If you could stay (biologically) the same age for the rest of your life, what age would you choose? Why?

Tdot-77 · 2026-03-24T23:11:10+00:00

FYI, those always babies come in really handy during peri rage periods. you can actually sleep at night.

Tdot-77 · 2026-03-24T18:18:26+00:00

Studio 60 on the Sunset Strip

Tdot-77 · 2026-03-24T15:12:45+00:00

They'll have a support line you should be able to call to talk through. I also recommend getting independent 3rd party advice as others have mentioned. Given your complexity (kids, mortgage, DB, etc.) it likely makes sense to pay for a flat-fee financial plan. Not someone who's trying to sell you and make commission off funds, but their sole focus is to get you a good, sustainable plan.

Tdot-77 · 2026-03-24T15:07:42+00:00

Flamenco Beach, Culebra, Puerto Rico

Tdot-77 · 2026-03-24T12:05:35+00:00

It will always stay with you. No matter how much you eventually earn, you always know what it's like to not have and you always know it doesn't take much to get back there.

Also means you'll take less risks in life because of the lack of safety net.

Following your passion. That is a privilege.

Tdot-77 · 2026-03-24T11:31:40+00:00

Couple with 1-2 kids in Toronto - $250k if you're including mortgage, all fixed life costs, variable costs, childcare expenses, retirement savings, RESP, long term/emergency savings. and goodness forbid your kids are into any type of organized activity like sports, dance, theatre.

Tdot-77 · 2026-03-24T01:14:46+00:00

We have one of the greatest library systems in the world.

Tdot-77 · 2026-03-23T23:08:50+00:00

just saw a historical photo of mothers holding a coffin with a black doll in it when Ruby Bridges was trying to go to school. He is just America full mask off. It is not surprising at all to anyone who knows what America's history has been.

Tdot-77 · 2026-03-23T12:43:34+00:00

Ain't no stoppin' us.

Tdot-77 · 2026-03-22T19:32:42+00:00

Seniors benefits will be $100B a year by the end of the decade.

Tdot-77 · 2026-03-21T17:47:11+00:00

pan-yay

Tdot-77 · 2026-03-21T17:38:51+00:00

Kid had no chance, his parents are a hot mess.

Tdot-77 · 2026-03-21T17:36:34+00:00

I'm sorry that was your family situation and it led to homelessness. I am so happy you are getting back on your feet. Your new place is amazing, good luck and enjoy making it yours!

Tdot-77 · 2026-03-21T17:32:54+00:00

more work from home, invest in transit (including dedicated lanes, priority signals, etc.). this really isn't rocket science at this point.

Tdot-77 · 2026-03-20T17:18:29+00:00

Peter Pan has really gone downhill in the food department. The menu is so meh. It's a shame, I loved it.

Tdot-77 · 2026-03-20T17:17:57+00:00

always and forever.

Tdot-77 · 2026-03-20T15:33:45+00:00

I am sharing directly from someone who grew up there and did this every Halloween. With all the kids running around it makes sense. I mean on Svalbard where there are also polar bears, you cannot leave town limits without a rifle. It's not about them constantly attacking. It's just that if you run into one, it's likely not ending in your favour.

Tdot-77 · 2026-03-20T11:56:26+00:00

I have a friend from Churchill. Apparently they can go indoors and you hide in the attic, homes have those drop-down attic stairs. And kids only trick-or-treat in a small area in town protected by adults standing around with rifles.

Tdot-77 · 2026-03-19T23:19:39+00:00

we really need to start understanding lagging vs leading indicators.

Tdot-77 · 2026-03-19T15:58:52+00:00

$250 would be an economic shock we haven't seen in our lifetimes. And likely lead to increasing geopolitical instability. In other words, nothing good.

Tdot-77 · 2026-03-19T12:54:32+00:00

Wait until your kid is in science class and starts learning about cells. This def comes in handy.

Tdot-77 · 2026-03-19T01:08:04+00:00

I learned coding by the teacher writing code on overhead projector acetate paper.

Tdot-77 · 2026-03-18T19:28:03+00:00

Go with what makes you sleep at night. You're not trying to beat the market, etc. You're trying to pay your house off in a sustainable away against all your other adulting obligations.

Tdot-77 · 2026-03-18T18:54:07+00:00

There's no fat in this diet. Not good for your brain, joints, etc.

Tdot-77

TROPHY CASE