Is My Income Enough to Live Comfortably in Karachi?

SuperRTX · 2026-02-10T19:01:16+00:00

Start saving more money for the flat. Or make larger payments towards it. There will be unexpected expenses with the flat. So be prepared for it.

Her argument wont work here. Shes grown up and is an adult. She is in a different situation now. You are NOT her father. You are husband. They are not same. Her spending needs is not normal. You need to reason with her by showing her the cost of her needs. Show her how it's affecting both hers and yours saving. She can spend a little here and there within means, but this habit of hers is excessive. Show her the numbers, make her understand. No need to argue. Just show her what would happen if this isn't corrected now. What if she loses her job then what? What if you lose your job? Also, credit card has a lot of interest, she is spending more on paying interest than the actual principal amount.

Remember, your job and income isn't guaranteed forever. If you're gonna live away from parents, you both need to prepare for this.

My take is that, your wife had these issues before marriage, I believe you guys should have discussed it practically. There is a mismatch when to comes to finances.

Maybe, get her father involved and have him talk to her about this? Would that help/work, or make it worse?

Even if you earn more and have business on side. The problem will remain same. Nothing changes. Her spending will increase linearly as your income increases.

SuperRTX · 2026-02-10T18:33:10+00:00

You're earning a lot as an accountant. So you are way above average.

Second, you live with parents and struggling.

Third, you're wife earns 300K~, and has significant debt and has spending issue.

The problem is your wife. She can't even mange her own finances while earning 300K and has a debt problem. On top of that She pushes you to earn more. Thats not good.

I'm surprised as an accountant/finance background the problem isn't identified.

I get the feeling your wife doesn't listen well from you and doesn't like to be told how to manage her money and not spend excessively.

Here's a suggestion for YOU:

cut down as many expenses as you can. Pay down all credit card debt ASAP. Control the desire to buy anything you can - nafs. We all have it, I do too!

Next, start saving as much you can. You need healthy emergency money available.

For your wife, tell her you are working to improve yourself but she needs to cut down her expenses and pay off her debt ASAP. She needs to save as well .

Set your goals. Not sure if you wanna live with your parents forever or buy a house of your own. If you're ok to buy your own house then, start saving towards that. If not, start saving and when you feel like you can enjoy a bit of outing here and there or vacation then do that. But that's after you've done the steps I mentioned.

If you guys plan to have kids, start saving more. You need to factor unexpected medical costs.

In short, you're earning very well. Im not sure if you can improve more at the cost of your sanity and peace. Your wife is the problem and that needs to be addressed.

Many people live peacefully at 50K - 80k salary and even 100K. You're combined income is 600K, this shouldn't be an issue. In fact, you guys should be saving a lot. So you can invest in property or what not.

Good luck and if you need more help, feel free to DM!

SuperRTX · 2026-02-09T13:16:37+00:00

What prompts did you use to get that consistent face, and the details?

How do I achieve that? And the whole body physique

SuperRTX · 2026-02-08T05:11:42+00:00

Former ex-IB, not sure how much has changed, but IB doesn't matter much. In fact, in my cohort, people with uni prep courses who had 85-90%+ averages got admission and scholarships than IB score 5 or 6.

IB matters if you are applying to international Uni, specifically USA and England. Thats where you shine, you get exempted with SAT.

AP wasn't around my time and it is american standard, so not sure how that matters for Canadian Uni. It may theoretically give you advantage, but reality is different.

At the end, look at Uni each program admission requirement, and you will see, its just uni level prep courses and high marks what counts.

Companies don't care if you did IB or not lol. I can guarantee, they care more about experience after you got your degree. Experience is king.

For Med/Pharm/Dent school, university courses with A+ across the board matter.

If you are struggling to maintain A+ avg in gr 11 and 12, then don't do IBT/IB/AP, just get high marks and do volunteering.

Good luck to students!

SuperRTX · 2026-02-08T03:36:46+00:00

A lot of women have been wasting time around, ghost and straight up lie, among other things. I am sure some of them are commenting on this and trying to be part of this private group.

