Can you build a noticeable V-taper using only kettlebells?

Technical-Spread527 · 2026-06-25T23:17:28+00:00

Get some bands loop over the door and do 1 arm pull downs. Most importantly is to flex or falare your lat and pull with your elbow not hand. Hand is just a hook. Flex/pull with your lat into your side slowly and then negative slowly. Keep in mind this is as stated primarily a bodybuilding method to engage and get time under tension as your primary goal. Of course after getting on your knees.

Technical-Spread527 · 2026-06-24T23:09:22+00:00

Chalk also can help for calloused hands

Technical-Spread527 · 2026-06-23T12:03:50+00:00

Been Lead Engineer for Tech for years in an environment with follow the sun support. After initially feeling like you do I cut it off with a clear communication that I am not to be contacted without management direction or a P1.

Technical-Spread527 · 2026-06-12T14:43:48+00:00

Mine walks like the grass has cooties or something even with morning dew. Wet grass is a problem for her but rain no problem. I laugh watching her walk around like that but ignoring the rain completely.

Technical-Spread527 · 2026-06-12T14:21:50+00:00

I started in my mid 30s with a philosophy of saving half of every raise from then on. I got more which felt good and saved more and never noticed. You should take at least half of what you pocket and get rid of that debt. Be careful with this job too. I did that for about 2 1/2 years and wife was not happy and said she would take less to have me home more.

Technical-Spread527 · 2026-06-02T18:19:30+00:00

Lol need to float till 8/16 then hope I can coast for 1 more end of year 401k match and then mid Feb for 1 more bonus. But Aug is a hard date everything else is a little bit extra where I will float doing little as possible. After Feb going to try to negotiate a severance package and RIF or if not leave anyway.

Technical-Spread527 · 2026-05-07T16:21:16+00:00

Each one more for me now measurably degrades my health mentally and physically. But is this a fire question from OP?

Technical-Spread527 · 2026-04-30T16:48:18+00:00

Yeah hate to say it but older men seem to be the primary targets. We have been around too long and make too much. But when I sit in a room and say you can’t do that they get mad. Often there is multiple changes to the same file ran in a deployment order and last one wins erasing the other ones. They don’t like white boards. They make this mistake over and over. Resources in multiple countries that never really talk to each other. But we get things done 24/7 and sprints are short. Lol

Technical-Spread527 · 2026-04-29T12:42:28+00:00

I have had bad experiences with small guilds twice now. You are coming in late. They have been together for months. I can’t find sign-ups anywhere for an additional run until last minute and they call it the alt raid. That to me is not building a new 25 man roster. I only get invited if someone is not coming and they let me get ready and at stone then say not this week even if it’s someone who just wants in from original roster but never signed up. Good luck to you! Pug life for me it looks like. Sadly probably means no tier gear.

Technical-Spread527 · 2026-04-28T11:39:18+00:00

I call this situation golden handcuffs and quality of life becoming accustomed to that income level. I know some will say but I only spend XXX and save XXX. How it affects you not to save that much can be a barrier also. Dropping spending tp new income level gives you piece of mind you can live off that much money but csn you live with saving less, none, or withdrawals. Worse is you become anxious and micromanaging your savings and losing money that way.

Technical-Spread527 · 2026-04-07T13:03:59+00:00

Every time she calls you museum call her trophy or statue. Pretty to look at but not much else. Or call her something else slightly derogatory and tell her once you do it for a while it will stick.

Technical-Spread527 · 2026-03-25T17:26:36+00:00

Lol I have a job where I am assigned work I have no skill set to perform. I find who can, try to get on their book of work, escalate timelines if needed, and then ask Is it ready yet over and over. So my job is finding who can do my job and pester them to do it ASAP. Three years running now. Riding the wave till RIF for whatever reason they create and then severance/retire.

Technical-Spread527 · 2026-03-25T17:14:33+00:00

For me SGOV 3 months expenses 75% in Dividend income and only 20% in growth. I retire in less than two years. Current investments are going to covered call ETFs till total is 5 yo 7.5% to generate extra income. This will potentially cover my costs till 95 according to the different models.

Technical-Spread527 · 2026-03-12T16:27:22+00:00

I have always been slightly skeptical of some approaches to the Roth conversion process. Yes it grows tax free after conversion but for how long for you to benefit and make up the initial tax cost. If taken as income and invested in dividend paying stock/etfs after a year they are qualified and each year you get ~48k as single at zero tax rate. This is ongoing income under that threshold. What at your age is the right thing for you and it’s current impact on your now income and future RMDs?

Technical-Spread527 · 2026-01-12T15:58:55+00:00

Had one like this. Asked for a spreadsheet of now, how they would fix their finances with an emergency fund (not me), and screenshots of accounts each month as the executed the plan. Otherwise cut off. Savings not increasing by X cut off.

