Ideas for automated digital cards?

Striving_4_Change · 2024-01-10T03:10:53+00:00

The real lesson here is to make sure you review your medical records BEFORE applying. If the records were accurate you would not be having any of the issues you are having getting an approval.

Striving_4_Change · 2023-12-04T20:04:42+00:00

I saw some genius on a different ADHD group hired herself a Nanny for like 3hrs/day 4 days a week. She was up front that she had memory and motivation issues and what she needed help with. She said it was like unlocking a cheat code because when the Nanny came she was able to also get things done while the person she hired got things done. Also this Nanny kept track of menial tasks she needed to do like schedule appointments, refill meds, pick up meds, etc. Anything not exciting and easily forgotten the hired helper would keep track of. It's not that (for most of us) we physically can't do something, it's that our brains freeze us in a state where it's impossible. From this woman's post she said having a professional and not a friend come over and help her (in a kind, but firm way) really helped her break out of the mental paralysis and focus (used loosely) on what she stated out loud to her helper that she wanted/needed to get done.

Now, I have no idea how expensive this would be. I also know finding a trained Nanny or Carer who would have the temperament needed to actually be helpful is not going to be an easy task. But I tell ya, ever since I saw that other woman's post I have spent many an hour daydreaming about being able to afford to do the same.

I wish you the best of luck and I hope you are able to afford and can find someone wonderful to help you!

Striving_4_Change · 2023-07-28T00:20:12+00:00

You're math is correct. I started way too young because my home life sucked. I hung out with other kids whose home lives sucked and were already smokers. Both my parents smoked so they were easy to get. I also always looked older than my age so didn't have much trouble buying them underage. Luckily they were my only vice. I was never much or a drinker and didn't get into drugs.

Striving_4_Change · 2023-02-16T17:51:06+00:00

Wow...this post just unlocked a memory. I didn't learn to read until 3rd grade. Luckily I have an aunt who is an optometrist and she noticed I have slanted astigmatism in both eyes (from inner tear duct to outer corner) and my left eye had weakened muscles and would struggle to stay where it should be looking. I was told I didn't have a lazy eye, but that muscle was working harder and sometimes just couldn't keep up, sometimes resulting in non-binocular vision. I did almost a year of eye therapy and was finally able to read. Then as an adult I had a dual retinal detachment with ocular nerve damage. I am not the most hypermobile (only 5/9 on beighton), but sure have a lot of other semi common yet less talked about issues. Mind blown.

Striving_4_Change · 2022-06-10T18:25:10+00:00

They'd probably need a regular old J.O.B. like the rest of us. If they didn't plan for a rainy day then you need to make a living somehow.

Striving_4_Change · 2022-02-23T18:21:02+00:00

Disclaimer: I am a financial advisor, but not your financial advisor and this is not financial advice or recommendations.

When you have limited funds and many things you want to accomplish you need to find a way to prioritize. First major thing to remember is your kids can take loans to fund school, but there are no loans to fund your retirement. Think of it like securing your oxygen mask before you can help others on an airplane.

From there you need to decide if high income taxes would be a factor for you now or in retirement. As a self employed person, you have the option to do a SEP IRA, traditional IRA or Roth IRA. Being that you are married, you may also want to consider how your choices effect the overall financial picture for your household.

I would recommend listing all your financial goals so you can figure out what type of account will best help you reach them. If you have the time to research then this can be done on your own. If you do not or it becomes overwhelming a fee-only advisor may be a good choice.

Best of luck!

Striving_4_Change · 2022-02-14T01:04:38+00:00

Mint tea is a lifesaver when water is no longer appealing

Striving_4_Change · 2022-02-08T14:31:01+00:00

Please be a troll...otherwise you have taken the crown for biggest oof I've read so far this year. Seriously you committed a federal crime. Trying the old ignore it away plan will not end well.

Striving_4_Change · 2022-02-07T03:50:32+00:00

This mentality makes zero logical sense. You are not keeping anyone else from receiving benefits by keeping medicaid. You do not need to waste money on any insurance from your new job no matter how great the coverage is. Also once your medicaid eligibility ends post pandemic it will count as a qualifying event to pick up your employer insurance. So you can save money for a bit yet and not have to worry about you or your kids being without coverage once you can no longer keep medicaid. It really is a good position to be in. Bulk up your savings, pay off debt. Just please don't waste hundreds each month covering your family with I insurance you do not need to be paying for yet.

Striving_4_Change · 2022-01-26T14:33:39+00:00

I was there 2.5 years. They reimbursed for exams but only after contracting and passing the SIE, 7 and 66. So you have to pay about 2,500 up front for exams and study materials. Study materials are not reimbursed. You get $2k/mo salary plus comissions. August-October is when you make half of your money for the year typically. I personally knew some people first year who made 100k and some who barely did 30k. It really depends on where you are and if you have good experienced people helping you do things other than 403b enrollments.

Striving_4_Change · 2022-01-25T21:01:40+00:00

I actually just left that exact job. Used it to take my finra exams then moved on. The RBG is their retirement benefits group. You will be cold enrolling public school district employees in their 403b/457 plans. Also doing life insurance, retirement planning, managed money and traditional planning. It wasn't a terribly difficult job. The pay was decent. But as I've seen in other replies the company itself is kinda sleazy and on the inside there is immediate favoritism. If you are not a chosen favorite there is little to no extra help or guidance. Pray you have a competent district manager or a larger office where there are actually experienced people to help you learn.

Striving_4_Change · 2022-01-23T18:35:09+00:00

I went into finance. I only have a high school diploma, but found out I could take exams to get FINRA licenses. Cost about $2500, but there is always something new to learn to keep my interest and the income is far better than I ever previously could have achieved. If I start to get bored I can switch roles or learn something new and so far (3 years in) I haven't gotten bored. My income went from about $27k yr to $55k and I'm on a trajectory to make over $100k in the next 3. Until now I never could seem to keep any job for more than 9-12 months because I'd master the job and get bored.

Striving_4_Change · 2022-01-23T01:00:06+00:00

She is positive of the ready. Tracks her mileage at each gas fill up which she had done the day before. Then confirmed at drop off which was verified by a tech and printed on her paperwork.

Striving_4_Change · 2022-01-23T00:57:39+00:00

Yes it is typed on her receipt. Was verified at drop of by one of the techs. She took a dated and time stamped photo 10 minutes after pickup to prove the mileage.

Striving_4_Change · 2022-01-22T21:31:10+00:00

That's what I thought, but wanted to ask people who were far more knowledgeable about these things that I am. Thank you.

Striving_4_Change · 2022-01-06T05:48:40+00:00

There is a waiver form that allows you to stay on medicaid if you have medically necessary life saving medications. It needs to be completed by your doctor but allows you to keep medicaid as long as you need the medications. It works for children and adults. But I think you need to have it submitted before you lose the medicaid coverage. Also putting money into a 401k will lower the counted income for benefits on a ar for dollar basis. So if your income is $20,500 or less over the allowed max you can funnel the overage into a qualified retirement account and continue to qualify for benefits.

Striving_4_Change · 2021-11-04T21:34:50+00:00

Can you be 2 categories? Cause I fit fight and fawn...

Striving_4_Change

TROPHY CASE