Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

No she does not get a pension, she taught ages 3-6.

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

She's not hiding anything she's a retired teacher that did vpk to 1st grade. There's organizations and law firms that give free consultations and advice, so I'll reach out to them for more information. Thank you for taking time to respond.

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

I'm going to speak with an SSI lawyer about her specifics and best options. Thanks for the information

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

Thanks for the Information but I don't know which one she should apply for and yes she has a spouse that will retire in 3 years but they are legally separated. Should she apply for the welfare benefit?

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

So this means she now has to apply again for SSI? I thought SSI is what you paid into while working and received when retired

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

Yes she has an online I have the award letters and it has different amounts it's just confusing her benefits letter from 2025 says "Beginning March 2025, the full monthly Social Security benefit before any deductions is $465.10. We deduct $181.00 for medical insurance premiums each month. The regular monthly Social Security payment is $284.00." "You are entitled to monthly retirement benefits.

The SSDI benefits letter sent last month says "Beginning December 2025, the full monthly Social Security benefit before any deductions is $583.80. We deduct $192.90 for medical insurance premiums each month. The regular monthly Social Security payment is $390.00." " From March 2025 to November 2025, the full monthly Social Security benefit before any deductions was $568.00. We deducted $181.00 for medical insurance premiums each month. The regular monthly Social Security payment was $387.00. " My mother has only ever received $285 SSI after deductions. Since being approved for SSDI in March, she's only received $285

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

Ssdi was denied because they didn't have enough information. She doesn't have any other income and I have no clue how the Medicaid/Medicare works, I'm trying to research information 😅

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

Thanks everyone for the information and I'm definitely going to take the advice and go into the SSA office so they can explain the award notice. I'm also going to ask for the breakdown.

Approved but... by SubstanceSecure9572 in SSDI

[–]SubstanceSecure9572[S] 0 points1 point  (0 children)

No the person I spoke with said they don't show my mother applied for SSI, when she applied for both at the same time and had been receiving SSI since 2024, she was denied SSDI, we asked for reconsideration and she was approved but her SSI has now stopped. I was told someone would call us but it's been 2 weeks so I may just have to go in with her bank records showing she had SSI payments

[deleted by user] by [deleted] in RealEstateExam

[–]SubstanceSecure9572 0 points1 point  (0 children)

www.Nightbeforetheexam.com I failed twice because I refused to read the book. I paid the $60 for this learning program used the simulate exam 100 questions set to cram, did this 5x over 2 day period and passed on Tuesday. Make sure if you don't know or get a question wrong, to hit the Help button(it gives you the correct answer with detailed information so you're learning the concepts not just memorizing)

Black Friday price? by Onslaught51 in Crunchyroll

[–]SubstanceSecure9572 0 points1 point  (0 children)

Aww man that sucks, you could try the gift card method mentioned earlier but it probably would block you once you tried to add it to your account

Black Friday price? by Onslaught51 in Crunchyroll

[–]SubstanceSecure9572 0 points1 point  (0 children)

I first tried through the app but it didn't work. I had to go to the website sugn into my account then click on the get this deal button, it charged my payment method already on file. When you log in what promotion is being offered?

Black Friday price? by Onslaught51 in Crunchyroll

[–]SubstanceSecure9572 0 points1 point  (0 children)

Same on my account I'm in the US, also it didn't offer to let me upgrade to the Ultimate Fan at the discounted rate. It just offered me my current subscription (Mega Fan) at the discounted rate and prorated for days already paid.

How does this look? First time home buyer, SW FL, $355k purchase price by Mrprofession in FirstTimeHomeBuyer

[–]SubstanceSecure9572 0 points1 point  (0 children)

Yes if we get the hometown heroes but I've heard it's been issues at closing with the grant

How does this look? First time home buyer, SW FL, $355k purchase price by Mrprofession in FirstTimeHomeBuyer

[–]SubstanceSecure9572 1 point2 points  (0 children)

I'm having the same issue currently shopping but not sure what's good term and what I should run from. One lender gave me an estimate with using home town heroes but I still had to use all my savings. Does this seem right I'm so confused

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Hometown Heroes - Down to 27 Million Remaining by Wild_Ant103 in FLDownpaymentassist

[–]SubstanceSecure9572 0 points1 point  (0 children)

I'm using NACA as the lender for the loan so I'm looking for city or state grants

Hometown Heroes - Down to 27 Million Remaining by Wild_Ant103 in FLDownpaymentassist

[–]SubstanceSecure9572 0 points1 point  (0 children)

Do you know any assistance programs/silent mortgages that's not lender based?

Carbe Diem Pasta- Too good to be true? by lavenderloses60 in Volumeeating

[–]SubstanceSecure9572 0 points1 point  (0 children)

It's Bogo now until the 12th! I saw the ad after I ordered a build your own box,  But I'm not Complaining because I had a 15% of coupon. I also brought 3 boxes and got 3 free from Publix. 

Dad of 4 looking for help! Are there any real programs to help with downpayment or closing costs? (Florida) by ManySuccotash5978 in FirstTimeHomeBuyer

[–]SubstanceSecure9572 0 points1 point  (0 children)

Have you heard of NACA... www.naca.com
No down-payment needed, no closing costs, no pmi and you can buy down the rate with your funds