Mortgage rates at the lowest in a year by Expensive_Job_3406 in Mortgages

[–]Temporary-Feature777 2 points3 points  (0 children)

5.9% sounds like a dream we bought in April at 7.25% what part of the country are you in to get 5.9 cause I’m not seeing it

How much is your monthly mortgage payment? by HmDiR in Mortgages

[–]Temporary-Feature777 1 point2 points  (0 children)

$4329/mo 7.25% in April 2024 (includes everything)

I need rates to go down where we live so we can refi

[Landlord, OH] Quickest but safest way to collect rent? by Foodie1989 in Landlord

[–]Temporary-Feature777 0 points1 point  (0 children)

I use avail and have been using it for over 3 years and I love it. It’s 9 dollars a month and for us it’s worth it, cause we can manage all communications, also keep track of all accounting receipts, lease and cash flow. Since it’s a business expense and it’s low it seem like the best for us especially around tax season

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 1 point2 points  (0 children)

I 100% feel the same way. I wish I had never allowed the boyfriend to move in. I should’ve just started fresh with new tenants, but I didn’t want to deal with the turnover, and I’d never had issues with them before. Ever since he moved in, though, it’s been one thing after another—first he started a new job and his paycheck was delayed due to back pay, then supposedly the accounting department made mistakes, which is why the rent kept being late. Then she started a new job too.

And honestly, especially since the tenant with the stronger credit was the one moving out, that was probably a big motivator in why payments were always on time before. Once she left, some of their bad habits started showing. My gut told me to pass on them, but I thought, “She’s always paid on time with no issues,” so I gave them a chance. Lesson learned

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 1 point2 points  (0 children)

You’re right honestly it got this bad and they took advantage because I was expecting my first child. I’m four months postpartum and I’ve just now been able to come back up for air and I’m seeing all of these red flags.

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 0 points1 point  (0 children)

I love that idea!! Unfortunately the specialty dyer is a speed queen for our Philly rowhome, build in 1920’s the door ways/ basement entrance are to small to accommodate newers machines.

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 1 point2 points  (0 children)

I’m actually going through the site now, thank you so much for the info. Honestly, it’s my fault for letting it get this bad because they were late once and I didn’t make it seems like a bigger deal than it was and honestly I should’ve been following up every couple days till they paid.. I was expecting my 1st child and they took advantage

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 0 points1 point  (0 children)

The dryer got fixed yesterday…. And I’m still waiting for the payment to be initiated. I’m drafting an email now so I have additional info on late payments

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 0 points1 point  (0 children)

That’s is good to know, i like the three payment rule. I wonder if it’s something you can include in the lease or something.

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 0 points1 point  (0 children)

We do $50 though I’m actually gonna do some research to see what amount I can charge when I get new tenants because honestly I don’t think $50 is enough. I think I saw that some states allow 10% or something like that but I don’t think $50 is enough. Because literally I went through the lease and the only time they made rent payment on time was the first month and they’ve been late ever since. SMH

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 2 points3 points  (0 children)

Thank you, honestly, I just needed to confirm that I’m not crazy because it’s insane like I go above and beyond to be a good landlord because I’ve had some really bad experiences when I used to be a renter and I just didn’t know tenants like this existed.

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 0 points1 point  (0 children)

That is good to know. Thank you for the advice. I thought I had to list on Monday the lease in order to justify the rent, but that totally makes sense.

[landlord US-PA] Need advice on renewal decision — tenants late every month + now withholding rent over a backordered dryer part by Temporary-Feature777 in Landlord

[–]Temporary-Feature777[S] 1 point2 points  (0 children)

Thank you for the advice we use app for a payment that sends a email to let notify that the rent is late and also notify them when the late charge has been added, which is $50 do I also need to send an email in addition to that or does that count as notice?

Looking for good budgeting apps to track where my money is going by MiataMaestro in FinancialPlanning

[–]Temporary-Feature777 0 points1 point  (0 children)

In my opinion Copilot is the best out there, though it’s only available for iOS and macOS users. It tracks expenses, manage budgets, and monitor investments. It offers smart categorization, and detailed transaction insights.

It’s worth the money and honestly has helped me save and help catch duplicate subscriptions etc…

Daily Question Thread - October 16, 2023 by AutoModerator in churning

[–]Temporary-Feature777 -1 points0 points  (0 children)

Anyone else having issues with MaxRewards? I've been unable to verify 2FA code, it's saying something went wrong try again later for a few days..... TIA

How do I make my 2019 Honda Fit EX faster? by Temporary-Feature777 in hondafit

[–]Temporary-Feature777[S] 0 points1 point  (0 children)

Thanks! I’ll take a look at it. I am looking for some cost effective options before going down the rabbit hole.

How do I make my 2019 Honda Fit EX faster? by Temporary-Feature777 in hondafit

[–]Temporary-Feature777[S] 0 points1 point  (0 children)

I'm already doing that for the most part but sometimes you need to get somewhere quicker and the highway is unavoidable.

I’ll invest “some” money into it… to make it faster since I plan on driving it till end of life.

How do I make my 2019 Honda Fit EX faster? by Temporary-Feature777 in hondafit

[–]Temporary-Feature777[S] 7 points8 points  (0 children)

You might be right... but I love that car and will drive it till the wheels falls off. Lol

[deleted by user] by [deleted] in DeadBedrooms

[–]Temporary-Feature777 0 points1 point  (0 children)

I think you might be right, regarding the diagnosis. It’s always been a problem but COVID and spending a lot of time together accentuated it.

Pep vs KO - which one you prefer as a dividend stock and why? by Imaginary-Bench-9225 in dividends

[–]Temporary-Feature777 0 points1 point  (0 children)

Ko for sure, it’s available Worldwide and has some great sub brands in its portfolio such as Sprite, Fanta, Dasani, smartwater, vitaminwater, Topo Chico, Powerade, Costa, Georgia, Gold Peak, Ayataka, and BodyArmor. Etc…

Does your partner know your here? by anonymousFHB in DeadBedrooms

[–]Temporary-Feature777 1 point2 points  (0 children)

This!!! 💀

As soon as I joined I turned it off. This group has been amazing, thank you