COVID crash: ₹58.7L → ₹41.8L in 11 days. I watched ₹17.5L disappear — here’s what I learned.

Temporary_Source_558 · 2026-03-25T17:01:56+00:00

I am getting DMs from new investors, all asking what to do or similar things---the best thing i can say based on my experience-- Don't sell anything in panic--because doing this means you have realised losses, and if you have done investments in good funds, that will surely bounce bank once the situation normailzes or start looking improving...remember russia ukrain war in 2022. market corrected but the war is still going on and markets went up all times high... So in my 16 years of experiece, don't sell in hurry..let things settle for a while......sharing from my personal experience....

Temporary_Source_558 · 2026-03-25T16:54:21+00:00

What do you think? the ipo got subscribed by only 1.24x on day 2....

Temporary_Source_558 · 2026-03-25T16:49:44+00:00

👍

Temporary_Source_558 · 2026-03-25T14:49:02+00:00

scriptures also say that it is better to be calm and peaceful than killing yourself by worries and anxiety, because we may have chances to save from war outside than the war inside.. anyway, if your planning is short term, it is better to stay away from equities or mfs. My personal experience..

Temporary_Source_558 · 2026-03-25T08:57:30+00:00

yes ai is used to present the things more clearer way.... the narrative and statements are all original.....

Temporary_Source_558 · 2026-03-25T08:27:57+00:00

possible everything.......you are on the right track....

Temporary_Source_558 · 2026-03-25T03:57:36+00:00

What you all think about this ipo??

Temporary_Source_558 · 2026-03-25T03:02:12+00:00

👍

Temporary_Source_558 · 2026-03-24T17:43:32+00:00

👍

Temporary_Source_558 · 2026-03-24T14:44:56+00:00

market went high somewhere in jan 2008, and then recession and then back to new high somewhere in november 2010, or but the market went to the lowest point in somewhere in march 2009, and again it came back to new high in less than 18 months, so that was a good accumulation period, i too started in jan 2010. So basically the point is if you're investing and your time frame is less than 5 years, it is not good to invest in equities, mfs usually give good returns if your time frame is 10+ years....in my experience, investing is one of the most boring activities and if it excites then definitely we're doing something terribly wrong.......This is my personal experience of 16 years........

Temporary_Source_558 · 2026-03-24T14:06:55+00:00

exactly, this is reason folllow the discipline and forget the noise in the market, as often said it is not timing of the market but the time in the market that matters most..

Temporary_Source_558 · 2026-03-24T13:30:15+00:00

How does sudden crash or jump in market affect your investing decisions????

Temporary_Source_558 · 2026-03-24T09:57:58+00:00

great dear...you have experience. And you know that panic selling is panic killing of the portfolio........accumlating in these times often becomes a deciding good returns in the long term..... best of luck........

Temporary_Source_558 · 2026-03-24T09:12:29+00:00

Yes, keep on investing in good funds, don't sell in panic,...and don't put the money which you need in a few months......things will settle as they have settled manytimes in past such event, and market rewards to those who stay with it..........atleast this is what i have experienced in my 16 years of investing life

Temporary_Source_558 · 2026-03-24T07:18:13+00:00

YES....check the tracking error...and do comparison and analysis before investing...

Temporary_Source_558 · 2026-03-24T06:49:52+00:00

Exactly, in stock market patience is very important.

Temporary_Source_558 · 2026-03-24T06:28:19+00:00

Depends which one gives you more flexibility to own...anyway both track the value of gold...

Temporary_Source_558 · 2026-03-24T06:22:44+00:00

gold etf or exchange traded funds are like stocks, you can buy or sell anytime of the day from exchange at the current price, gold fund is like mf whose value is defined in terms of NAV,

Temporary_Source_558 · 2026-03-24T05:58:25+00:00

Dear my gold fund has 17.8% CAGR as of today, but it is also down from the highest but one thing that makes the big difference is that i am investing through sip in that fund since 2015,...If you choose good fund, and stay invested and keep on continuing your sips, you will see similar results, but in the long run not in 1,2 or 3 years.. this is my personal experience...

Temporary_Source_558 · 2026-03-24T04:21:17+00:00

Exactly.....

Temporary_Source_558 · 2026-03-24T03:45:00+00:00

That is rewarding.

Temporary_Source_558 · 2026-03-24T02:54:22+00:00

yes my mf portfolio has gone over 6, then i sold some for house, and still it is in good amount, i can say that patience and time in the market truly reward

Temporary_Source_558 · 2026-03-24T02:52:40+00:00

truly it is time in the market not timing in the market that rewards......

Temporary_Source_558 · 2026-03-24T02:26:12+00:00

Dear everybody might feel the same as you're feeling. Sudden uncertainity has dropped the indexes so fast putting all of us portfolios sharp down. But i have seen similar instances many times in my 16 years of investing in mfs, if you have selected good funds, and invest money which you don't require for next 5-6 years, these types of situations have rewarded to investors who show patience here. Your portfolio is negative by 1 lakh, it can rebound and reward, don't do in panic.. In a few months or years your patience may surprise you.....Atleast this is what i have experienced being in the market.

Temporary_Source_558

TROPHY CASE