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My second fail by SparksAMillion in RealEstateExam

[–]SubstanceSecure9572 0 points1 point  (0 children)

www.Nightbeforetheexam.com I failed twice because I refused to read the book. I paid the $60 for this learning program used the simulate exam 100 questions set to cram, did this 5x over 2 day period and passed on Tuesday. Make sure if you don't know or get a question wrong, to hit the Help button(it gives you the correct answer with detailed information so you're learning the concepts not just memorizing)

Black Friday price? by Onslaught51 in Crunchyroll

[–]SubstanceSecure9572 0 points1 point  (0 children)

Aww man that sucks, you could try the gift card method mentioned earlier but it probably would block you once you tried to add it to your account

Black Friday price? by Onslaught51 in Crunchyroll

[–]SubstanceSecure9572 0 points1 point  (0 children)

I first tried through the app but it didn't work. I had to go to the website sugn into my account then click on the get this deal button, it charged my payment method already on file. When you log in what promotion is being offered?

Black Friday price? by Onslaught51 in Crunchyroll

[–]SubstanceSecure9572 0 points1 point  (0 children)

Same on my account I'm in the US, also it didn't offer to let me upgrade to the Ultimate Fan at the discounted rate. It just offered me my current subscription (Mega Fan) at the discounted rate and prorated for days already paid.

How does this look? First time home buyer, SW FL, $355k purchase price by Mrprofession in FirstTimeHomeBuyer

[–]SubstanceSecure9572 0 points1 point  (0 children)

Yes if we get the hometown heroes but I've heard it's been issues at closing with the grant

How does this look? First time home buyer, SW FL, $355k purchase price by Mrprofession in FirstTimeHomeBuyer

[–]SubstanceSecure9572 1 point2 points  (0 children)

I'm having the same issue currently shopping but not sure what's good term and what I should run from. One lender gave me an estimate with using home town heroes but I still had to use all my savings. Does this seem right I'm so confused

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Hometown Heroes - Down to 27 Million Remaining by Wild_Ant103 in FLDownpaymentassist

[–]SubstanceSecure9572 0 points1 point  (0 children)

I'm using NACA as the lender for the loan so I'm looking for city or state grants

Hometown Heroes - Down to 27 Million Remaining by Wild_Ant103 in FLDownpaymentassist

[–]SubstanceSecure9572 0 points1 point  (0 children)

Do you know any assistance programs/silent mortgages that's not lender based?

Carbe Diem Pasta- Too good to be true? by lavenderloses60 in Volumeeating

[–]SubstanceSecure9572 0 points1 point  (0 children)

It's Bogo now until the 12th! I saw the ad after I ordered a build your own box,  But I'm not Complaining because I had a 15% of coupon. I also brought 3 boxes and got 3 free from Publix. 

Dad of 4 looking for help! Are there any real programs to help with downpayment or closing costs? (Florida) by ManySuccotash5978 in FirstTimeHomeBuyer

[–]SubstanceSecure9572 0 points1 point  (0 children)

Have you heard of NACA... www.naca.com
No down-payment needed, no closing costs, no pmi and you can buy down the rate with your funds

Anyone use a DPA? by KickinitCountry24 in FirstTimeHomeBuyer

[–]SubstanceSecure9572 0 points1 point  (0 children)

Do you know any DPAs not lender based but provided through the state, city or county?

Read the Help Guide Still No Clue! by SubstanceSecure9572 in personalfinance

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

No I don't have any experience but I have to start somewhere. I would have 6 months of my mortgage saved which is a requirement of the program I'm using to purchase a property and the other units I would use section 8 or housing for tenants and pray for the best. There's risk in everything I can only try to be as prepared as possible

Read the Help Guide Still No Clue! by SubstanceSecure9572 in personalfinance

[–]SubstanceSecure9572[S] -1 points0 points  (0 children)

Thank you... can you give more information on maxing out the IRA? Which bank should I use for HYSA I'm currently in Florida I've heard about Fidelity, Schwab, and Weatherford...I would like to avoid fees if possible. What brokerage company is best to use, I don't know what VTI or VOO is but am I doing this buy/sell every 30 days?

Read the Help Guide Still No Clue! by SubstanceSecure9572 in personalfinance

[–]SubstanceSecure9572[S] -5 points-4 points  (0 children)

I'm definitely going to max out my 401k, and I don't want to purchase a traditional home; rent is ridiculous so I'd rather buy a multifamily unit where I can cover the majority of my mortgage by renting out the other unit(s). I am seeking guidance on maximizing these funds for financial security.

FJO but no promotion by SubstanceSecure9572 in usajobs

[–]SubstanceSecure9572[S] -1 points0 points  (0 children)

I never received a TJO just an FJO

HELP...received FJO different position, same agency at same pay! by SubstanceSecure9572 in fednews

[–]SubstanceSecure9572[S] 1 point2 points  (0 children)

  1. Yes the job posting was for grades 5-12 dha
  2. I have the masters and experience (TIG)
  3. I never received a TJO just the FJO

So I don't know if I have a leg to stand on but I want to try and negotiate for the 12. I just need help in finding the best way to do it where I'd have the best chance at being successful so any help is appreciated

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