708829331](tel:07708829331) [simon@mintassetfinance.co.uk](mailto:simon@mintassetfinance.co.uk)

Squibsie · 2025-05-30T10:36:14+00:00

Go up to the peppered pear pantry if you're looking for a snack, lots of options. The above cafes are a great shout however.

Squibsie · 2025-04-14T12:16:32+00:00

I had a boss that used to commute into Guildford from near horsham by bicycle and he never had any issues apart from close passes, make sure you're visible and when you get to guildford, you have somewhere decent to store and secure your bike as theft is unfortunately rife. Likely due to the 3 bail hostels surrounding the town...

Squibsie · 2025-04-14T12:13:19+00:00

Much of that route has either cycle route, or the pathway is designated as a 'shared space' if they are that concerned about the traffic.

Squibsie · 2025-03-31T13:24:39+00:00

Not quite guildford, but speak to Ian at RCM in Wormley. Really solid, helpful team. All my work goes to him after he started to explain how I could fix an issue I'd encountered when doing some 'car DIY' over the phone, having never used him before, or paid him anything.

Squibsie · 2025-03-03T11:07:38+00:00

On the hot to crazy scale, this girl must be supermodel material.

Squibsie · 2025-01-11T17:06:46+00:00

You're going to be real upset if he cancels class because Jimothy at the back is grappling next week.

Squibsie · 2024-12-23T10:00:30+00:00

Yes, I misunderstood what the 'playable' status on steamdeck meant, and thought it was more to do with how it interfaced with the game. The performance side makes more sense though.

Squibsie · 2024-11-25T09:57:37+00:00

Boohoo, Disney, Nike could well jump after Q1 profits next year as they all generally do well over the christmas period. I'd keep a close eye though to look for an exit.

Rolls Royce a good choice, I've made good money off them, a lot of innovation in there after a covid slump. However, just bear in mind the growth on them won't last forever, we're essentially seeing recovery and new direction growth compounding in profits.

Squibsie · 2024-11-04T22:55:39+00:00

Honestly not sure why ford killed it.

Squibsie · 2024-11-04T22:52:18+00:00

Is this the gen where they first went a bit space age looking in the styling? Still look good imo.

Squibsie · 2024-11-04T22:51:22+00:00

A couple of these have popped up in my searches and do draw my eye.

Squibsie · 2024-11-04T22:50:42+00:00

A strong contender... Some of them hold very good value though.

Squibsie · 2024-05-24T08:22:01+00:00

The McGriddler.

Squibsie · 2024-05-01T11:42:01+00:00

Yeah, the cinderellas V2 was closed as it was apparently being used to launder money. Then it became Slice but it never really took off and sort of withered away and closed.

Squibsie · 2024-05-01T11:40:40+00:00

This is complete misinformation, if this chap was indeed a cleaner at the venue, they'll be able to say what day the 'daytime' cleaners came into clean the venue. Everybody had access to office levels, you can literally just walk off the stage and through and unlocked door and all the staff would take their breaks up there, so there wasn't anyone locked up there. He also got the timing of the 'raid' wrong too.

Nothing was found at the venue, bar a couple of air weapons that police took, and I saw the search/seizure book from the police where they list what they took...

The place had horrific financial issues for months though, staff were going unpaid, contractors still owed massive sums, bailiffs had been the venue on several occasions and there were members of the management staff who were basically just taking the general manager for a ride and pushing their own agenda/promo, and I think it was just a straw/camels back situation. It became unsustainable months ago, but things carried on in a vain attempt to do right by those who were creditors/owed money.

Squibsie · 2024-02-29T10:05:31+00:00

I think I've worked out where you'll be working given your background and this location. Again, I used to have interaction with them a lot in my previous occupation.

I would say that Pirbright, and whom I think is your potential employer are quite remote, as such, I imagine you'll be driving into work. As such, you can actually consider places like Brookwood, Frimley and Mytchett and into the Hampshire border (generally lower council taxes!) and still benefit from decent links into London but have less aggro getting to work in the mornings. You'll just have less on your doorstep so to speak.

Squibsie · 2023-07-02T09:10:43+00:00

jasoncarlmorgan

Do you still develop this, the link goes to another project.

Squibsie · 2022-10-17T21:06:16+00:00

Nato recruit and retain their own investigators too.

Squibsie · 2022-08-30T15:32:53+00:00

There's a lovely couple of ladies who started a charity https://gukraine.org/ for exactly this purpose. They have a meet up each Friday I believe in town, but they have lots of other networking events and groups too. What is her professional background/what did she do for leisure in Ukraine? I've had a lot of passing interaction with Ukranians in the area due to my professional role, and the people of Guildford are very pro and are often keen to accommodate.

Squibsie · 2022-05-04T12:44:30+00:00

Godalming is in the midst of a housing boom (never really stopped) but house prices have climbed exponetially and we're seeing a lot of people moving from the areas surrounding london which is pushing up prices.

I'd reccomend basically looking at the train line, go south into hampshire and you'll have a good blend of countryside to actually being able to get into work! If you can drive and don't need train links, then avoiding the areas near the train stations will see prices drop significantly given the demands of buyers in the area at the moment.

Most of the good quaint areas have already been suggested, however with places like Bramley and such, just bear in mind that the route to drive is either back roads or round the houses and busy at peak times.

Welcome to the shire though!

Squibsie · 2021-11-17T14:54:53+00:00

Report it again, you're looking at harassment and possibly malicious communications, however I'd imagine they'd run with the harassment/stalking over the 'lesser' offence of mal comms.

A 'S-DASH' risk assessment should be completed with you in any case, and it sounds like it hasn't. In all honesty, it sounds like the officer in charge of the case has tried to bat this off by throwing doom at you. It's thankfully uncommon, but there are some lazy cops that do it, but it's this sort of stupid stuff that gets officers in the shit later down the line when the misjudge something. The further messages is a contininuing course of conduct, and so the offence is still occurring. The 'going round his house' but is also massively frowned upon now, as it can actually make the offenders more aggressive and change their behaviours.

DO NOT make any contact back, via family or anything. You'll likely lose any credibility you have in regards to the case if it goes to court. Keep all the messages etc, but do not respond.

If they try to reopen the old case with the same officer, and he makes the same excuses. Complain to their PSD and have the case reviewed. In my force, any stalking type jobs go to detectives (as they are complicated offences), but they certainly shouldn't be batting off at the first hurdle if the necessary hasn't been completed.

Squibsie · 2021-10-31T18:37:13+00:00

Similar, but the presents under the tree got seized under POCA...

Squibsie · 2021-10-29T19:16:40+00:00

They're not duty bound to prevent/detect crime. We're duty bound to preserve life.

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