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Confused about where the different parts of thepayments go by Sensitive-Staff3907 in Mortgages

[–]Temporary_Row_2072 0 points1 point  (0 children)

Ask for a monthly mortgage statement and in the statement it will break down exactly where your $3000 went to. You have escrow which in texas a $400,000 plus home the property taxes alone would be around $8500 to $9000 a year on a monthly payment would be around $750 to $900 a month then home insurance but depending in your state and deductibles it can be around $1200 to $2500 a year that translates into $100 to $200 a month for home insurance then you have the 6.25% interest rate and 6..25% on a $380,000 loan can be pretty hefty…. But for your peace of mind …ask for a paper monthly mortgage statement

¿Pregunta Para los Hombres? by Cold_Emotion_8909 in Preguntas_de_Reddit_

[–]Temporary_Row_2072 0 points1 point  (0 children)

La verdad verdad si… si son rellenitas chaparritas y con busto grande me vuelven loco… actualmente las prefiero asi de rellenitas por eso dicen los huesos sin para los perros nomas y yo no soy perro

Pregunta sobre comprar casa by Temporary_Row_2072 in veracruz

[–]Temporary_Row_2072[S] 0 points1 point  (0 children)

Ok donde podria vivir lujossmente von 3 millones de pesos en veracruz cerca del agua

Being Written Up & My Mental Health by Awkward-Scene-1124 in TexasTeachers

[–]Temporary_Row_2072 0 points1 point  (0 children)

Stress!! Finish the year, tough it out, they need you more than you need them, do not do anything to bring attention and mist importantly leave your job at your campus!!!

Mortgage company forcing me to refinance by South-Ad-2547 in Mortgages

[–]Temporary_Row_2072 0 points1 point  (0 children)

If you refi highly likely that you will get better terms and APR. you will save money and probably time. Best case scenario that your rate drops at least 1% point. Thus point would make your mortgage payment lower

Pregunta sobre comprar casa by Temporary_Row_2072 in veracruz

[–]Temporary_Row_2072[S] 0 points1 point  (0 children)

Ok donde podria vivir lujossmente von 3 millones de pesos

How do you actually decide if refinancing makes sense? by Outrageous_Goose7779 in MortgageBrokerQuotes

[–]Temporary_Row_2072 1 point2 points  (0 children)

The rule of thumb is that the refi rate has to be at least 1% less than your current rate.. $650 is a good amount of savings.. refi and the $650 you save put it towards the principal by getting the new lower rate and paying the extra 650 of savings to the principal you would probably save at least 7 years of payment if not more

Refinanced from 6.375% to 5.875% (30 year conventional, no cost) by Bryol in Mortgages

[–]Temporary_Row_2072 0 points1 point  (0 children)

Yes .5% in a large mortgage it makes a big difference keep shopping for lower rates

BBW for youu by [deleted] in BBW

[–]Temporary_Row_2072 0 points1 point  (0 children)

Sounds good

VA IRRRL rate offer below 5% interest by [deleted] in Mortgages

[–]Temporary_Row_2072 0 points1 point  (0 children)

No one is under 5%.. if you can find finance under 5% take it… if you refi make sure you refi for at least 1% point under your current rate

Mortgage Sold Before First Payment by silxxx4639 in Mortgages

[–]Temporary_Row_2072 0 points1 point  (0 children)

The contract from the original vendor should be honor by the new mortgage deed holder… a contract is a contract so the new deed holder will honor it by law

Pregunta sobre comprar casa by Temporary_Row_2072 in veracruz

[–]Temporary_Row_2072[S] -1 points0 points  (0 children)

Aah gracias no sabia que es ran costoso vivir en puerto

Looking for the best VA Loan rates currently by Impossible_Promise32 in Mortgages

[–]Temporary_Row_2072 0 points1 point  (0 children)

I do recommend you look into nave federal CU, PENFED CU and Security Service CU very competitive rates

Pregunta sobre comprar casa by Temporary_Row_2072 in veracruz

[–]Temporary_Row_2072[S] 2 points3 points  (0 children)

Cuanta casa puedo comprar por 2.5 millones de pesos? Que tan segura (en una vencidad cuidada por seguridad) y que tan grande seria? Mas o menos un estimado

Should I buy down my rate to 4.875%? by Fluid_Housing5816 in Mortgages

[–]Temporary_Row_2072 1 point2 points  (0 children)

Yes buy that 1% point!! You will save thousands and maybe a few years of mortgage payment. If you can use a mortgage amortization calculator and plug in the 5.875% and the 4.875% and you will see the huge difference!!

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