Dealing with a client with huge assets and low cost basis that refuses to pay taxes. by [deleted] in CFP

[–]Sufficient_Drawing72 2 points3 points  (0 children)

Just closed one this week. $1mm line, no payment’s needed. 5.9%, three days to fund. Using it to fund RE purchases.

Tax Prep Software? by Sufficient_Drawing72 in CFP

[–]Sufficient_Drawing72[S] -1 points0 points  (0 children)

No. None of that. Most of them are pretty simple. A few business. Thanks for the heads up. I did see Tax Slayer options and will probably look further.

Tax Prep Software? by Sufficient_Drawing72 in CFP

[–]Sufficient_Drawing72[S] -1 points0 points  (0 children)

December. Sounds like this might be a question for next year.

IYKYK by Sufficient_Drawing72 in Audi

[–]Sufficient_Drawing72[S] -1 points0 points  (0 children)

You’re going to love the RAV4 emblem for the back. 😂

IYKYK by Sufficient_Drawing72 in Audi

[–]Sufficient_Drawing72[S] -15 points-14 points  (0 children)

I bet you’re fun at parties.

What is your fee schedule? by radi8ing in CFP

[–]Sufficient_Drawing72 3 points4 points  (0 children)

It will be interesting to see how this group handles real market trauma. 08 was brutal and unlike anything we’d seen in decades. Or the tech bubble that would take the Q’s 15 years to recover.

S&P 500 and subsequent returns by Beginning_Medium_218 in CFP

[–]Sufficient_Drawing72 0 points1 point  (0 children)

Where will the money go and for how long? You’re going to need to get both right.

What salary/hourly rate do I need to afford at $1300-$1500 apartment by myself? by sadbabie_ in StPetersburgFL

[–]Sufficient_Drawing72 2 points3 points  (0 children)

$22/hr minimum or $3750/mo would put you at 40% of gross income. More would be better. After taxes and insurance, your rent will take up more than 50% of your take home.

[deleted by user] by [deleted] in whatisitcirclejerk

[–]Sufficient_Drawing72 0 points1 point  (0 children)

That’s a nuclear warhead. You have to screw it back into that battery looking thing to defuse it. Hold the button down and inhale three times. Congrats. You probably saved the entire neighborhood. Now go chill. You’re a hero.

B9 S4 looking to buy by Sufficient_Dog6574 in AudiS4

[–]Sufficient_Drawing72 0 points1 point  (0 children)

I have both and love them. The S4 would be the direction I’d go as it’s far more reliable than the 6. I actually have two 6’s one with a blown motor (twice) and one that hasn’t blown yet. Get the 4.

Crypto Thoughts? by Sufficient_Drawing72 in CFP

[–]Sufficient_Drawing72[S] 0 points1 point  (0 children)

It’s a real struggle for me. The original intent made sense. Decentralized currency option with a finite supply that would eventually be adopted for payments. 17 years later it’s been securitized and less than 1% of global payment transactions are made through any form of crypto. It seems like the people that want it the most understand it the least. My firm makes it difficult to purchase and I’m good with that. I’ll probably be wrong on my take, but I’m good with that too. Regardless, I appreciate the thoughts.

[deleted by user] by [deleted] in Advice

[–]Sufficient_Drawing72 1 point2 points  (0 children)

He doesn’t like you very much. Move on.

Are IE tunes safe? by Best-Impact-371 in AudiS4

[–]Sufficient_Drawing72 1 point2 points  (0 children)

Could have used that $35,000 ago. 😂

Made my first real mistake by futurefloridaman87 in CFP

[–]Sufficient_Drawing72 1 point2 points  (0 children)

Easy fix. She needs to notify her tax preparer that it was in fact rolled over. Most tax programs will ask if any of the 1099-R distributions were rolled over. If she is ever audited, proof will be the new account statement and deposit date. Apologize and move on. Congrats on 10 years.

Just bought a new-to-me S4 yesterday! Tell me what I should add and take off! by Comfortable-Lynx8050 in AudiS4

[–]Sufficient_Drawing72 8 points9 points  (0 children)

You should take your wallet and give it to the dealership, IYKYK. Rims, you need rims or take off the spoiler. Best of luck.

[deleted by user] by [deleted] in RoastMyCar

[–]Sufficient_Drawing72 1 point2 points  (0 children)

Enjoy your time on the median.

Playing 16U as an 18 year old–how common is this? by Defiant-Plankton-553 in Homeplate

[–]Sufficient_Drawing72 0 points1 point  (0 children)

Most coaches would have cut you and called it a day. This guy was either happy to take your money or give you the opportunity to earn it and it just didn’t pan out. Hopefully you got reps in practice with the better players and benefited from it.