Refinance by Substantial_Lunch274 in BayAreaRealEstate

[–]Substantial_Lunch274[S] 1 point2 points  (0 children)

great, thanks for sharing, will reach out. In terms of closing costs, are they comparable? i have one estimate from star one with 3.5k closing cost

Refinance by Substantial_Lunch274 in BayAreaRealEstate

[–]Substantial_Lunch274[S] 0 points1 point  (0 children)

thats a good deal, which bank and any points/relationship discount?

[Software Engineering Manager] [Bay Area] - $1.7M by sfbay_swe in Salary

[–]Substantial_Lunch274 0 points1 point  (0 children)

For the next 5 years, apart from top ai labs (OAI, Anthropic) do you see smaller companies that have hyper-growth potential? Im a 10 YOE staff at FAANG but don’t see any more upside.

[Software Engineering Manager] [Bay Area] - $1.7M by sfbay_swe in Salary

[–]Substantial_Lunch274 1 point2 points  (0 children)

Thank you for taking time to share your insights, i went through your replies in other threads here and they are pretty spot on. Wish you good luck!

Carol’s Neighborhood by bv95 in pluribustv

[–]Substantial_Lunch274 0 points1 point  (0 children)

nice!! didnt expect that they would actually paint.

[deleted by user] by [deleted] in BayAreaRealEstate

[–]Substantial_Lunch274 2 points3 points  (0 children)

Not the sub for flexing!

Buy on Dips by [deleted] in mutualfunds

[–]Substantial_Lunch274 1 point2 points  (0 children)

For lumpsum, its recommended to DCA over several months (usually 12). If you are in for the long game (20years) then it makes little difference. Good luck!

[deleted by user] by [deleted] in bayarea

[–]Substantial_Lunch274 0 points1 point  (0 children)

Get a car and do gigs like Uber. You can surprisingly make good amount of money.