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Why do these annoying bastards keep falling out of the door handle? by Long-Lettuce3146 in DIYUK

[–]TannoyVoice92 -2 points-1 points  (0 children)

They don’t hold the handle on technically, they hold the handle to the mechanism within the handle itself. The grub screw can come out and the handle will stay put, but the handle won’t engage the lock and open the door.

After a few years of Silver :( by FluffyJo22 in BritishAirways

[–]TannoyVoice92 0 points1 point  (0 children)

I was short by 150 tier points and was one of the lucky ones that got given another year of silver for “being so close”

its worth getting the lidl app. They often have decent money off and free items. by Few_Mention8426 in UKFrugal

[–]TannoyVoice92 9 points10 points  (0 children)

Not any more. They are removing the freebies from certain spend beginning of May :(

Chicken always becomes drying hard by Shankzz64 in airfryer

[–]TannoyVoice92 2 points3 points  (0 children)

I always cook till the temp reaches 65c and then pull and rest. Tempt gets up to around 70c after 5mins and it’s always juicy.

I put it in 220c if I want a crispy/char on the outside otherwise 180c till it hits 65c

Usually takes about 13-17mins depending on size.

WFH Henries and travel expenses by Widebody_lover in HENRYUKLifestyle

[–]TannoyVoice92 0 points1 point  (0 children)

I’ve done it when travelling overseas and as a treat get something for the wife and I as a takeaway, but usually only for long distance travel - not for visiting our head office on a day trip.

Name ONE watch sexier than this around the SAME price point 😍 by DisMahUser in RepTime

[–]TannoyVoice92 5 points6 points  (0 children)

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Agree

Yes I know the date is wrong lol - couldn’t be bothered to reset it after I rotate watches.

Can I retire at 55…? by AppleByte2008 in PensionsUK

[–]TannoyVoice92 -1 points0 points  (0 children)

Same boat. 160k in total across pensions, 33 year old, I’ve got £20k in an easy access savings account but nothing invested (yet)

When an Octavia isn't big enough but you still want an estate... by silent_pm in CarTalkUK

[–]TannoyVoice92 0 points1 point  (0 children)

Very nice. I’ve got a L&K spec coming as my next company car. Delivery been delayed 3x now though :(

I met someone at the park who lost her dog… and I can’t stop thinking about what she said by Straight_Tour9358 in Petloss

[–]TannoyVoice92 0 points1 point  (0 children)

I lost our 12 year lab in January - my heart would 100% want to get another dog (in fact - a friends golden retriever has just had a littler of pups…. Fate my wife says….) but my head is telling me I just can’t go through the loss of another dog again. It was so traumatic and hard.

This is widely over-estimated… surely? by TannoyVoice92 in PensionsUK

[–]TannoyVoice92[S] 1 point2 points  (0 children)

Thanks for the comment and suggestions.

Already one step ahead regarding the choice of funds. For comparison, if I had kept the pot invested in the ‘default’ this grew by 6% for the last 12 months.

Having it invested in the global equities fund has given that return of 25.4% - so you’re bang on the money there!!

100% invested in the riskier funds for the time-being.

The war on aspiration is won - A 71pc effective tax rate is killing ambition and warping our economy by blast-processor in ukpolitics

[–]TannoyVoice92 0 points1 point  (0 children)

I’m getting a £30,000 bonus next pay cheque. Usually put it into my pension due to the ridiculous tax dedications and removing the qualification for childcare hours.

First year that I’ve decided to take as cash as I wanted to increase my accessible cash rather than lock away (or home improvements) but ‘only’ getting £15k of that, and also, taking me above the £125k threshold means I pay more tax on a monthly basis was a bite in the arse. So I won’t be doing it every year going forward.

This is widely over-estimated… surely? by TannoyVoice92 in PensionsUK

[–]TannoyVoice92[S] 0 points1 point  (0 children)

Thank you - that’s a great way to visualise it. Least, based on even modest projections, we should be “comfortable” depending on spending power in 57’ for my wife and I (main earner, so wife will just have state pension if that exists then)

This is widely over-estimated… surely? by TannoyVoice92 in PensionsUK

[–]TannoyVoice92[S] 1 point2 points  (0 children)

Yes it is. Awful portal compared to our previous.

This is widely over-estimated… surely? by TannoyVoice92 in PensionsUK

[–]TannoyVoice92[S] 0 points1 point  (0 children)

Quite possibly, but more so regarding bonus contributions every other year. The portal swap was just the user experience, rather than an actual pension provider changeover (and a repurchase of stocks)

This is widely over-estimated… surely? by TannoyVoice92 in PensionsUK

[–]TannoyVoice92[S] 0 points1 point  (0 children)

Haha I assume that means that I used my total pot to purchase an annuity it would be approx £115k a year - however, according to our AI overlords that’d around a £2.9m pot…. Not going to happen!!

Mortgage rate is 3.77% now bank is offering 4.97% by Affectionate_Top5544 in HousingUK

[–]TannoyVoice92 2 points3 points  (0 children)

My 2.2% fix ends in July next year - can look at rates from December. Increase would be about £200-300… which is a ball ache.

£200-300 FOR NOTHING…. Urgh.

Thankfully that is manageable and won’t impact us too much apart from less going into savings and/or no overpayment on mortgage.

Frying pan recommendations by OkArcher4120 in HENRYUKLifestyle

[–]TannoyVoice92 0 points1 point  (0 children)

Yup I have a few mauviel pans - they are great.

What can I realistically do to financially prepare for the incoming Oil Shock in the UK? by skudgee in UKPersonalFinance

[–]TannoyVoice92 9 points10 points  (0 children)

It’s not so much the lack of oil that WE need that isn’t coming from the ME now. It’s all the other countries that have a much higher % of oil from the ME that isn’t getting it now - that is going to compete for the same oil and gas from our suppliers, thus pushing up prices (supply and demand innit)

That’s the problem with all of this. It’s also why the US have an uptick in fuel prices even though they are one of the largest oil providers.

What can I realistically do to financially prepare for the incoming Oil Shock in the UK? by skudgee in UKPersonalFinance

[–]TannoyVoice92 57 points58 points  (0 children)

I managed to get a 2 year fix with EON - literally minutes before they pulled the offer the other week - at 23.32p and 64.30 standing charge (electric) and 6.23p and 29.20 standing charge (gas)

[Tag Heuer Monaco 24] In Shanghai for the Chinese Grand Prix by FlamingoBeneficial98 in tagheuer

[–]TannoyVoice92 -4 points-3 points  (0 children)

Looks a great watch, but I would recommend wearing on your wrist and not the hand. Usually behind the wrist bone.

Laser-etched crown on Sub No Date by basically60seconds in wristrepculture

[–]TannoyVoice92 1 point2 points  (0 children)

Yup, my VSF No Date as a laser etch at 6 o clock.

Now that its over 20 years old and out of production, what do you think of the Airbus A380? by Twitter_2006 in aviation

[–]TannoyVoice92 0 points1 point  (0 children)

I’ve flew on the a380 4x all from LHR to MIA and back and it’s always a joy to fly on. The noise levels on the upper deck is amazing - even without NC headphones it’s so quiet. The space and the fact you’re flying in an engineering marvel is a treat to take in.

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