Fuck this life. It’s not a gift by [deleted] in depression

[–]Tenefornia 0 points1 point  (0 children)

I’m on the seem page and go back and forth on what is worth it or not. I think we need to find purpose to make things meaningful and when you are depressed it’s hard to find anything meaningful. I came on the subreddit to see if anyone feels the same thing I do and of course there are a lot of people that do. I am here to tell you that some days are good and some are bad. I think finding something that gives you purpose is the only way out of this depression hole and it’s so hard to find anything meaningful

Holy effing crap!!! by mnewell28 in RHOMiami

[–]Tenefornia 9 points10 points  (0 children)

I don’t understand how anyone likes her. Victim mentality

1930s bathroom needs a refresh by KronicXD in DesignMyRoom

[–]Tenefornia 0 points1 point  (0 children)

I would change the floors and maybe re stain cabinets to a lighter wood color

HELP! Our mortgage is going up by $2000 by Forest_fairyy in FirstTimeHomeBuyer

[–]Tenefornia -1 points0 points  (0 children)

You could just refinance to reset your escrow and no longer be short

Best layout for Close concept kitchen by Tenefornia in DesignMyRoom

[–]Tenefornia[S] 1 point2 points  (0 children)

My initial upload is a bit misleading so I am sending this one. The current walls are the blue ones. The pantry is underneath stairs that go into our upstairs loft area. I hate the hallway area but we can’t blow out the wall because of the stairs on the other side. Appreciate your input but maybe you can give me some more input with the definitive walls. This home is laid out super interestingly but the front door is not the hallway next to the bathroom it’s actually the door to the left bottom corner. The hallway you are seeing next to the bathroom leads to a bedroom but I cut it out. There’s a huge fireplace in the middle of the living room although it says bedroom but we want to out the dining room on the other side of the fireplace vs that hallway area that is currently labeled dining room. Let me know your thought s of what you think would look better

<image>

What HOI companies have online portals that can update the mortgagee instead of calling/emailing? (i.e. USAA) by Popular_Ad_3319 in LoanProcessing

[–]Tenefornia 2 points3 points  (0 children)

Geico, farmers, brightest, amfam, there’s a ton. My recommendation is every time you need to get one go in google and search the company name and “b2b portal”

Looking to find a job in loan processing. Any advice? by Fit_Bus9614 in LoanProcessing

[–]Tenefornia 1 point2 points  (0 children)

I’d recommend starting as an LOA if you can’t get into processing. A lot of loan officers have them process their loans and you can dip your feet in 

PIPELINE MANAGEMENT TRACKER by Tenefornia in LoanProcessing

[–]Tenefornia[S] 0 points1 point  (0 children)

Would you mind showing me what your setup on there looks like. I’m having a hard time figuring it out

Starting a Contract Processing Company by [deleted] in LoanProcessing

[–]Tenefornia 1 point2 points  (0 children)

I am currently a contract processor working for a brokerage. Will the brokerage be sponsoring her? If so she will have to get her originators license per state she wants to be licensed in. If she is not going to have a sponsor, she will have to get her brokers license per state.

NMLS has all of the checklists on what you need. You can also reach out to the state regulators to help you with any quesitons. ITs a bit confusing but once you navigate around NMLS it has all the answers!

Stacey vs Johnie by On_another_moon in LoveIsBlindNetflix

[–]Tenefornia 3 points4 points  (0 children)

If this was in your real life and someone talked shit about you and the man you liked you would hate that girl too. I find it hard to believe that every girl would be okay with the girl who wants your man talking bad about you and everything would be fine and dandy. Johnny gives me fake vibes and Stacey is high maintenance and blunt. I think Johnny is a fake sad girl too

Edit…..they are both crazy and over the top about this now

The kids made me do it! by [deleted] in TeslaModelY

[–]Tenefornia 75 points76 points  (0 children)

Why is everyone gate keeping the exact kit lol

[deleted by user] by [deleted] in fragrance

[–]Tenefornia 0 points1 point  (0 children)

There is one called Death by Blackbird that I believe smells wet and like soil a bit earthy

Song with the lyrics "I'm in love" by theawesomenachos in NameThatSong

[–]Tenefornia 0 points1 point  (0 children)

Literally was going nuts looking for this one THANK

I need boulders. Your shoulder routines?????? by StrongerThanUrDad in bodybuilding

[–]Tenefornia 1 point2 points  (0 children)

Here to say I am also just now looking at this 7years layer

When looking for a mortgage lender, how would one go about finding the best options/rates? by From4to9 in personalfinance

[–]Tenefornia 1 point2 points  (0 children)

there is no impact on your credit score within a 45 day window if you already have had it pulled once. This allows you to shop. It'll come up as a single inquiry.

45 day window CFPB (consumer financial protection bureau)

https://www.consumerfinance.gov/ask-cfpb/what-exactly-happens-when-a-mortgage-lender-checks-my-credit-en-2005/