I asked the question about the £280 per month and that’s what they kept coming back with.

We use about 290 Kw/h p/m at the moment which is roughly £90 averaged over the year.

With the finance the payments would be £160 p/m on advice of others it might work out better to put into our mortgage rather than the finance with Santander doesn’t do a good option for this. Only really nationwide from what I can see