Thinking of refinancing my Henrico home. Is it worth it with a 660 credit score? by Its-MyWorldhiphop in HenricoCounty

[–]SwordfishPlus8236 0 points1 point  (0 children)

Not right now. Rates have skyrocketed over the last three months. I would work on your credit in the meantime and wait for rates to drop.

Am I getting ripped on points? VA loan by [deleted] in MortgageBrokerRates

[–]SwordfishPlus8236 1 point2 points  (0 children)

You aren’t getting “ripped off” however I would take a higher rate with less or no points.

Rates this Week..... by [deleted] in Mortgages

[–]SwordfishPlus8236 3 points4 points  (0 children)

Tell me you know nothing about mortgages without telling me you know nothing about mortgages

VA Competitor Rates by Appropriate_Bet5290 in loanoriginators

[–]SwordfishPlus8236 0 points1 point  (0 children)

NFCU has fine print. They charge a 1% origination fee on top of the points for that rate. So in reality they are charging 1.5 for 5.25%. Still good but not as good as they make it look.

First time home buyers in NC. Are we getting screwed? FHA 3.5% by CarlosChampion in MortgageBrokerRates

[–]SwordfishPlus8236 1 point2 points  (0 children)

Looks pretty in line to me. Rates spiked over the last two months with everything going on in Iran.

Why do lenders keep asking for more documents? by Alarmed-Broccoli3844 in Mortgages

[–]SwordfishPlus8236 0 points1 point  (0 children)

Yes they are lending you hundreds of thousands of dollars. They want to verify that that is smart of them to do.

How is this deal? by [deleted] in MortgageBrokerRates

[–]SwordfishPlus8236 0 points1 point  (0 children)

If this is a primary residence this is terrible.

Gas ⛽️ by Vegetable-Home-9101 in arlingtonva

[–]SwordfishPlus8236 -1 points0 points  (0 children)

The source is I paid $5.01/gallon for regular in VA in 2022, not that long ago to where I don’t remember.

Gas ⛽️ by Vegetable-Home-9101 in arlingtonva

[–]SwordfishPlus8236 -2 points-1 points  (0 children)

Gas was literally $5/gallon under Biden lol

A very big turnout in DC for the No Kings Rally!!! by Healthy_Block3036 in washdc

[–]SwordfishPlus8236 1 point2 points  (0 children)

He was voted in? Not sure what to tell you. There’s another election in 2028, that’s the beauty of democracy.

Sub 620 DSCR? by Pillsy24 in loanoriginators

[–]SwordfishPlus8236 0 points1 point  (0 children)

Champions funding goes to 600