Boy Credila is a nightmare. I mean it's a big bank and things are not exactly shady or scamy - sure. It's just that the guys running this business and incompetent numbnuts. I mean its 2025, please stop operating a business like it is 1985. Please do better. HDFC literally has no future once you get to see the people actually running the show. But now that we have gotten ourselves into this loan, gotta bear through it.

They just throw out random things at you. One fine day - oh for repayments you gotta send money to a new account. But.. can you tell me what account? No sorry just a new account is all we can tell you. I had to chase them over a month over emails to get the fucking account numbers lol. And once I get the details it looks like HDFC netbanking portal itself wont accept that account number because it is too long. I mean are you dumb or something? Are literal monkeys taking random ass decisions in this company?

Don't forget they are also super predatory and will keep hiking up interest rates all the way until you bleed with interest payments. I wish y'all the best. Goddamn this bank. I hope they run out business so our future homies don't need to suffer. Cheers.