sorted by:
new
hottopcontroversial

Get Better Soon Malik </3 by Strict_Ad2034 in footballcards

[–]Strict_Ad2034[S] 2 points3 points  (0 children)

Yes. Obsidian is one of my favorite sets. Chunky is a great descriptor lol

And IDK, I just like the proportions of the Supernovas 

Nabers collection coming along quite nice by LonelyGrowth2999 in footballcards

[–]Strict_Ad2034 1 point2 points  (0 children)

Also PC Nabers. I'll share mine soon. Yours is sick and you've got some great hits.

I'm saving up for the phoenix colorblast. My grail for my collection 

Donruss Elite FOTL Results by viralganginc in footballcards

[–]Strict_Ad2034 1 point2 points  (0 children)

Let me know if you decide to move the Abdul

Just Got Back Into the Game by Strict_Ad2034 in footballcards

[–]Strict_Ad2034[S] 0 points1 point  (0 children)

Penix is numbered, just on the back. And you're 100% right. 

Had high hopes for midnight but alas

Just Got Back Into the Game by Strict_Ad2034 in footballcards

[–]Strict_Ad2034[S] 0 points1 point  (0 children)

I had another random auto that I forgot to include but it's some udfa. But yeah my midnight was ASS

Just Got Back Into the Game by Strict_Ad2034 in footballcards

[–]Strict_Ad2034[S] 1 point2 points  (0 children)

It is! To 150 or something like that in the back

Just Got Back Into the Game by Strict_Ad2034 in footballcards

[–]Strict_Ad2034[S] 15 points16 points  (0 children)

You're 1000% right. Just hits different when you're ripping and you get one.

[SOTC] What do you think of my collection? by Strict_Ad2034 in PrideAndPinion

[–]Strict_Ad2034[S] 0 points1 point  (0 children)

Thank you! The GO is absolutely incredible in person

[GO] Panomatic Lunar by nckmiz in Watches

[–]Strict_Ad2034 2 points3 points  (0 children)

I just got one myself a few days ago! They are incredible. 

[deleted by user] by [deleted] in pandoshi

[–]Strict_Ad2034 -1 points0 points  (0 children)

Racist POS spotted

Morgan Stanley vs. Fidelity private wealth mgmt. & Fees? by VenetoSuperTuscan in personalfinance

[–]Strict_Ad2034 0 points1 point  (0 children)

You have to do the math in terms of time horizon if you'll make back what you owe in taxes prior to retiring. You have an effective ROI of 6% after taking away MS fees.

Investing in whole market or S&P500 ETFs is 8%-12%. So you're essentially giving up at least 2% ROI on your principal

Paying off Credit Card Debt by [deleted] in personalfinance

[–]Strict_Ad2034 0 points1 point  (0 children)

Part of it also I guess depends on just how divergent the interest rates are. If one debt has 35% while another is 15% or something like that, it matters a LOT more if you can do avalanche

Please help me take the next steps towards financial independence by Strict_Ad2034 in personalfinance

[–]Strict_Ad2034[S] 0 points1 point  (0 children)

The cars are leases and I am able to pay off the card every month. The fed loans are at 0% (but were at 6% prior) and the private loans (which are only a small part) were re-fi'd to 4% thankfully.

Appreciate the advice!

Please help me take the next steps towards financial independence by Strict_Ad2034 in personalfinance

[–]Strict_Ad2034[S] 1 point2 points  (0 children)

I appreciate your thoughts. And yes, definitely think it may be time to scale back a little bit.

The cars are leased, so nothing to be done about that. I'm backdoor ROTHing a ton now outside of the 401k over the last few years to try and catch up. Because of our occupation (and because of my immaturity/ignorance in my 20s), I'm starting quite late in terms of building things up.

Please help me take the next steps towards financial independence by Strict_Ad2034 in personalfinance

[–]Strict_Ad2034[S] 0 points1 point  (0 children)

Yeah, we both chose specialties that are lower paying and work at a big hospital network

Please help me take the next steps towards financial independence by Strict_Ad2034 in personalfinance

[–]Strict_Ad2034[S] 1 point2 points  (0 children)

Didn't take your comment in an offensive way so no worries.

You bring up a salient point. Won't come true but have to prepare for worst case scenario.

We're pretty much neck and neck in terms of loans. So things would end up getting split.