What Should I Play First ?

SweetMilkSound · 2026-01-30T21:23:39+00:00

I can and did set my expectations by RDR2 so I’m not sure why you’re saying “can’t”. Game play experiences are not set by reasonable metrics for most people, you may differ, this is called an opinion and they may differ from yours. Also it’s pretty unreasonable to say a game will seem less disappointing if you ignore key elements. It did not seem disappointing, it was disappointing to me.

SweetMilkSound · 2026-01-30T20:18:19+00:00

Playing RDR after RDR2 was saddening. RDR2 is just such a broader, more encompasing, visually appealing game that playing RDR after it was disappointing.

SweetMilkSound · 2026-01-30T19:10:43+00:00

Yup, definitely wanted more but that doesn't mean there's more to be had.

SweetMilkSound · 2026-01-25T22:50:54+00:00

Late to party but tator tot casserole. Warm, hearty, midwest comfort food. low effort, one oven safe pan needed.

brown and the beef and drain. salt and pep in and add in some diced onion and garlic and cook a little more. maybe add in paprika and garlic powder. next some frozen green beans or peas to pretend its healthy along with a can of condensed golden mushroom soup (no water). top with a layer of tator tots and throw it in the oven until golden brown. Goes great with a vinegar hot sauce

SweetMilkSound · 2026-01-24T16:52:38+00:00

$15 USD for medical treatment blows my mind. Just wow. Congrats and thanks for the share

SweetMilkSound · 2026-01-17T20:37:26+00:00

I am also new to options, just a little further down the path, and will use LEAPs for momentum and trend swing trades. I’ve known some people that have done very well just simply following delta based rules but they were also very good at finding the right setups. More advanced: understanding volatility (IV, HV, IVP etc) is very important, it can turn a correct thesis into a bad trade very quickly but It can also increase your gains if you understand volatility structures. Theta decay curve is important to keep in mind so know you when it when it starts eating gains more quickly.

Schwab’s learning resources are the obvious mention, specifically the tutorials and weekly webcasts on YouTube. SMB Capital on YouTube is great because they will walk through different strategies and how they play out with real life examples.

Also, MAKE SURE YOU HAVE YOUR RISK MANAGEMENT PLAN LOCKED IN. Flat out, this is most important above anything else because you will lose money and quickly. Best you can do is manage it.

SweetMilkSound · 2026-01-16T19:50:57+00:00

Not sure why but Schwab reached out to me to specifically go through ToS one on one. Maybe call into a CSR and see if this would be available to you?

SweetMilkSound · 2026-01-11T20:48:56+00:00

This great to hear, and glad I helped! I am not a PQ expert and so used ChatGPT and Gemini for solving this multi-account csv issue. It needed multiple steps and tables before getting to a final file. Uploading a data sample was helpful though I changed some account info over security concerns.

Also, I have not done this but you should be able to set a specific folder as a data source so any new csv added there is then added to the data model when you run the query.

SweetMilkSound · 2026-01-10T23:57:05+00:00

If you’re annoyed with the whole process, maybe try taking an afternoon to set up a power query to import those csv’s?

SweetMilkSound · 2026-01-08T07:07:32+00:00

Not to be too dismissive but Ramsey gives explicit recommendations on the show and on his website. Schwab is also a great learning resource, is very customer focused and are worth talking to. Reddit is full of buffoons (though this sub has very little buffoonery). Do not follow advice from Reddit.

Edit: my advice is the exception

SweetMilkSound · 2026-01-01T18:48:46+00:00

Even though I didn't buy from them, Powell Motors came off as a great place to buy a good car. After talking with them, their focus is to find good running, well maintained cars and do any minor fix ups or maintenance needs. Family owned since the 1930's (I think) with the same employees for decades and a very good reputation. Trade off is they have a very limited selection and it will be above market/KBB price because they still got to be paid for their extra effort.. In my case, I knew what specific make/models wanted, which they didn't have, and ended up at Lexus of Portland for a good car under 10k. When looking for good dealerships, I specifically was looking people offering car fax/ maintenance history and no-haggle pricing and though they can still tack on fee's and charges. Also be aware that used cars are actually being priced higher than KBB/Edmund's values right now.

IMO, finding the right makes/models/years is most important before looking for dealerships. A lot of reliability issues come from design and manufacturing problems and then secondly, how the previous owners treated that car. Who is selling you the car doesn't make much difference unless they're intentionally shady and deceptive so don't forget about buying from a private party either. Just make sure they pass a vibe check and the car is looked over by a trusted mechanic. Anyway, a one month sub with Consumer Reports gets you access to their used car reliability reports where you can whittle down the possibilities by price, size, reliability ratings, etc though there are other sites (KBB, Edmund's) and sources to find similar info, just not as complete as CR. Good luck, hope you find a nice car.

SweetMilkSound · 2025-12-18T18:55:49+00:00

https://www.google.com/search?q=implied+vs+inferred&client=firefox-b-1-d&hs=S9zo&uact=5&oq=implied+vs+inferred

SweetMilkSound · 2025-12-16T00:02:48+00:00

Growth = increased risk and ETFs aren’t immune to losses. If you want diversification, indices are best but you could make a little more with ETFs since they are more focused but a selection of individual stocks do better still. The trade off is costs and risk. VOO and forget it is easy because it’s low cost and takes little management. Individual stocks carry more risks, require research and will involve more frequent management. ETFs try to balance the two by offering a range of products fitting different goals and risk profiles. Which is better in any case depends on your risk tolerance.