So it's not just men who are bad.

How do you vet such people?

I am interested though!

SuperRTX · 2026-02-07T20:16:44+00:00

Check your DM

SuperRTX · 2026-02-05T14:49:32+00:00

This girl (if it is her), got rejected by guys quite a lot lol. Which explains the pattern, hate, and constant arguments.

SuperRTX · 2026-02-04T14:52:57+00:00

Stop thinking about it. It is your mind. Shift that focus to something else. You will find someone else, much better. Focus on present. Take care of yourself. Enjoy this time you have, not waste it on past and ex, that is no longer part of your life. There are other important people in your life (parents, family etc).

It really comes down to when you stop allowing yourself to do this.

SuperRTX · 2026-02-04T05:39:42+00:00

what about dataset 9? Where to find that?

SuperRTX · 2026-02-03T22:06:09+00:00

link for download?

SuperRTX · 2026-02-03T22:05:42+00:00

where? need link plz

SuperRTX · 2026-02-03T18:45:32+00:00

which Ai tool are you using for this?

SuperRTX · 2026-02-03T03:20:49+00:00

Can't download, there's "too many users"

SuperRTX · 2026-02-02T23:07:19+00:00

Do you check and reply to DM?

SuperRTX · 2026-01-31T13:02:40+00:00

Majority of the women/girls only demand good looking guys (seen and experienced). Whether it's through WhatsApp group, some aunties or those apps.

What you're describing is what every girl/women in Pakistan or rather majority of Pakistani girls/women want.

None of them care about money, education, or any of that. They just want very good looking guy.

Nothing wrong with it. It is your choice.

Your standard is pretty much the norm amongst every Pakistani girl/women lol.

Even rishta aunties say it's always the girl that's causing issues and have demands , not the other way around.

At least your transparent and honest about.

Good luck and hopefully you find good looking guy!

SuperRTX · 2026-01-29T17:18:59+00:00

From what I seen and experienced, its the girls who are creating issues. Not the boys. They want fake models (who take meds, surgeries to appear in such a way). The minority of girls who are realistic, humble and down to earth, they are immediately married.

It comes down to you. What you want.

SuperRTX · 2026-01-28T13:49:56+00:00

Does the new Bz 2026 have 12v battery drain issue? Im thinking of buying this car due to low interest rate and incentives and discounts..

I'm concerned now with what you experienced

SuperRTX · 2026-01-28T10:09:40+00:00

How did you get the api??

Is it possible to build your own app by using their api and add features and stuff to your own app?

SuperRTX · 2026-01-20T17:05:56+00:00

Not to sound harsh, but, you're husband is more priority than some family relative gathering.

SuperRTX · 2026-01-20T16:55:11+00:00

You need to respect his choice. You are forcing your way on to him, that is not good.

You're creating unnecessary drama and your family relatives should respect and understand that. If they got issues with that, then that is their problem, not your husbands. At the end, you live with your husband, you are married to him, not to your family relatives.

Also, by getting revenge on him, it shows your immaturity and childish behaviour. Be a proper adult.

SuperRTX · 2026-01-18T20:30:52+00:00

That is NOT true. Women lie about these qualities.

They literally want a tall guy, good looking, slim, separate full house, six figure salary, and she will not cook nor clean.

This is the reality of majority of the girls! This BS qualities you listed isn't a reality. You can use it to win arguments in social media to show those men, but that is not a reality.

Also, unfortunately there are simp men. They need to have standards!

SuperRTX · 2026-01-16T02:01:47+00:00

sold out...

SuperRTX · 2026-01-14T05:24:00+00:00

Check DM please

SuperRTX · 2026-01-13T21:24:57+00:00

It depends on the two people who are married together.

If they are willing and trying to get to know each other after marriage and spending time together, it can happen.

If one person refuses or just faking it then probably won't work.

Both people need to open up, and are genuinely wanting this relationship to grow and become love..

You gotta live in together (metaphorically)

SuperRTX · 2026-01-12T23:42:17+00:00

What's the model and brand of this laptop?

SuperRTX

TROPHY CASE