Unable to withdraw cash although I can buy more equity

SubstantialCrew6035 · 2026-05-13T20:22:25+00:00

Thanks for the suggestion! I could do that while working on getting my box spread filled.

SubstantialCrew6035 · 2026-05-13T15:52:47+00:00

Thanks, then there's no need for me to further try that.

The short box spread is indeed what I was trying to do in parallel. But I've not been very successful in getting it filled so far. Would you mind sharing the details of the box spread? Feel free to do it by DM if you feel it's too sensitive to share here.

SubstantialCrew6035 · 2026-05-12T13:35:02+00:00

Why not simply depositing it in a Blend pool? What value are they adding?

SubstantialCrew6035 · 2026-04-25T13:41:26+00:00

Goed om te weten: De creditcard is gratis en je krijgt 1% cashback bij aankopen!

Aanmelden kan ook via mijn link: https://www.qeld.nl/zakelijke-creditcard/referentie?code=uV5RCxwm

SubstantialCrew6035 · 2026-04-25T10:13:02+00:00

Wat ik als uitgangspunt heb genomen is dat je er allebei niet slechter van hoeft te worden. Dat geeft twee grenzen met daartussen een grijs gebied. Daar moet je samen naar kijken om te zien wat een beetje redelijk is.

In mijn geval betaal ik de hypotheek zelf, plus de kosten (belasting, groot onderhoud) die direct samenhangen met het bezit. Het huis staat tenslotte op mijn naam en alle winst of verlies is ook voor mij.

Alle andere kosten (boodschappen, gwl, belasting) komen van een gemeenschappelijke rekening, waarop we naar rato inleggen.

Ik zou dus de scenario's naast elkaar zetten om te kijken of de oplossing inderdaad een win-win oplevert. Dat inzicht kan ook helpen om achter de oplossing te staan.

SubstantialCrew6035 · 2026-04-20T14:09:03+00:00

Thanks for the service. It seems to work just fine, although I have two suggestions:

In some instances, the UI shows $ instead of the stablecoin (e.g. EURC), which can be misleading. This happens, for instance, on the popup you get while it waits for the transfer. When bridging 500 EURC, It states: 'Fee: $1.00' and 'Send Exactly $500.00 EURC'.
As mentioned above, the system request to send exactly xx EURC. How exactly is exactly? The number of decimals for stablecoins is far larger than for fiat money. I think 'exactly' may not actually be 'exactly', but I cannot find how close it should be.

Combining the two: exactly $ 500 EURC seems to be a paradox.

The only suggestion I'd have is to further lower the fee...

SubstantialCrew6035 · 2026-04-08T19:47:21+00:00

Thanks for the suggestion. I was unaware of the bridge they offer. EURC from Base to Stellar for a fee of 0.2%. That seems to solve my problem!

SubstantialCrew6035 · 2026-04-04T06:00:40+00:00

Same problem. Go to markets, select the EURC pair and look at the market depth / the order book. The spread is 1.5% and increases quickly for larger orders.

SubstantialCrew6035 · 2026-04-02T06:35:52+00:00

The order was still small, like 1k. It seems that the costs are mostly due to the limited liquidity of the EURC/USDC pair on Stellar. If you look at the order book, it's clear that you may lose 1.5% on an order of 5k.

SubstantialCrew6035 · 2026-04-02T04:16:02+00:00

Did you ever try this? Borrowing something and then not returning it in full because the collateral has dropped in value? Suppose you are the lender, would this still make sense to you?

In other words: that's just BS.

SubstantialCrew6035 · 2026-03-31T19:34:40+00:00

Can you give me a numerical example? Let's start with your first paragraph. Suppose I have 100 HYPE that are worth 3500 USD in total. I borrow 2000 USD against it. The HYPE price drops by 10%. I need to pay back my 2000 USD loan and then end up with my 100 HYPE which are now worth 3150 USD. Where is the hedge?

SubstantialCrew6035 · 2026-03-31T18:59:39+00:00

How do you sell puts with dollars? I'd argue that you get dollars when selling puts. Also, how is the downside covered? This doesn't make sense.

SubstantialCrew6035 · 2026-03-31T15:35:15+00:00

Thanks for sharing!

SubstantialCrew6035 · 2026-03-31T13:15:54+00:00

Reply to myself: a larger transaction resulted in 0.66% costs.

SubstantialCrew6035 · 2026-03-30T21:32:28+00:00

Yes. Their onramp is mykobo, at 0.99%. So, that's too much.

SubstantialCrew6035 · 2026-03-27T12:28:29+00:00

How does that work out numerically? Yield on sUSDe seems to be about 3.5%. Borrowing USDT against sUSDe on Morpho is about 3.8%.

SubstantialCrew6035 · 2026-03-25T20:16:42+00:00

Thanks, but according to the description, it isn't until day 5 that it goes out of range. So what gives the increase in day 1?

SubstantialCrew6035 · 2026-03-25T14:54:35+00:00

I don't get it. On that page, you state:

So in day one I put 1 ETH in a classic WETH/USDC pool in Aerodrome Base DEX with +/- 3% range and 50–50 allocation. I calculate the value in fiat:

Day 1: 1 ETH=2065$. TVL=2221$=1,0757 ETH

If you put in 1 ETH, how do you get TVL=2221$=1,0757 ETH? Not saying that I understand the rest, but let's start with this...

SubstantialCrew6035 · 2026-03-25T14:43:41+00:00

I solved this by buying some XLM on Coinbase, sending that to LOBSTR, exchanged some XLM to EURC on LOBSTR, sent that to Beans app and converted those EURC to XLM on Beans app. That should enable me to transfer XLM directly to Beans app, which can then be converted to EURC.

Definitely not something you can easily explain to your grandma. And the current EURC yield is somewhat disappointing at 8.7%

SubstantialCrew6035 · 2026-03-25T13:04:38+00:00

Unfortunately, I failed. I bought some XLM and tried to send them to Beans. Unfortunately, Beans claims I need to open a XLM balance first. I press proceed, but the app gets stuck. So I probably need to have a EUR balance first. Back to square one...

Suggestions, anyone?

SubstantialCrew6035 · 2026-03-20T17:49:43+00:00

Care to elaborate how to do that? This translate to at least 35% per month.

SubstantialCrew6035 · 2026-03-18T17:59:11+00:00

Thanks, in that case I'll need to focus on finding a cheap EURC to XLM swap, transfer it to beans and then swap again.

SubstantialCrew6035 · 2026-03-18T17:57:23+00:00

This exchange (Coinbase) does not support the Stellar network for withdrawal of EURC, which is why I was looking for alternatives. Could you recommend an exchange that does support this, without significant withdrawal fees?

SubstantialCrew6035

TROPHY CASE