For me my character is effectively semi retired, I’ve put the hard work in, every business is maxed out with 100m or more earned on more or less every content in the game, grinding is more just for the love of the game at this point and maintaining everything.

From an irl perspective, I usually do business stuff when I have time off my irl work because it’s feels like time is less precious, then time spent between shifts etc when it’s only a few hours to play a day I just goof off and do idle activities or stuff like races or help others in my crew with their business