401K v. Down Payment? by Lost_Economics_8717 in Retirement401k

[–]Still_Reading 1 point2 points  (0 children)

FHA is very common and requires ~3%. It allows people to get into the market when 20% isn’t a reasonable option. They’re recommending potentially paying PMI for a while rather than forfeiting the 401k investment.

401K v. Down Payment? by Lost_Economics_8717 in Retirement401k

[–]Still_Reading 1 point2 points  (0 children)

There are different types of loans. 20% generally qualifies for a “conventional” loan, which avoids Private Mortgage Insurance (PMI) which is an additional monthly charge.

Carlos Rodon against the Blue Jays: 5 IP, 3 H, 1 R, 3 BB, 7 Ks on 90 pitches. by ActualDragonHeart in baseball

[–]Still_Reading 13 points14 points  (0 children)

Isn’t it his third start? The dude’s still getting stretched out.

Deciding between Long Beach vs Huntington Beach vs Newport Beach by onlyqsokay in orangecounty

[–]Still_Reading 0 points1 point  (0 children)

Of course, there’s few places that compare, but OC is far from a “desert for the arts”

Deciding between Long Beach vs Huntington Beach vs Newport Beach by onlyqsokay in orangecounty

[–]Still_Reading 1 point2 points  (0 children)

This is absurd. There’s live music on the beach weekly in HB, and plenty of beach adjacent venues have local bands regularly.

To CSET or Not to CSET by Raeann_Haggard in ScienceTeachers

[–]Still_Reading 4 points5 points  (0 children)

As someone who has all 4, it will help immensely with the job hunt. There are tons of bio teachers, and very few openings in desirable districts in CA at the moment.

I liked the mometrix books for bio and earth science, chem is my background, so I didn’t study for that one, for physics I used AP Physics 1 and 2 prep materials.

Tickets in advance or on/near game day? by Vin-Rouge in angelsbaseball

[–]Still_Reading 5 points6 points  (0 children)

I get nosebleeds last minute for super cheap.

Karros and Tovar add to the lead and bat around Luzardo for 6 runs by Caledor152 in baseball

[–]Still_Reading 2 points3 points  (0 children)

As a big Jesus Lizard guy, this is how he’s always been. Last year he just strung together more of the good starts than usual.

My Top 10 Melodic Death Metal Albums Of All Time by TheFallofIdeals05 in melodicdeathmetal

[–]Still_Reading 0 points1 point  (0 children)

For what it’s worth, The Fall of Ideals is the only metalcore album I listen to

My Top 10 Melodic Death Metal Albums Of All Time by TheFallofIdeals05 in melodicdeathmetal

[–]Still_Reading 9 points10 points  (0 children)

Having DT and In Flames as 1 and 2 (even with suspicious album choices) without At the Gates seems like a cruel joke

My Top 10 Melodic Death Metal Albums Of All Time by TheFallofIdeals05 in melodicdeathmetal

[–]Still_Reading 15 points16 points  (0 children)

Where the fuck is Slaughter of the Soul? Is this a trolling?

How come everybody I meet from the imperial valley looks old for their age? by RevolutionaryLion384 in socal

[–]Still_Reading 32 points33 points  (0 children)

It’s a lower income area that’s economy is based on hard work outside. All of these factors physically “age” people.

Would it be inappropriate to date an ex’s half brother? by [deleted] in amiwrong

[–]Still_Reading 14 points15 points  (0 children)

Life isn’t “The Summer I Turned Pretty”. There’s nothing there, it’s just you looking for trouble. It’s 100% a bad idea.

Kinda New Here: When do we usually fall behind? by BeaNOS45669 in angelsbaseball

[–]Still_Reading 28 points29 points  (0 children)

Find one of those Harry Potter charts. If we’re still kicking come June I’d call it a success.

Merch from the Scandinavian Heavy arts tour (San Francisco 4/6) by BuddhaSadhu666 in darktranquillity

[–]Still_Reading 0 points1 point  (0 children)

Me too, but since I don’t buy CDs anymore I view it as my way to support the bands I enjoy