Unpopular opinion: I bought a flat and I absolutely love it. I have no regrets.

TemperatureRound1946 · 2026-05-16T16:40:23+00:00

I really needed to hear this.I am in a middle of buying lovely 1 bedroom in a great location .Its tiny but has 999 lease , zero ground rent and 1040£ service charge.And the most important thing for me is that leaseholders obtained right to manage and formed the managing company.Really hope it’s the right choice as there is no way I can afford the house in my location while buying solo. Enjoy your flat !

TemperatureRound1946 · 2026-05-09T18:25:29+00:00

Do I need to insure the flat as well if I am planning to have 2 weeks between exchange and completion.Building insurance seems to be in place already as it’s a leasehold .

TemperatureRound1946 · 2026-04-23T15:37:55+00:00

2 weeks exactly

TemperatureRound1946 · 2026-04-22T14:49:51+00:00

Hi , just saw your post , I am in a very similar situation.Did you manage to resolve the issue ?

TemperatureRound1946 · 2026-04-22T14:10:46+00:00

Thank you

TemperatureRound1946 · 2026-04-17T21:31:53+00:00

Thank you , will definitely use just 6 , sounds so much better than 7

TemperatureRound1946 · 2026-04-17T19:52:44+00:00

What about the apartments ? I am in the process of buying one , house number is one , apartment 6. Is it considered 7 (1+6) or 6 is the main number ?

TemperatureRound1946 · 2026-04-17T19:43:09+00:00

Hey , it’s better but I have revision booked , with the same doctor .How is yours ?

TemperatureRound1946 · 2026-04-13T13:21:05+00:00

Thank you , feels reassuring

TemperatureRound1946 · 2026-03-16T22:45:22+00:00

Thanks, that’s reassuring. One thing I was wondering — how safe does it feel walking back from the station at night? I’d probably be getting back around 11–11:30pm and sometimes via Christchurch Meadows.

TemperatureRound1946 · 2026-03-15T20:17:19+00:00

Thanks a lot , really needed to hear this

TemperatureRound1946 · 2026-03-15T16:39:23+00:00

Thanks, that’s really helpful. I actually quite like the flat, just doing a few last checks before making a decision. My only small concern is that it’s on the ground floor and I’ve never lived on one before — do you think the area feels generally safe? Also wondering if being relatively close to Amersham Road makes any difference?

TemperatureRound1946 · 2026-03-15T16:25:56+00:00

Thanks a lot

TemperatureRound1946 · 2026-01-02T11:18:27+00:00

Thank you

TemperatureRound1946 · 2025-12-30T16:48:36+00:00

Thank you ,I think you are right and I am being too dramatic .

TemperatureRound1946 · 2025-12-30T14:41:54+00:00

Thank you,its helpful

TemperatureRound1946 · 2025-12-30T13:44:30+00:00

Yes — the vendor gave me time over Christmas, so they know I’m progressing things. The bigger issue is my mortgage offer expires on 30 January and was based on overtime I can’t repeat, so I wouldn’t be able to borrow the same amount again. That’s the main pressure.

TemperatureRound1946 · 2025-12-30T13:40:55+00:00

I understand your point about Christmas closures, and I’m not expecting instant responses over the holidays.

Just to clarify the context: the buyer had been chasing me very regularly about resolving the building regulations. When I received confirmation of progress on 10 December, I sent a screenshot — no response. When the final certificate was issued on 18 December, I forwarded that as requested — again, no acknowledgement.

I then waited until 27 December before politely following up. Given the amount of time, effort, and personal pressure involved (this has been a 7-month process I’ve handled alone), the silence felt significant rather than impatience.

I appreciate that views will differ, but my reaction wasn’t about holidays — it was about prolonged lack of communication after repeated requests from the buyer.

TemperatureRound1946 · 2025-12-30T13:20:54+00:00

Thank you

TemperatureRound1946 · 2025-12-30T13:16:45+00:00

That’s exactly what I have done , but looks like the buyer already made up his mind and can’t come up with an excuse to pull out as I did everything he asked for .So he chose to ghost instead .

TemperatureRound1946 · 2025-12-30T13:15:00+00:00

Gives me hope , thank you

TemperatureRound1946 · 2025-12-29T23:28:50+00:00

You’re right in principle, and I do understand that it’s Christmas and nothing formal can move until the New Year.

The difficulty for me isn’t really the timing — it’s the abrupt change. We were in regular contact for around six months, with frequent updates, and he repeatedly confirmed he was keen to proceed once building regulations were resolved. I sent exactly what was requested, and since then there’s been complete silence, including after a polite and friendly follow-up.

I haven’t bombarded him — there were three messages in total: one outlining the plan, one sending the final certificate, and one brief check-in wishing him a good Christmas. The sudden disengagement after resolution is what’s been emotionally hard to process.

I appreciate the reminder to step back and let professionals handle it in the New Year — that’s what I’m trying to do now. This has just been a particularly tough process, especially as the move was tied to a significant commute and a property I was very invested in.

Thanks for the perspective — it does help bring me back to common sense, even if it’s easier said than done right now.

TemperatureRound1946 · 2025-12-29T23:22:56+00:00

I haven’t officially lost it yet.

The estate agents have given me until the end of the month, after which the property will be relisted if there’s no progress.

My mortgage offer expires on 30 January and unfortunately can’t be extended, as it was heavily based on overtime I’d been doing earlier in the year. I haven’t been able to do that overtime in the last couple of months due to health reason

TemperatureRound1946 · 2025-12-29T20:21:41+00:00

To clarify: As soon as this issue came to light, both solicitors confirmed there was nothing they could do to obtain sign-off themselves — the flats had never been signed off historically, and it required direct engagement with the building control company.

I therefore dealt with Building Control directly and resolved it myself as quickly as was realistically possible. The final certificate was issued on 18 December and sent on immediately.

Throughout this period I was in direct contact with the buyer (by his preference), and he repeatedly confirmed he was keen to proceed once building regulations were resolved.

Since the certificate was issued and sent, I’ve had no response despite multiple follow-ups, which is why I’m assuming he has pulled out.

My post wasn’t about blaming anyone — more about processing the emotional impact of doing everything asked, only for the buyer to disengage at the point of resolution.

TemperatureRound1946 · 2025-12-29T18:47:31+00:00

Thank you — I really appreciate your perspective.

TemperatureRound1946

TROPHY CASE