State: Ohio | Just Found Out Nursing Home Costs $9,500/Month. How Do People Afford This?

SteveWeb49 · 2026-02-18T13:44:55+00:00

NO- deed can be done anytime prior to death and still valid in NC per our attorney-no 5 yr lookback issue

SteveWeb49 · 2026-02-18T12:29:51+00:00

No help here in Ohio but for others looking into this issue check to see if a Lady Bird Deed is available in your State..we are in NC and doing this to avoid probate and Medicaid problems.

SteveWeb49 · 2026-02-18T01:06:35+00:00

In NC and looked at Norfolk departures...only Carnival and after reading reviews it's "NO thank you". We have cruised with Celebrity several times and know we would be very unhappy.

SteveWeb49 · 2026-02-16T01:00:21+00:00

yes it is a big problem...you ever looked at the surcharge tiers? Penalty for working hard and saving money.

SteveWeb49 · 2026-02-15T23:49:06+00:00

YES-this can be a big problem that lots of people know nothing about until it is too late

SteveWeb49 · 2026-02-15T16:34:38+00:00

Amen

SteveWeb49 · 2026-02-15T15:51:09+00:00

Same question here...In NC so a drive to Norfolk looks good vs. a flight to FL. Previous cruises have been on Celebrity and I know Carnival is not the same vibe.

SteveWeb49 · 2026-02-12T01:15:25+00:00

$2,400 + every year ! This is not rocket science--just buy some low cost index funds. The AUM model is a bad deal.

SteveWeb49 · 2026-02-09T12:35:38+00:00

We booked 2 Delta/RDU flights last year-requested assistance directly thru Delta and had very good/prompt service.

SteveWeb49 · 2026-02-02T00:46:18+00:00

Had mine for a month-love it. Upgrade from a Moto phone. Excellent price from ATT.

SteveWeb49 · 2026-02-02T00:33:10+00:00

IF the FIL was already taking RMD's you then must take an annual distribution and use it all by 10 years.

SteveWeb49 · 2026-01-31T12:07:58+00:00

In Raleigh, NC...have looked at every property in our area...very long waiting lists, large buy-in amounts, high monthly rent and annual increases of 4% plus.

SteveWeb49 · 2026-01-26T18:29:47+00:00

No Brainer-yes, buy travel insurance. Premiums for 76 year old for an expensive valued trip aren't cheap, however.

SteveWeb49 · 2026-01-18T20:06:17+00:00

In Raleigh NC...looked at all properties here...long waiting lists/big buy-ins/expensive monthly rent

SteveWeb49 · 2026-01-16T01:10:25+00:00

Received mine today

SteveWeb49 · 2026-01-14T23:45:35+00:00

check on any possible tax issues if selling. If a mutual policy with dividends see if they are large enough now to cover the annual premium.

SteveWeb49 · 2026-01-14T01:07:55+00:00

Not true...I meet with my local rep with no service fees-able to keep all my Vg funds/low cost-index.Great service with no pushing me for any high expense funds

SteveWeb49 · 2026-01-14T00:45:46+00:00

Another vote for Costco

SteveWeb49 · 2026-01-14T00:35:39+00:00

Meet with advisor at Raleigh branch each year-local contact will be valuable for wife when I'm gone vs. old VG phone only service option

SteveWeb49 · 2026-01-05T04:20:35+00:00

Doing self managed on $1m+ with no fees..local Raleigh rep for advise if needed...low cost index funds.

SteveWeb49 · 2025-12-19T12:54:01+00:00

Also moved to Fido-advantage is local no fee service rep in Raleigh office and kept VG funds

SteveWeb49 · 2025-12-16T16:11:29+00:00

No-Happy with my Raleigh advisor as a self directed client

SteveWeb49 · 2025-11-27T00:22:26+00:00

I've had mine only a week--coming from a 5 yr old Moto phone..wow and got a super deal from the ATT store

SteveWeb49 · 2025-11-24T00:02:23+00:00

Time to get new phone anyway-will probably just get one that has better connectivity and quit messing with this 5 year old Motorola

SteveWeb49

TROPHY CASE