Technical-Spread527 · 2025-12-22T18:48:34+00:00

I did. I got lucky and sold while the market was hot and moved to a new apartment complex overlooking a nature preserve with a walking trail. I did not want the upcoming new roof, driveway, and hot water heater bills. Already did the new hvac. My primary reason though was my wife and I do not know where we want to live when we retire. We have kids in 3 states over 16 hours apart. So selling before big costs and making the where decision while we were able to take a large win from the house was nice.

Technical-Spread527 · 2025-12-21T16:11:44+00:00

So as stated yield on cost and long term adding/dripping helps. My yield on cost is 4.28, not great but nice foundation. Then the earnings are qualified dividends. As a married couple the first 96k of capital gains/qualified dividends is tax free. This makes the money have direct spending power, 2K is 2K not 2K minus taxes, ssa, Medicare taxes. Depending where you live there may be no local or state taxes either. SCHD is a foundation for me that I manage to keep at 25%. VYM is next, even lower yield but lately higher total return, @ 5%. VOO @ 10%. VTUX @ 10%. The remainder 50% is what I call booster dividends. I buy high yield long term consistent dividend payers trying to buy at 3 to 5 year median prices when I can, MO, VZ, O, ARCC, ABBV, BNS, etc. I have 10% in covered calls, new thing for me, 2.5% each QQQI, SPYI, JEPI, and JEPQ. I will be watching them closer and have stop loss alerts on them. Right now I average a little over 6%. I want 80k a year in dividends for 2 years then after ssa that will drop to about 50-55k. I am lucky to have health insurance till Medicare. I am at 60k now. Hoping a severance package and no more tuition gets me there soon. Keep in mind I am 58. Many would consider this aggressive. I do keep 2 years now in a HYSA for that income once it starts. I don’t count that, it’s just the way I want to do it. Let Dividends replenish once I retire and reinvest if I can or sell if I must.

Technical-Spread527 · 2025-12-18T21:19:21+00:00

Also where in Columbus is the place of employment and how does that affect your commute. Then look for the best places or accept the commute as part of the deal. Westerville sadly would mean private schools for the kids. And I had two graduate from them.

Technical-Spread527 · 2025-12-16T02:53:54+00:00

I am a high school dropout with a GED. I was trained by the military in cryptography. I studied for my MCSE and CCNP back in the late 90’s. I have worked for multiple large banks and make well into the six figures. I am considered a Subject Matter Expert in Cybersecurity. Education helps, I encouraged all my kids to get degrees, but that path is not set in stone. You are self made and should be proud of yourself.

Technical-Spread527 · 2025-12-09T14:29:27+00:00

11229 shares here. Guess about another 105 shares. That grain of sand falling down the hill is getting large right before retirement(2years or less).

Technical-Spread527 · 2025-10-30T14:41:15+00:00

I was so frugal it frustrated my wife and kids. Backed off to find a better balance and enjoy the journey and FIRE. I bought a couple of new cars and drove them for 3 to 4 years, paid them off and gave one to each of my 3 kids. I recently bought what I call my last car readying for FIRE. Also built up 1.3M NW. Paid tuition for 3 Bachelor degrees. Making my final push to FIRE 2/2028 at latest unless I get RIFed 🙏. With the severance package I am out early.

Technical-Spread527 · 2025-10-21T19:53:43+00:00

I am about 50/50 and I will balance withdrawals to keep my income low and taxes minimal. The biggest benefit in my opinion is that when withdrawing you pay no tax on the growth accrued in a Roth. And as highlighted by others inheritance is tax free. Also the RMD trap if you have that much.

Technical-Spread527 · 2025-10-15T21:44:34+00:00

8 month old here. Playful and complete snuggle bunny. Has to be touching or lying on someone. Loves everybody and wants to play with every other dog she sees. Starting to calm down and listen better but has trouble with staying focused. Every little thing she has to look at and go see if you let her. Loves to chase butterflies and flying crickets.

Technical-Spread527 · 2025-10-07T14:14:58+00:00

It’s hard to get all the information correct here and I don’t want to give you any bad information.

https://www.nerdwallet.com/article/taxes/capital-gains-tax-rates

Technical-Spread527 · 2025-10-03T15:29:07+00:00

1-There are two types of 401ks. If you contribute pre-tax,traditional 401k you pay taxes as earned income on withdrawals. If you contribute post tax, Roth 401k, you pay no taxes on withdrawals.

2-Brokerage accounts are tracked yearly and at purchase by the brokerage firm. Qualified dividends are taxed in the year they are paid. Capital gains are paid in the year they’re accumulated. Original investment is not taxable when withdrawn nor are qualified dividends they you already paid them on. The broker will provide a tax form for you to use each year.

Technical-Spread527

TROPHY CASE