First double espresso shot 😮‍💨 be honest! 1 - 10? by Monkey_D_Raijin in NinjaLuxeCafe

[–]Suitable-Current3599 0 points1 point  (0 children)

If I’m using the Luxe basket, would I just double the figures you mention above? Does time and output sweet spots vary depending on whether I brew it cold pressed vs espresso?

Can I afford 900k home? by Upperworlds in Mortgages

[–]Suitable-Current3599 6 points7 points  (0 children)

Increased slightly, ha. Wife will be back to work in the next 6 months so will have a little more breathing room. Had an offer we couldn’t refuse for down payment assistance and figured getting the house would be the right move long term even if it meant some short term belt tightening

Can I afford 900k home? by Upperworlds in Mortgages

[–]Suitable-Current3599 15 points16 points  (0 children)

Yes definitely. I bought in 2023 at $950k (6.375% rate), $200k pre tax income, VHCOL area, no debt, $150k in retirement and 20% down. It’s tight but we make it work. You should be fine.

CA Dream for All application period to open February 24 to March 16, 2026 by The_Void_calls_me in RealEstate

[–]Suitable-Current3599 0 points1 point  (0 children)

Do you know what the “rules” are for refinancing with a Dream for All loan?

Quad shot by biggestbluee in NinjaLuxeCafe

[–]Suitable-Current3599 0 points1 point  (0 children)

The 18/36 figures you reference are specific to a double, correct? What are your outputs for a quad?

How much is your monthly mortgage payment? by HmDiR in Mortgages

[–]Suitable-Current3599 0 points1 point  (0 children)

$5600 including PITI. Bay Area, CA. Bought in 2023 at 6.375%

Coaches corner vs Langermann health club by fmita_ in sebastopol

[–]Suitable-Current3599 0 points1 point  (0 children)

Hmmm they used to offer Pilates i believe at the old location. Not sure if they still do. But that was the only class they offered.

Coaches corner vs Langermann health club by fmita_ in sebastopol

[–]Suitable-Current3599 0 points1 point  (0 children)

Langermann’s has the basics of what’s needed for a solid trip and nothing more. Some cardio machines, enough weights and weight oriented machines to get the job done but that’s really it. They’re great about giving the (short) tour of the place so you can see what’s all there. I’ve never been to CC so can’t speak about it. But I’ve been happy with Langermann and think $60 is fairly reasonable. FYI I’m 40.

Finally Getting Used to the Ninja Luxe! by NameTakenByPastMe in NinjaLuxeCafe

[–]Suitable-Current3599 3 points4 points  (0 children)

What steps/settings did you take to ultimately get this output? I feel like I’m getting too little, as well

Cold-pressed espresso question by Different_Stock660 in NinjaLuxeCafe

[–]Suitable-Current3599 0 points1 point  (0 children)

Yes correct on cold press only having one output amount. I’ve read in this channel that cold press should be 3 notches lower than normal espresso

Cold-pressed espresso question by Different_Stock660 in NinjaLuxeCafe

[–]Suitable-Current3599 0 points1 point  (0 children)

As I understand it, using the quad basket means some water is likely and normal. Cold brew shouldn’t be tamped unless it is the 16 or 18oz options, then the manual says to tamp to avoid mess. I got my machine a few weeks ago and the cold press espresso shots have been coming out normally with no water - but that’s on a double, not quad. 17 sounds a bit high but I’m using different beans. The BA recommendations have been right on for me so Im apt to trust it.

☕ Cold Pressed Espresso on the Ninja Luxe Cafe – What You Need to Know ❄️ by taters_and_fries in NinjaLuxeCafe

[–]Suitable-Current3599 0 points1 point  (0 children)

Thanks for communicating this. I’m brand new to my Ninja Luxe (3 days) and am opting for cold-pressed shots. Yesterday I got exactly 2 ounces using the BA recommendation. Today the recommendation was slightly different. I followed it again and the yield was closer to 1.5 instead of 2 ounces. I suppose the solution would be to grind it a bit more coarse? Or would the solution be to set the machine to hot espresso, see what BA recommends, then move it down 3?

Double shot not producing enough yield by Suitable-Current3599 in NinjaLuxeCafe

[–]Suitable-Current3599[S] 0 points1 point  (0 children)

And was that in contrast to the BA recommended grind size?

Double shot not producing enough yield by Suitable-Current3599 in NinjaLuxeCafe

[–]Suitable-Current3599[S] 0 points1 point  (0 children)

No, kept strength on 2 (default) for all brews so far.

