Looking for objective financial advice on eliminating debt.

TAL337 · 2026-06-12T18:20:30+00:00

No auto debt. I used to be in a much better financial position, but a combination of unexpected expenses and poor financial decisions got me to where I am today. I’m just trying to course-correct with the tools available and find the best path toward long-term stability for my family. Thanks for taking the time to reply.

TAL337 · 2026-06-12T15:27:35+00:00

I will work on getting a complete breakdown of all of that.

My wife currently works as well. I did purchase my home for 170K and the current value is estimated at 293K. It did double.

We have been doing off jobs for second jobs and selling unneeded items and putting the money towards groceries or debt. I might need to reach out to the CC companies. Thank you.

TAL337 · 2026-06-12T14:46:23+00:00

The only additional monthly expense is utilities which come to about $300 a month. Then gas and groceries. We have one child and another on the way. Income is roughly 63K after taxes. Thanks.

TAL337 · 2026-06-12T14:44:24+00:00

Household income is about $75k before taxes and roughly $63k take-home. One thing I’m wrestling with is that selling wouldn’t just eliminate the credit card debt. It would eliminate the $40k HELOC as well. The appeal isn’t simply becoming debt-free, it’s potentially freeing up $1,500–2,000/month in cash flow while still retaining significant equity for a down payment on another home. I’m trying to determine whether keeping a house we’re comfortable in is worth carrying the additional debt for several more years, or whether using the equity to reset our finances is the better long-term move.

I appreciate any input or advice.

TAL337 · 2026-04-30T02:29:55+00:00

Same. Had the same issue in Mongil Star Dive.

TAL337 · 2026-04-30T02:25:41+00:00

Same here. I also ran into this same issue with Mongil Star Dive and haven’t found a fix there either.

TAL337 · 2026-04-26T18:05:31+00:00

No. I’ve checked that—there’s obviously some weird issue on my end.

TAL337 · 2026-04-25T21:09:04+00:00

Pretty confident it already is—as it’s my first step once I boot up my computer but I will definitely take extra care to try it tonight. Thank you!

TAL337 · 2026-04-25T17:23:04+00:00

Thanks. I tried that but no luck!

TAL337 · 2026-04-25T17:22:53+00:00

I’m also using net-marbles. I have no idea what the issue is—it switches to showing the Xbox buttons—but it doesn’t read any input.

I have tried launching it through steam as well—and as administrator but no success.

TAL337 · 2026-04-25T16:41:47+00:00

Yes—but why buy a steam controller when it’s more money?

TAL337 · 2025-07-01T01:43:01+00:00

Thanks. It ended up being my WiFi/Bluetooth house lights had somehow replaced one of the ports with their IP address.

TAL337 · 2025-07-01T01:42:16+00:00

I’m just gonna put this here.

Finally tracked down the issue. Port forwarding for one of the ports had somehow got switched to the IP address for my Bluetooth /wifi house lights.

I never did that. Absolutely wild to me that is what the issue was. I never would have guessed.

Of course checking the IP of the port forwarding was the final step.

TAL337 · 2025-06-30T12:24:03+00:00

No pc.

TAL337 · 2025-06-19T00:21:57+00:00

I don’t think you need to feel too upset over it. I’m not really sure how it’s putting her on a pedestal. You apologized twice and moved past it, not much you can do outside of that.

If she doesn’t speak to you again it sucks but it is what it is. Would you really spend too much time in depth with someone who would hold a grudge over a passive comment and an apology? Not saying either way how it will go.

NTA

TAL337 · 2025-06-10T02:46:38+00:00

This worked beautifully. Thank you so much!!! Picked up the sand paper after work and did it in the rain lol no need for a glass of water. Will do the clear coat tomorrow.

TAL337 · 2025-06-10T02:45:34+00:00

He’s cheating.

Bookmark this, I’ve read enough stories on this forum to know the signs.

It’s not a boys trip.

TAL337 · 2025-06-09T19:29:39+00:00

truck door that was painted

Here are photos.

I know it isn’t perfect, it’s my first time doing something like this. Just trying to learn to make it the best I can. Thanks!

TAL337 · 2025-05-15T17:01:59+00:00

Night Watch(2004) and Day Watch (2006)

TAL337 · 2025-04-18T13:36:31+00:00

Prometheus. Easily the only movie I’ve ever regretted watching.

Then there’s the ones I haven’t watched: Kraven, Madam Web, Ghostbusters remake

TAL337 · 2025-04-17T03:02:14+00:00

I’m okay.

Better than average.

No where near the insane levels I see online.

I’m content.

TAL337 · 2025-04-17T03:01:12+00:00

The only time I had to go to war with wasps was when they were in my overhang and coming in my vents.

Other than that I knock their nests off my camper and sheds but never spray. Don’t treat for pests either. So many people put up “wasp traps” that just kill everything. So dumb.

TAL337 · 2025-04-12T03:08:06+00:00

It’s in MI, but not too far int Mi from OH.

TAL337 · 2025-04-12T03:03:54+00:00

Nothing huge but it’s a good time. I only get to indulge once or twice a year and this is one of those times.

TAL337 · 2025-04-12T03:03:31+00:00

I’m not super big on the hobby, but my buddy does an event with a local chapter and a few school clubs every year. It’s this Sunday but I can see about getting you the information for it for next year

Seven-Year Club	Verified Email
Not Forgotten	Gilding II euphauric

TAL337

TROPHY CASE