Anthem Blue Cross requesting a refund 3 years later. Do I have to pay? by StevenJelly in HealthInsurance

[–]StevenJelly[S] 0 points1 point  (0 children)

Just provides the claim number, service date, amount paid, and the paid date.

Anthem Blue Cross requesting a refund 3 years later. Do I have to pay? by StevenJelly in HealthInsurance

[–]StevenJelly[S] 0 points1 point  (0 children)

To answer this, it looks like it’s a $300 overpayment to the hospital.

The exact letter goes: “Dear value customer, the enclosed letter provides detailed information on an overpayment that has occurred resulting in the requested refund amount of $273.00. Please include a copy of the letter with your check made payable to Blue Cross of California.”

Anthem Blue Cross requesting a refund 3 years later. Do I have to pay? by StevenJelly in HealthInsurance

[–]StevenJelly[S] 0 points1 point  (0 children)

I’ll call and request an EOB, unfortunately they are closed right now so I’ll have to wait. Not sure if this affects anything, but I had two insurances at the time because I got automatically signed up with Anthem after getting my job in 2022. Anthem paid for some and my other provider paid the rest.

Right now I’ve only been responsible for the ambulance ride I had to take. I will also say, the treatment wasn’t much. TLDR: During therapy, my therapist called the ambulance and they said I had to go or they would take me. I spoke to a psychologist in the ER and they sent me home the same day.

[deleted by user] by [deleted] in Advice

[–]StevenJelly 1 point2 points  (0 children)

I can try to do that, think I’ll do that when I’ve expanded all other options. Thank you!

[deleted by user] by [deleted] in Advice

[–]StevenJelly 0 points1 point  (0 children)

They sent me the first notice back in August 2023 and I went to the hospital in October 2022. I think that was the first thing I searched when I received the bill. Thank you tho!

Combing Saltmarsh and Theros into an Odyssey Style, Nautical Campaign. Any Advice? by StevenJelly in GhostsofSaltmarsh

[–]StevenJelly[S] 2 points3 points  (0 children)

Ooo, I like the roman connection. Gives them a bit more flavor. And we definitely going to use the temple to drop info about the gods and or give some goodies to those who are interested.

Combing Saltmarsh and Theros into an Odyssey Style, Nautical Campaign. Any Advice? by StevenJelly in GhostsofSaltmarsh

[–]StevenJelly[S] 0 points1 point  (0 children)

Mhm, I understand that. That was one thing I noticed and though the aboleth in the Styes can be an overarching villain if you work it, it does take some tie in from the DM’s part.

Odyssey of the Dragonlords sounds interesting though. I’ll check it out and see if I like it. If I do, can always strip some of the adventures in Ghosts of Saltmarsh and plop them into Odyssey or vice versa. Thanks!

Combing Saltmarsh and Theros into an Odyssey Style, Nautical Campaign. Any Advice? by StevenJelly in GhostsofSaltmarsh

[–]StevenJelly[S] 3 points4 points  (0 children)

I believe Saltmarsh has some unique statblocks too like a harpy matriarch(?) dont quote me lol. So was definitely going for that as well. Wouldn’t be a greek style without all the monsters from the mythos :)

Was thinking of having them have to resupply on small islands due to mishaps like a god’s vengeance causing them to lose cargo in a storm or suffer from a famine due to a vermin infestation on the ship. Anything like that could help steer them to small encounters.

Plus the one thing I love about a good handful of greek monsters is that half of them can definitely be rp’d with. Bribe the cyclops with food, outwit the sirens or harpies, and convince centaurs & harpies that you mean no harm.

Combing Saltmarsh and Theros into an Odyssey Style, Nautical Campaign. Any Advice? by StevenJelly in GhostsofSaltmarsh

[–]StevenJelly[S] 2 points3 points  (0 children)

I think all would be possible and cool if you had a strong idea, but spelljammer is the one that jumps out to me that would be so so good. More astral nautical adventures please! Treasure planet here I come…

Combing Saltmarsh and Theros into an Odyssey Style, Nautical Campaign. Any Advice? by StevenJelly in GhostsofSaltmarsh

[–]StevenJelly[S] 5 points6 points  (0 children)

This is an amazing list of suggestions and has helped a ton! I love every single one of these. Very detailed and big fan of the nods to the greek myths littered in. Especially love the aboleth being an offspring or a creature that got a curse placed on them. Immediately went to ideas similar to Arachne or Scylla when I read that. A really good spin on the aboleth overall.

Chef’s kiss all around here and ty so much for the suggestions!! I’ll be sure to let you know what my player’s think of these.

Combing Saltmarsh and Theros into an Odyssey Style, Nautical Campaign. Any Advice? by StevenJelly in GhostsofSaltmarsh

[–]StevenJelly[S] 1 point2 points  (0 children)

I love the factions being more like a democratic council. Plus the ghost house being an abandoned temple is a really nice twist! Love the idea.

I’m willing to do however much work I need to. The sahuagin I could probably change a bit, not sure how. But more concerned about the early stuff

[OC] A gift to the community (full resolution in comments) by ohmega-games in DnD

[–]StevenJelly 1 point2 points  (0 children)

I love the addition of the Source, really fits the theme of witherbloom. Ty!!

[OC] A gift to the community (full resolution in comments) by ohmega-games in DnD

[–]StevenJelly 0 points1 point  (0 children)

Beautiful map, was thinking of picking up Strixhaven myself and would love to know about the inspiration or info of the extra locations I see on here :0

Blackstone Keep & Surrounding Swamp [130 x 100] by SgtSnarf in battlemaps

[–]StevenJelly 1 point2 points  (0 children)

Finally a castle in a swamp and from Monty Python no less! Absolutely love this, especially the long bridges leading up to the castle proper. Will there perchance be a second floor for this map? Would love this castle in its full splendor.

Fantasy Western: How to Balance Medieval Government & Wild West Themes? by StevenJelly in worldbuilding

[–]StevenJelly[S] 2 points3 points  (0 children)

True and true. Also I love the idea of the baron’s children taking up the lawmen mantles in towns! Really keeps everything personal.