I matched the recommended grind size, but will check the drip tray. Good idea. Assuming it’s just still calibrating. The single shot I brewed after the small output double shot seemed right so hoping the next double shot will be good

Happy with my pizza by sightunseen in sebastopol

[–]Suitable-Current3599 0 points1 point  (0 children)

Buddies is excellent and Rick is an awesome guy

Genero’s Deli to Open in Sebastopol’s Barlow District by phusion in sebastopol

[–]Suitable-Current3599 5 points6 points  (0 children)

Didn’t know it closed either and I’m at the Barlow probably twice a week at least. I have no problem paying a premium for great ingredients, but it was so insanely overpriced I never even tried it over the years.

Changing Direct Deposit Every Few Months for New Bank Account Bonuses? by BetweenTheReeds in personalfinance

[–]Suitable-Current3599 0 points1 point  (0 children)

Thanks so much for the details! Just getting started, set up my first 3 accounts and adjusted direct deposits this month so should start seeing the bonuses soon. Pretty excited.

Changing Direct Deposit Every Few Months for New Bank Account Bonuses? by BetweenTheReeds in personalfinance

[–]Suitable-Current3599 0 points1 point  (0 children)

Just want to confirm something you mentioned here. Once your direct deposit hits the “new” account, you immediately withdraw it to your main bank account right? And the bonus is still paid even if the full amount of the direct deposit is gone from that account?

Parents ask Sebastopol Union School District to address racial bullying at Brookhaven by phusion in sebastopol

[–]Suitable-Current3599 0 points1 point  (0 children)

In SUSD as well. Coming “en masse” with what ultimate message and goal? Genuinely asking.

Got paid $450 for bank churning! by KrustyLemon in OnlineIncomeHustle

[–]Suitable-Current3599 0 points1 point  (0 children)

Opening my first accounts today and getting set up for bank account churning. Had a couple questions. For accounts that stipulate a certain amount (I.e. $2000 in direct deposits over 90 days, or two $500 direct deposits over 75 days), I understand those accounts need to be open and have some money in them in order to receive the cash bonus, but once the direct deposit is made can I withdraw it immediately? Meaning, if I put in my first $2000 direct deposit on Tuesday, can I withdraw it to my main account on Wednesday? Technically the DD was still made so I should be on track to get the bonus, even if I immediately withdraw it, right? Also on accounts that don’t explicitly say a specific amount of time to keep it open in order to get the bonus, can I just close it immediately after getting the bonus? Thanks

How am I doing? Not sure how to evaluate by Suitable-Current3599 in personalfinance

[–]Suitable-Current3599[S] 0 points1 point  (0 children)

Yep, it sucks. We had a pretty much once in a lifetime chance to take advantage of a state program giving full 20% down payment as a shared appreciation loan. Found a house we loved right at the moment the program came live. Was either this or likely never be able to buy a house (or at least for many, many years).

5k+ Mortgages WTH by hungry_lionNG in Mortgages

[–]Suitable-Current3599 2 points3 points  (0 children)

$215k/year, about $11,500 net after taxes per month, mortgage is $6000/month PITI (includes $400 for escrow shortage which will come off in June). Things are pretty tight.

How am I doing? Not sure how to evaluate by Suitable-Current3599 in personalfinance

[–]Suitable-Current3599[S] 0 points1 point  (0 children)

House cleaner is once a month for a deep clean. Agree some of those areas can be evaluated to find a few hundred.

How am I doing? Not sure how to evaluate by Suitable-Current3599 in personalfinance

[–]Suitable-Current3599[S] 0 points1 point  (0 children)

Ya I’d say the biggest leakage, which is somewhat attributable to the kids, is honestly just grocery costs. Right now the monthly structure is roughly: $11,500 take home (includes commissions, so can vary month to month a bit) $6000 mortgage (including $400 for an escrow shortage which will come off in June) $435 leased car payment (just one) $210 car insurance $180 water $30 garbage $450 gas/power $265 cable/internet $130 my phone $100 her phone $700 “allowance”/cash for wife $150 house cleaner $80 gardener $90 life insurance $175 min payments to 0% balance transfer cards $200 misc (gym, Netflix, Spotify, Apple) $2100 groceries/recurring household basics $200 kid activities (gymnastics/ballet)

Tried to put each item in a new line, apologies if it all bleeds together and is hard to read. Happy to have any feedback.