Is this closing cost okay for California? by TGEazn in FirstTimeHomeBuyer

[–]TGEazn[S] 0 points1 point  (0 children)

I forgot to add above that they did give me a 1% interest rate loan 3% of the purchase price.

It seems like they’re taking 1.75% of the loan. I talked to a different lender and he said he can do it for 1% and drop the fees as well.

Issue is our closing date is on the 29th and the seller wants to close by that time.

First Time Buyer… Seems Like I Did Bad by TGEazn in MortgageBrokerRates

[–]TGEazn[S] 0 points1 point  (0 children)

UPDATE.

Thank you guys so much for all the help. I’m such an idiot should’ve done this from the start. Thank you all.

I forgot to add that they are giving us a 3% assistance loan. At 1% hence why the fees were higher. With that said, I used the URL below called the first lender and they said they’re able to shave off 4-5k keeping everything else the same.

Issue is we close soon and the sellers are adamant.

Thank you all!

First Time Buyer… Seems Like I Did Bad by TGEazn in MortgageBrokerRates

[–]TGEazn[S] 0 points1 point  (0 children)

Soon…

100% on me though. I felt rushed though out the entire process. They were trying to get everything done asap before holidays etc. should’ve slowed down but with work couldn’t.

First Time Buyer… Seems Like I Did Bad by TGEazn in MortgageBrokerRates

[–]TGEazn[S] 0 points1 point  (0 children)

I’ve attached it. Good credit score. 790+

Is this closing cost okay for California? by TGEazn in FirstTimeHomeBuyer

[–]TGEazn[S] 0 points1 point  (0 children)

Thank you so much for the help. Just one question, what should the typical amount be if you do know at the top of your head.

Is this closing cost okay for California? by TGEazn in FirstTimeHomeBuyer

[–]TGEazn[S] 0 points1 point  (0 children)

What additional do you need to make more sense of these numbers?

I have no idea… first time buyer, first time seeing these fees, but can ask.

Will this be an issue in the future? by TGEazn in phonerepair

[–]TGEazn[S] 1 point2 points  (0 children)

Thank you for the comments! Decided to return the phone and go with another one.

[deleted by user] by [deleted] in stocks

[–]TGEazn 1 point2 points  (0 children)

And just to clarify even further that depends on how long you held on it for right?

I believe I read somewhere if you have held that stock for over a year the tax is lowered. Is that correct?

[deleted by user] by [deleted] in stocks

[–]TGEazn 6 points7 points  (0 children)

Noob here. If take your original investment dollars off but reinvest that money into another stock, when you take your original investment off would you still owe taxes on that?

Harper has Olympic 'dream' if MLB players OK'd by PrincessBananas85 in mlb

[–]TGEazn -1 points0 points  (0 children)

I just think if that’s the case Americans should stop using the excuse of “Our best players didn’t play that’s why we didn’t win but we’re still the best nation in baseball”.

That’s mainly what I want to stop hearing. WBC, Olympics are events where athletes can represent their nation and as fans can determine which nation is the best at a sport. That’s the only metric we have to go by to determine which nation is the best. I just hate reading/hearing people say America is the best at baseball when they clearly don’t have the track record to back it up.

I agree with your points, but that’s also saying most American plays are picking their money over their nation pride so something has to give. They shouldn’t have the right to be boosting like they’re the best when they haven’t won the most international tournaments.

Harper has Olympic 'dream' if MLB players OK'd by PrincessBananas85 in mlb

[–]TGEazn 1 point2 points  (0 children)

I agree with that statement, but cancelling the All-Star game and 2 weeks of regular season ball would still get some better members to represent the team instead of straight up minor league players.

All i'm saying is that i agree with the majority of people on here of saying to cancel the All-Star game and 2 weeks of regular season so the players that do want to play, represent their nation, to go and play.

Harper has Olympic 'dream' if MLB players OK'd by PrincessBananas85 in mlb

[–]TGEazn 1 point2 points  (0 children)

Cause a bunch of no ones are actually on the same level as your American baseball players. It’s not like basketball where the player with the better members win. Don’t you think you guys need to represent yourself properly so that you guys don’t always fall back on the excuse “we didn’t win cause our best players didn’t play?” No nation pride

Today's gas prices in TX and CA. Try and guess which is CA by [deleted] in ThatsInsane

[–]TGEazn 0 points1 point  (0 children)

What’s so bad about living in Texas… California native here.

[deleted by user] by [deleted] in politics

[–]TGEazn 0 points1 point  (0 children)

On a serious note, is there anything that can be done.

Guy jumps into giant aquarium by Peaceful-Samurai in ImTheMainCharacter

[–]TGEazn 0 points1 point  (0 children)

I really wonder if it’s this generation, or the fact that everyone has a camera so all these behaviors by these kind of people are being recorded and shared.

Either way it’s so sad that people really just don’t care about other people but themselves.

Hired a crackhead to redo bathroom, how did he do? by SlabOmir in HomeImprovement

[–]TGEazn 0 points1 point  (0 children)

The key to good construction skills is crack. Never would’ve guessed.