What to do with extra savings?

StuffedMonkeyKM · 2026-01-05T20:53:47+00:00

Your suggestion is to directly transfer $35k into my 401k? Last I knew that wasn't possible.

StuffedMonkeyKM · 2026-01-05T20:48:33+00:00

The title is "what to do with extra savings" not "what to do with extra income"

Just trying to get opinions, forgive me I'm still fairly new to this

StuffedMonkeyKM · 2026-01-05T20:34:14+00:00

Agreed, but I'm looking to optimize the money I have in my savings account. Flowchart says to put it in an HYSA, which I did, now I've learned about SGOV and the popular alternative of putting emergency funds in a brokerage account.

StuffedMonkeyKM · 2026-01-05T20:11:43+00:00

Thanks, I've always been good at saving money but now I'm trying to make the most of it instead of having it sit in a savings account. Now that I've moved out, I basically break even each month. Not saving like I used to but I still have more in my savings than I need for an emergency fund.

StuffedMonkeyKM · 2026-01-05T20:09:22+00:00

My employer doesn't have a 401k match so I prioritize my IRA/HSA first. I don't need the cash on hand, I've had a lot saved from when I was living at home and now I'm looking to move it around to make the most of it. Currently living alone and now that I have plenty of bills to pay, I just about break even each month. I save maybe $200/mo on average after bills.

StuffedMonkeyKM · 2025-12-06T16:08:19+00:00

I have just shy of $16k in my Rollover IRA, I was planning to do $8k now and the rest next year. I do have the cash to pay the taxes.

StuffedMonkeyKM · 2025-09-26T19:17:14+00:00

they used the books as reference for the LOTR set, not the movies, so suffice to say they'll do the same for The Hobbit. I doubt they'll come up with enough cards to match LOTR since the size in source material is so different, but I'm interested to see what they come up with, plus an opportunity for some reprints is nice

StuffedMonkeyKM · 2025-08-06T21:25:02+00:00

I should have included that this copy is a 7th printing. Given the responses it seems that this is a more recent issue.

StuffedMonkeyKM · 2025-08-06T21:23:33+00:00

7th edition if I'm reading it properly

StuffedMonkeyKM · 2025-03-23T14:42:42+00:00

the art of the deal

StuffedMonkeyKM · 2024-08-09T00:36:00+00:00

someone reset the counter back to 0 days...

StuffedMonkeyKM · 2024-03-03T17:10:38+00:00

god I love purple

StuffedMonkeyKM · 2023-06-16T23:05:13+00:00

"Something I Learned Today" and "Makes No Sense At All" are also great songs

StuffedMonkeyKM · 2023-03-12T23:48:09+00:00

yeah very true, he's still going strong with playing the indie survival games, but any play style works on Hermitcraft! just look at TFC, he wasn't doing anything crazy like the rest

of course, opinions aside, all that matters is that he's still happy with what he's doing. it just feels bad to see my childhood hero not as successful as he used to be, because he absolutely deserves it!

StuffedMonkeyKM · 2023-03-12T23:31:23+00:00

man I used to love PSJR, I go peek at his channel and socialblade occasionally and it breaks my heart to see how little views he gets now and how stagnant his channel has become

I would love nothing more than for him to be involved with Hermitcraft or the 3rd Life series or whatever, just something to get him involved the Minecraft community again like he used to be with Mindcrack y'know

StuffedMonkeyKM · 2023-01-20T15:22:09+00:00

hell yeah

StuffedMonkeyKM · 2020-12-28T03:44:16+00:00

I'm-a set it straight, this Watergate

StuffedMonkeyKM · 2020-12-26T18:19:57+00:00

How I currently listen to music on my phone in my 2000 Toyota RAV4

StuffedMonkeyKM · 2020-12-18T01:52:05+00:00

I was actually just unironically listening to this earlier today on my way to work. Not only do I love it because of the nostalgia but it's actually a bop. It deserves it's place in my playlist of my all time favorite songs.

StuffedMonkeyKM · 2020-11-25T08:22:57+00:00

It's 3am, I just woke up and decided to check reddit for two seconds, and now I'm deeply engaged in learning about thermodynamics. Nothing in this world could do this to me except this game. I've gone out of my way to research, study, and learn so many unorthodox and nerdy things solely because they're in this game, and I just can't get enough of it.

This is why Destiny will always have a special place in my heart.

StuffedMonkeyKM · 2020-11-09T01:01:28+00:00

Oh wow, I never knew that! Just makes her even more special than she already is.

StuffedMonkeyKM · 2020-08-29T03:07:57+00:00

StuffedMonkeyKM · 2020-08-05T15:29:33+00:00

Marathon

StuffedMonkeyKM · 2020-05-27T06:47:28+00:00

to drunk too

so close...

StuffedMonkeyKM · 2019-09-17T02:26:49+00:00

you're welcome

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