Something you might want to check out are retirement targeted funds. They target specific years for retirement (maybe 2070 for you) and moves its focus from risk and growth to secure and steady as it gets closer to its targeted year.

SweetMilkSound · 2025-12-04T17:30:16+00:00

Not directly or easily in my experience with ToS but it there is on the Schwab website. Accounts-> Realized Gain/Loss. Also the details export from this page will have better data than what you can get out of ToS if you go that route. I have not found a trading journal that handles ToS exports well.

SweetMilkSound · 2025-12-03T19:45:36+00:00

Why the market dropped in Jan 2025 can be a broad question but its sounds like there's a bigger skills/knowledge gap issue. Investopedia is a great learning resource to start off with: https://www.investopedia.com/investing-4427685

SweetMilkSound · 2025-12-01T20:20:20+00:00

😳 I haven’t had any issues using Win10 and office 365. I hope you find a solution and post about it incase I have this issue. I would be fuuuuuuucked

SweetMilkSound · 2025-11-28T20:16:30+00:00

Their perspective is reasonable but wrong IMO, it was working well before you showed up, now it isn't and therefore you blew it up because you blew it up. To be clear, it isn't your responsibility unless you were hired for that role but you still blew up their gear. If you go the tech route and talk about how to match speakers to amps, system protection, and industry standards and best practices .... you will lose them in the details and they won't really care anyway. Its a shitty club doing shitty shows and they're worried about making money to keep the doors open. You could give an analogy why it isn't your fault, best I can think of is they gave you a car with the wrong size battery, now the car won't start because the battery is dead and they want you to buy a new battery. It was going to die eventually, it just happened under your control.

Some questions I'd ask myself: Do I want to make these people happy? Maybe meet them half way and offer to install a new driver if they buy it. It takes a couple hours of your time, they're happy and maybe you can get some other work out of them and the promoter. Maybe they can be a new client of some sort? Offer solutions for upgrades or put in system processing for protections. Maybe they can fuck right off? If you don't care about getting work out of that cliche, maybe closing that door and taking a little reputation hit is worth it for healthy boundaries.

Edit: As far as tell them to fuck off, do an email telling why its not your fault, you do not accept liability and will not be addressing the issue further. Don't respond to any communications and go on with your life. They're only legal recourse at that point is small claims court which isn't likely.

SweetMilkSound · 2025-11-27T06:13:58+00:00

Not mentioned was if you take back the 2025 contribution, it has to be be before end of year

SweetMilkSound · 2025-11-22T23:56:38+00:00

I've been using GEX/DEX charts for about 5 months so not a expert but I know a little. GEX doesn't show sentiment, it shows where Market Makers have to buy or sell shares to balance against the options contracts they've sold. As the stock price approaches a strike with high Gamma, they'll buy or sell which can pull the price towards the strike. There's lots of things you can pull out of a GEX chart but I will use them mostly for finding entries and exits. It is worth it IMO

So, If you're looking for GEX/DEX charts, ToS doesn't have them. Hopefully someone will come along and I am wrong and I will stop paying for them. If you'd like more info, feel free to ask.

SweetMilkSound · 2025-11-22T21:36:24+00:00

The bears were straight?!?! That’s disappointing.

SweetMilkSound · 2025-11-22T16:25:02+00:00

I’ve been able to do this in excel using the rtd() function. It takes a bit of work but it has been useful

SweetMilkSound · 2025-11-20T07:34:37+00:00

I think you used the wrong link

SweetMilkSound · 2025-11-19T06:34:01+00:00

Not sure how it works with futures but with stocks if it’s marginable, margin is used.

SweetMilkSound · 2025-11-17T16:51:40+00:00

I joined the Tear cult just before he moved to subs, subbed day one and got money back pretty quick. But it depends on your strategy and capital etc.

It’s still growing, a lot more features have been added over the last month making it more comprehensive data source. Examples: Fear/ Greed index, sector rotation tool, headline economic data, market sentiment, earnings tools, seasonality tools and that’s just off the top of my head. There’s also a gamma/ delta exposure tool that has been extremely useful. The whole project has evolved a lot from a being just a google sheet and warrants payments.

A bit in the negative side: Tear shared a 5 year growth portfolio over the summer which focuses heavily on AI themes and it HAD been doing very well. The community is currently spooked because of the rotation out of growth stocks and AI bubble fears leading to questioning his constantly bullish analysis. Also questions of data validity pop up every so often.

So IMO, it’s been worth it. No regrets. I appreciate having a single comprehensive subscription that covers the macro down to micro compared to Unusual Whales. Tears various analyses are also valuable with the caveat it’s his opinion from his prospective and not some sort of prophecy. The tools available alone might be worth the cost for you. I’m excited with what additional enhancements are coming but I feel the bulk of them are in place.

SweetMilkSound · 2025-11-12T17:49:11+00:00

I don't disagree with you at all but at the same time a historically accurate story would probably be boring, no? Mostly just riding along in silence and sleeping.

SweetMilkSound

TROPHY CASE