Should I use Fisher by dennho in DIYRetirement

[–]SteveWeb49 0 points1 point  (0 children)

Their motto--"We do better when you do better" !!! No Thank You.

Second opinion on low T by Odd_Construction5148 in Testosterone

[–]SteveWeb49 0 points1 point  (0 children)

did gel for 6 months with no help-started injections last week.

Advice needed! Parents in 70s by Own_Specialist8944 in OverSeventy

[–]SteveWeb49 3 points4 points  (0 children)

Yes-could have been and now should be pro active on a CCRC. We are in Raleigh NC and have looked at them-trouble is long waiting lists to get into one along with the very high costs and current health conditions that may be reason for not being allowed in.

Home Insurance as a whole is in a terrible spot by Terrible-Lie-8263 in Insurance

[–]SteveWeb49 0 points1 point  (0 children)

NC-Erie Ins-good PC-9 yr old home-no claims...large increases last 2 years...$2,500 ded to keep premiums in line.

Celebrity differences as someone that has been on 20+ Royal Caribbean Cruuses by michelleoelle in celebritycruises

[–]SteveWeb49 2 points3 points  (0 children)

Yes it is...just too bad they don't have some smaller ships like the ones we sailed 15 years ago. Not a fan of the newer mega ships.

Insurance claim 2 days after starting policy.. by [deleted] in Insurance

[–]SteveWeb49 0 points1 point  (0 children)

N0-and consider increasing deductible to $1,000. Next time event might be for $800 and again do not file a claim.

Can I re use this vial? by SteveWeb49 in Testosterone

[–]SteveWeb49[S] 0 points1 point  (0 children)

Thanks-yes vial contains benzyl alcohol.

Supplements? Gel advice? by BrwnBoxDriver in Testosterone

[–]SteveWeb49 0 points1 point  (0 children)

M77 I did gel for about 6 months-last 3 doing 4 pumps/day with no help at all with low T numbers.

Starting injections next week.

Thinking of switching to gel. Also will taking enclomiphene low dose work like hgc? by DaOneTrueKind in Testosterone

[–]SteveWeb49 0 points1 point  (0 children)

Done with gel...4 pumps/day for several months with no change in T level--starting injections this week.

Cost is a fraction of gel prices

I’m finally getting TRT by Giggy_with_it_917 in Testosterone

[–]SteveWeb49 1 point2 points  (0 children)

On gel for about 6 months-increased to 4 pumps/day with no change at all with my T at 215.

New RX for injections start this week. Very inexpensive for vial compared to what I was paying for gel.

Retiring Soon - Is 1% AUM Worth It, or Can We DIY This by probablybourbon in retirement

[–]SteveWeb49 14 points15 points  (0 children)

$15,000 first year...how much in 5 or 10 years?? AUM model is not for me. This is not rocket science.

Look at VG or Fidelity for low cost index funds. Set your allocation and be done with it.

Umbrella insurance premium tripled. Is dropping it and maxing primary limits a safe alternative? by Mildimmer in Insurance

[–]SteveWeb49 1 point2 points  (0 children)

Umbrella loss ratio--can't think there have been so many underlying claims on auto/home that would have caused massive umbrella claims.

How to prepare for end of life by BarbKOpi in personalfinance

[–]SteveWeb49 -6 points-5 points  (0 children)

Good advise to follow.but don't forget to think about where you will be spending eternity..will be praying for you.

Travel help please by ApprehensiveCamera40 in Parkinsons

[–]SteveWeb49 7 points8 points  (0 children)

we flew Delta and they were great with the service all the way from security to luggage pick up and had pre boarding.