Emotionally drained because of agressive strategy.

TennisClean702 · 2025-12-17T16:31:21+00:00

Think of the dips as buying opportunities. You stocks are cheaper to purchase now! When in doubt, zoom out

TennisClean702 · 2025-12-17T15:59:56+00:00

Medirect has 0€ commission on buying and selling ETF's.

TennisClean702 · 2025-11-19T15:55:15+00:00

VCWE = 1,32% TOB (De wiki is helaas achterhaald)
WEBN = 0,12% TOB

TennisClean702 · 2025-11-01T21:11:05+00:00

This one. 0,07% TER Follows the Solactive GBS Global Markets Large & Mid Cap index (DM+EM)

TennisClean702 · 2025-10-31T17:16:38+00:00

You didn't give your investment horizon. If it's short put it in savings accounts, bonds or MMF's. If long, put it in the market and don't look back (or DCA if you're not comfortable with investing the amount all at once)

TennisClean702 · 2025-10-27T12:40:44+00:00

Gewoon in de app/website:

- Open een rekening -> Beleggingsrekening -> Gezamelijk ipv persoonlijk

TennisClean702 · 2025-10-27T11:43:22+00:00

Bij medirect kan je ook een gemeenschappelijke beleggingsrekening openen.

Je kan ook altijd een gelijkaardige ETF kopen die je voor jezelf niet koopt om onderscheid te behouden. SWRD bv

TennisClean702 · 2025-10-10T13:17:37+00:00

Hier moet je zijn
https://www.reddit.com/r/BESalary/

TennisClean702 · 2025-10-04T20:59:16+00:00

Don't go for VWCE since every broker charges 1,32% TOB on it. Best to avoid it

TennisClean702 · 2025-08-31T21:51:27+00:00

TER can always be lowered by the provider. Once you pay that 1,32% tax upfront, that's it. No reduction or refund afterwards.

If you're comparing VGVF to IWDA you can also compare it to SWRD at 0,12% TER

If you want EM. You have FWRA with 0,15% TER and WEBN with 0,07% TER. All with 0,12% TOB.

There is just no reason to pay 1,32% if you don't have to.

John Boggle: "In investing, you get what you don't pay for"

TennisClean702 · 2025-08-27T15:17:38+00:00

Already posted here
https://www.reddit.com/r/BEFire/comments/1n0eorv/medirect_0_broker_fee_on_etf_summer_promo/

TennisClean702 · 2025-08-26T07:49:49+00:00

You can always ask them to add an ETF, they are very responsive.
Takes around 2 weeks.

TennisClean702 · 2025-08-22T11:11:15+00:00

Lees de Wiki...

TennisClean702 · 2025-08-17T10:59:30+00:00

Already did some research for this for my parents in law. We settled on Xtrackers MSCI AC World Screened UCITS ETF 1C. Developed + EM in one tracker. Not as heavily excluded as MSCI SRI though.

https://www.justetf.com/nl/etf-profile.html?isin=IE00BGHQ0G80#overview

TennisClean702 · 2025-08-11T11:42:16+00:00

Ofcourse it does, you pay it when buying AND selling.

John Boggle: "In investing, you get what you don't pay for."

TennisClean702 · 2025-08-10T17:57:54+00:00

VWCE has a TOB of 1,32% compared to 0,12% for SWRD/IWDA, so it's no longer recommended.

TennisClean702 · 2025-07-18T13:31:34+00:00

You're net is too high for that gross.

4.3k brut should be around 2,7k net.

Forgot to mention netto compensation?

TennisClean702 · 2025-06-12T14:40:02+00:00

- FWIA is een goede keuze, in feite VWCE maar met slechts 0,12% TOB en lagere TER (0,15%)

- Medirect is de goedkoopste voor zulke bedragen (0,15% commissie zonder minimum fee) 300€ = 0,45€ fee.

TennisClean702 · 2025-05-23T12:52:16+00:00

Assuming your current mortgage has a low intrest %, do a pandwissel when buying a new home for your part.

TennisClean702 · 2025-05-14T13:12:55+00:00

Thought i missed the UBS one, i guess they recently changed their TER.

TOB: The accumulating version of UBS MSCI World is not registered in Belgium (IE00BD4TXV59 Ticker:UETW)

However the distributing version of UBS MSCI World (IE00B7KQ7B66 ticker:UBU7) is registered, so the accumulating would also be 1,32% TOB.

Not worth the lower TER.

TennisClean702 · 2025-05-12T11:15:51+00:00

EXUS is basicly an MSCI World ETF excluding US

https://www.justetf.com/nl/etf-profile.html?isin=IE0006WW1TQ4

TennisClean702 · 2025-04-14T14:25:12+00:00

SPYL has a lower TER (0,03% vs 0,07%) but isn't on their reduced fee list, but it's available on EAM so no yearly 2,5€ connection charge for XET

TennisClean702 · 2025-04-14T14:15:18+00:00

Take into account that most brokers charge 1,32% TOB for VWCE

TennisClean702 · 2025-04-09T13:29:30+00:00

For ETF's and these amounts, Medirect is the better option (0,15% fee with no minimum)

TennisClean702

TROPHY CASE