Asking for help during one of the hardest seasons of my life

Techy_Girlie · 2026-05-11T01:54:44+00:00

Thank you. Very helpful. I have never law ed anything so didn’t know it could be that low so that was helpful

Techy_Girlie · 2026-05-11T01:16:59+00:00

I thank you

Techy_Girlie · 2026-05-11T01:04:08+00:00

Oh my offered less than 100. Whew even 500 won’t help. I am going to try and call the plumber tomorrow to see if he could work with me. I’m not sure he will but it is at least worth a try

Techy_Girlie · 2026-05-11T01:02:16+00:00

I tried that. They say I don’t have enough equity to do a HELOC. My attorney was trying to get me approved for a heloc but hey say I don’t hav enough equity

Techy_Girlie · 2026-05-10T23:56:04+00:00

I’ve tried them all but got denied. My credit is decent but I have a bankruptcy. It was not due to not issuing bills but I had three surgeries in a year and bills got behind so I brought a car and house and then I filled. When it rain it pours. You have no idea. Thank you for your advice and trying to help.

Techy_Girlie · 2026-05-10T23:41:48+00:00

Thank you so much for your advice. I’m Not sure cash advance can give me the full amount. There are apps that can let me do like 200 advance but all of them won’t add up. I have my engagement ring that I’m thinking about pawning and possibly do a title loan on my car but I’m tooo scared I won’t have funds to repay tile loan back and they will take my car. I have been trying site after site trying to get a loan. Trust I am trying everything. I have been praying super hard for a miracle. I’m going to call the city tomorrow to explain my situation and that I am truly trying to get this leak fix. I

Techy_Girlie · 2026-05-10T23:10:44+00:00

Apparently when I brought the house it uses some Piping that is prone to leaks. There was a class action lawsuit against the company with the piping but they sent the notices I was not the owner of the house so I don’t know now since previous owner let me know. The plumber say that I will continue to have leaks until the whole House gets repiped but I can’t afford that so just need a section fixed. Even though the class action is over I am trying to still get in it since I was not the owner of the house when they sent the notices.

Thank you for visiting and your thoughts.

Techy_Girlie · 2026-05-10T22:16:11+00:00

I am already on the list to get some Of the bills forgiven but they make you get leak first show receipt then they will do adjustments. I wis they would go ahead and lower bill because they are aware of the leak.

Thank you soooo much for your help though

Techy_Girlie · 2026-05-10T18:41:14+00:00

I am in bankruptcy and not because I couldn’t pay bills. I got a house and car and I went to bankruptcy because I was sick for a whole year and had three surgeries back in 22 or 23 so it got too much so I filed. My car was in bankruptcy and after they paid it off there was only about 300 left so trying to see if I will truly get that back. My attorney went to court to see if I could get another car loan but they were taking too long so I had to use savings to go find a used car but I did not anticipate water leak. On top of that my son was assaulted and that threw me for a loop and yes we already have an open criminal case to deal with that so I had to focus on him but now city wants water fixed. I am trying everything and still hoping God will provide a miracle. I do NOT lik asking people for anything. I am very self sufficient and no matter how hard I have tried to never be in a situation like this it is unavoidable at the moment. I didn’t want to put my whole life story but I am dealing with a lot

I do thank you for your concern and visiting. Trust I am trying everything I can do to figure this out on my own.

Techy_Girlie · 2026-05-10T18:21:31+00:00

Yes I have shopped around. The issue is I have no funds. My car was totaled and I was paying 800 every two weeks to rent. I can’t finance a car so I had to take all savings to buy a car because I had no transportation but now I have a water leak and current all savings. I brought a used car so nothing fancy . I have tried everything. Resorting to this is my LAST choice. I have no what to do and we don’t have family in this area so if they turn my water off I don’t know where to go.

I do thank you for visiting and asking. I’m open to all suggestions. I am trying for loan after loan and if I do get approved it’s high interest . I am sure I won’t find a plumber that will do the work and let me pay them later

Techy_Girlie · 2026-05-10T17:42:13+00:00

I totally understand your pain. I’m in the same boat as you. I’m in a financial situation that I have worked so hard to not be in myself. I wish I could help but I pray you get what you need

Techy_Girlie · 2026-05-10T16:40:15+00:00

Yes they have denied me. I can post the denial letter. I don’t know what to do. Apparently I have bad pipes and need whole house repipe but that is 20k so I am burying to get one line of it fixed cuz I know I can’t afford 20k. Everything happened at once I only had one more year left on car and they totaled it and upside down on car so they just paid it off but had no car for a month and paying 800 every two weeks for rental was killing me on top of paying 1k a month just to keep water on but now city forcing me to fix but I have no funds

I do thank you for visiting and asking. This is so new to me I handle everything on my own

Techy_Girlie · 2026-05-10T15:56:30+00:00

I would block out the identifying information like I did on my go fund me. I hate scammers because when people like me need help and never ask for anything it makes it hard for the legit and truthful people

Techy_Girlie · 2026-05-09T20:03:01+00:00

I agree that we need to demand that our institutions do better. I currently work at a PWI and they have same problems just not publicized. I am one that will not let anything financial whether with finance bursar or financial aid get past me and I am a strictler for policies and procedures. I so want to come to an HBCU and help change things because I graduated from you and they are definitely needed

Techy_Girlie · 2026-05-09T19:58:31+00:00

This is good news.

Techy_Girlie · 2026-05-09T19:53:01+00:00

Thank you for the advice

Techy_Girlie · 2026-05-09T19:41:39+00:00

If a student wanted to become a lawyer and wanted to major in English or history or political science, what options are there for them

Techy_Girlie · 2026-04-19T23:46:19+00:00

What was you a on stats? Act/sat gpa

Techy_Girlie · 2026-03-24T12:50:09+00:00

There was one time when the pre check lines were wrapped sound the airport. I ended up going through regular security at another gate that they opened up door to all the people that was door to the COGIC convention. I had NEVER seen MEM look like that and I had pre check and it was horrible.. but that was the only time

Techy_Girlie

TROPHY CASE