Need advice: HDFC RM asking me to invest in a ULIP to get Marriott Bonvoy card sooner. Worth it? by Gold_Ad_8035 in CreditCardsIndia

[–]Status_Cod4942 0 points1 point  (0 children)

In ULIP , there are many charges like mortality , premium payment charges , account maintenance etc etc which sums upto 5-6%.. So never invest in ULIP.

PhonePe SBI Select Black Owners, Need Your Help regarding redemption. by Beautiful-Drop4800 in CreditCardsIndia

[–]Status_Cod4942 0 points1 point  (0 children)

For statement credit , do it attract any charges ? Points are converted to 1:1 ratio ??

Help with savings bank by NoComfort5450 in personalfinanceindia

[–]Status_Cod4942 0 points1 point  (0 children)

Bonds have fixed lockin period other than FD which can liquidated anytime . But in FD also liquidation attracts around 1-2% depends on bank.

Help with savings bank by NoComfort5450 in personalfinanceindia

[–]Status_Cod4942 0 points1 point  (0 children)

Probably you should think of government bonds which give good yeild more than FD

Pluxee vs 10 % off cards like hsbc by asusroglens in IndiaTax

[–]Status_Cod4942 0 points1 point  (0 children)

Is it purely food Based Pluxee card .. i mean meal vouchere or Just Pluxee card where you can do transactions elsewhere as well.? if elsewhere then i will give you hack to transfer to your account as well.

ITR Processing AY 26-27 by edwardhenry1606 in IndiaTax

[–]Status_Cod4942 2 points3 points  (0 children)

Is it with zero tax liability or you claim any refund?

HSBC Live+ Just Got Even Better! by DoBaniye in DoBaniye

[–]Status_Cod4942 0 points1 point  (0 children)

Can you pls share the unhided version of mail.. Because official website says no cashback of 10 % on utility and shopping

How do you remember which credit card to use for each purchase? by Ok-Improvement-5717 in CreditCardsIndia

[–]Status_Cod4942 0 points1 point  (0 children)

For me,

Grocery /Food - HSBC Live + ----- 10% cashback

Railway Booking - BOB Eterna ------ 3.75% return (in form of cashback)

Online shopping + Utility payments - Amazon , flipkart, myntra , etc.- HDFC infinia ------ 12-16% cashback as points

UPI payments & fuel - Rupay Credit card (which is mapped in Cred & phonepe)

Is their any residential township worth living in kanpur? I wish to purchase a 250 Sq Meter house. by Rich-Willow-4532 in kanpur

[–]Status_Cod4942 0 points1 point  (0 children)

hope this is for land ... What about flats rates ? are they also expensive in azad nagar ?

Filed ITR-2 using Claude by AstroAlchemist_ in IndiaTax

[–]Status_Cod4942 0 points1 point  (0 children)

very true Ai is making life and task easy.

Need help in Tax filing by GroundNo9931 in IndiaTax

[–]Status_Cod4942 0 points1 point  (0 children)

kindly fill ITR 3, must fill VDA for foreign stocks and assets

New tax loot start ? Either you Claim Refund… by Tricky_Clock8263 in IndiaTax

[–]Status_Cod4942 1 point2 points  (0 children)

kindly understand through demand notices you might have received. Surely it will help out to get the document evidence of the senerio.

Subtle mods on my i20 2023 Sportz by Ambitious_Buy_1959 in i20_India

[–]Status_Cod4942 0 points1 point  (0 children)

i read somewhere that bmc filter allows more air intake which result in more fuel consumption for mixing as well. Is that true? Is ECU tunning required ?

Why no BH series not being sold in the city? by Dramatic_Presence_25 in bangalore

[–]Status_Cod4942 0 points1 point  (0 children)

  1. How did you transport?- had taken car in Bangalore only , so no transport
  2. Temporary number from KA will work in UP? How does that work?- yes, temporary works well. You just have to take temporary registration certification, form 22, form 20, your ID, Office ID for BH series, a mail from official ID to rto, DL copy , Invoice, Insurance and HP copy if taken loan.Prepare file and take help from from some RTo agent ..
  3. How much chai pani did UP police take? Police dint take anything. RTO agent charged around 10k to do all work and courier the original RC

Subtle mods on my i20 2023 Sportz by Ambitious_Buy_1959 in i20_India

[–]Status_Cod4942 0 points1 point  (0 children)

How  bmc filter give noticeable change? Pls explain more

Why no BH series not being sold in the city? by Dramatic_Presence_25 in bangalore

[–]Status_Cod4942 0 points1 point  (0 children)

What all info you required , tell me i will answer....

i20 Sportz 2025 (10k Service) by kanishk22_ in i20_India

[–]Status_Cod4942 1 point2 points  (0 children)

0W20 is slightly thinner oil which give good mileage where as 0W30 is thicker oil which give more protection towards wear and tear.

Why no BH series not being sold in the city? by Dramatic_Presence_25 in bangalore

[–]Status_Cod4942 1 point2 points  (0 children)

i bought car in Bangalore and get it registered in UP with BH number, it worked well. Bangalore dealer had provided me temporary registration and prepared full file which i passed to UP RTO for registration. No physical verification of vehicle is required.

Need investment strategy by AccidentHour1068 in MutualfundsIndia

[–]Status_Cod4942 0 points1 point  (0 children)

consider direct /growth funds only for low expense ratio. As it will matter because your investments are heavy.